Steven Fowler, The Military Mortgage Broker, NMLS 1948163

Located in Houston, Texas

Address: 104 Pine St Suite 714, Abilene, TX 79601, United States

Phone: +1 571-999-2958

Rating: 5

Services

Identifies as veteran-owned
Wheelchair-accessible car park
Wheelchair-accessible entrance

Photos

Latest AC Repair Services in Houston

Comments

Review 1 (2024-11-21 - Rating: 5)
Top notch broker and communicator! Steven didnt rest until all questions were answered and all deadlines were met well ahead of timeline. He was always available and easily beat the best rate that we saw locally and across a national search using mortgage rate aggregators.Bottom line; hes a tireless, clear communicator who gets you the best rate possible.I highly recommend Steven for all of your mortgage needs!

Review 2 (2024-11-17 - Rating: 5)
Steven was incredibly thorough and responsive. Can’t say enough about the amazing experience I had working with him. Answered all my questions and stayed with any obstacles along the path until we were able to move forward in the process. Whether you are a first time home buyer or seasoned vet, Steven’s got your back. Will be reaching out to him in the future, no doubt.

Review 3 (2024-12-17 - Rating: 5)
I can say with full certainty that you cannot get a better mortgage rate than that which Steven Fowler provides. His prior active military service , knowledge of the Va loan system, and “go-getter” attitude enable him to navigate the process to provide you the very best! We shopped around hard before settling with Steven to refinance our loan and he was absolutely the best possible person to help us achieve our financial goals during the refinance.

Review 4 (2024-12-08 - Rating: 5)
As a first time homeowner it can be daunting dealing with refinancing and I had been waiting for some time for the rates to fall and I happened to come across a letter in the mail and figured why not reach out to Steven. He made the whole process simple and straightforward, I highly recommend him!

Review 5 (2024-02-13 - Rating: 5)
My experience with Steven Fowler as my mortgage broker was exceptional. Right from the start, we were in perfect agreement regarding my objectives, including the structure of the loan, its affordability, and the interest rate. As a first-time buyer, I needed a bit of guidance, and Steven excelled in providