Texas Lone Star Lending

Located in Houston,

Address: , , ,

Phone: +1 512-261-1542

Rating: 5

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Comments

Review 1 (2025-02-19 - Rating: 5)
Steve was extremely professional and efficient from beginning to end of the loan process. The support from his office through Tracy was also outstanding and I highly recommend them to anyone for their mortgage loan requirements. First Class!

Review 2 (2023-04-17 - Rating: 5)
Martha & I would like to THANK YOU for all that you did in 2022 to help us qualify and move into our new home not once but twice!! Without your help we would not have been able to increase our credit score to an acceptable level so we would qualify for a loan on one home and then another within a 6 month time span. This definitely qualifies for the record books if not for the Guinness Book of World Records. We thank you so much for helping us with this process. Each day when we wake up we cant believe that we are living where we are. Our own castle in the Villas at Kings Harbor community in Kingwood, TX. God answered our prayers and put you in our path to make this blessing possible. We wish you a happy, blessed and productive 2023. Again it is very difficult to put into words how much we appreciate all that you have done for us!Franklin & Martha Duncan4.17.2023

Review 3 (2024-08-21 - Rating: 5)
My experience working with Steve Bray and his team at Texas Loan Star Lending to refinance my home was hands-down the best experience I have ever had. He was attentive to detail, answered every question quickly, and managed all the document prep and paperwork effortlessly. I highly recommend him to anyone who needs mortgage services. Steve is at the top of my reference list for friends and family and their mortgage needs.

Review 4 (2024-06-03 - Rating: 5)
Steve Bray with Lone Star Lending was the best mortgage broker my husband and I could have asked for. He helped us along our journey as first time home buyers with great patience and care. Steve was extremely responsive and eager to answer our questions in a timely fashion (in fact, I worry he never sleeps!) We even got a beautiful, customized housewarming gift in the mail from him when we moved in. Thank you, Steve, for your compassionate support and guidance! You made our experience much less stressful than it could have been as first time home buyers on a tight schedule. We are so grateful!

Review 5 (2023-05-03 - Rating: 5)
I was so nervous to start the buying process, however Steve and Lone Star Lending made it smooth. He walked me through the entire process. He listened to my concerns and stuck with me for the entire 4 years that it took me to find my forever HOME! This team is the BEST!!

Review 6 (2023-05-21 - Rating: 5)
Steven and his team were absolutely amazing. We required our loan to be manually underwritten which is generally more difficult, but Steven and his team streamlined it making it much easier. All of the preparation procedures were very clear and they kept us informed of any potential issues. We highly recommend Steven and his team at Texas LoneStar Lending.

Review 7 (2020-08-15 - Rating: 5)
If you want a *completely* hassle free refinance experience, G. Steven Bray at Texas Lone Star Lending is where you need to go. We could not get anyone at the credit union to talk to us on the phone. I contacted Steve mid June and we closed in July. Steve guided us through every step, watched the rates/fees daily and communicated to us what we needed to know. We got a great rate with minimal fees. The whole process went quicker than I thought possible. I highly recommend Texas Lone Star Lending for your home financing needs.

Review 8 (2020-10-02 - Rating: 5)
Over many years Steve has helped us on financing homes and refinancing homes, and he is excellent! He has made this the best experience we have ever had in decades of home ownership. Steve is meticulous, expedient, respectful, and explains things very carefully. He knows this business inside and out, and can handle the loops and goofs that mortgage companies and title companies throw at you. If you choose him, you will be very pleased.

Review 9 (2020-07-12 - Rating: 5)
I had the pleasure of working with G. Steven Bray at Texas Lone Star Lending to refinance my home. Steve is very knowledgably and was responsive throughout the process. He monitored the mortgage rates daily until they hit my target, secured my rate and closed my loan quickly. The approval and closing process only took three weeks. I highly recommend Steve to anyone seeking financing on a home. The quickest close Ive had in financing/refinancing 11 property transactions.

Review 10 (2023-03-30 - Rating: 5)
I had to buy an investment property and Steven was really professional, detailed oriented and meticulous right from the start. He generated all the disclosures on time or before time for my transaction and when my lending company closing process became cumbersome due to single person title transfer he jumped on to the game and solved it for me in 2 days. It was very difficult to convince the lender, their attorneys and their compliance team that due to me being a permanent resident my wife won’t be able to take title on the house and this got into locked horns with Homestead laws currently prevailing in the state. Steve and his team worked tirelessly to resolve my issue and we closed successfully after their hard work!

Review 11 (2020-10-30 - Rating: 5)
Our experience with Steven Bray could not have been better! He was always available to answer any questions regarding our refinance, even if it was via email late in the evenings. He is knowledgeable, helpful, always willing to help, super easy to get along with! Could not have been any more stress free! Would definitely recommend him to anyone looking for a stress free process.

Review 12 (2021-01-08 - Rating: 5)
Steve and his team did an extraordinary job for us when it came time to do a re-finance/remodel loan. It really gave us a peace of mind knowing that they were handling everything for us. We first went out on our own trying to find what we could in regards to re-financing; we should have spoke to Steve first. A lot of time and energy could have been saved if we would have just called him to begin with. Very knowledgeable and response time to all of our questions couldnt have been better. Thank you Lone Star Lending! ~Catherine and Ken

Review 13 (2023-08-21 - Rating: 5)
Steve is very informative and a true educator in this field. Before contacting Lonestar, my experience with lenders was mostly being ignored, pushed aside, and ill-informed. This company is truly a step above the rest. Ill only ever work with this company going forward. Very much appreciate you guys.

Review 14 (2021-05-27 - Rating: 5)
I worked with Steven Bray on my mortgage recently and throughout the process he was on top of the many details and kept me informed regularly. I received a great mortgage rate, putting my dream home in reach. Professionalism, efficiency and putting the clients interests first - all these attributes made my dealings with Steve a pleasure.

Review 15 (2021-05-28 - Rating: 5)
Steve and his team at Texas Lone Star Lending made the mortgage process so smooth and easy to understand. We knew all along the way he had our best interest at heart. Highly, recommend!!!

Review 16 (2020-09-03 - Rating: 5)
I am using the Bray family for Real Estate Home (re-)financing for the last 24 years. Every single time they do the mission impossible great jobs and just make things happen. Now that they are an independent broker it is even better. I can 100% recommend them without hesitation. This is my 5th adventure with them and I cannot even tell you how easy it is to deal with them and what they make happen in the background. Not to say that they always watch out for you to get you the best deal possible.

Review 17 (2021-06-02 - Rating: 5)
Steve was incredibly thorough and professional. As first time home buyers he was the perfect lender for us. He answered all of our (many, many) questions timely and in a way we could understand every detail. Highly recommend!

Review 18 (2019-09-26 - Rating: 5)
From beginning to the end of the transaction - steve Bray and his team were on top of their game! If my clients had a question he was right there to quickly answer and keep me in the loop. I didn’t have to guess at what was going on, he let me know every step. I didn’t have to worry about anything. Thank you Steve Bray for an excellent job for me and my client.

Review 19 (2022-07-07 - Rating: 5)
Hands down the best experience I could have ever imagined! First time home buyer in this crazy market, so I had no knowledge of the process. Steven walked me through everything, and explained in detail what everything meant. He also tried his best to get me the best deal. Will be using this company again!

Review 20 (2020-05-28 - Rating: 5)
This was the 2nd time weve dealt with Texas Lone Star Lending & I would have no problem going back again & again. The service weve received from Steve Bray is nothing short of exceptional! So there you have it, these folks will take care of your business & leave yall happy!!

Review 21 (2021-09-16 - Rating: 5)
Steven kept us informed of our loan process every step of the way. He answered every question we had. He made himself available almost 24/7. We are so happy with the job steven did for us with texas lone star lending!

Review 22 (2021-06-21 - Rating: 5)
I highly recommend Texas Lonestar Lending. With Steve and his team you never have to wonder if your lender is on top of all the loan and closing details as they are well organized and highly efficient.

Review 23 (2019-09-18 - Rating: 5)
Steven was a pleasure to work with and made our relocation to Houston very easy. This experience was better than we expected.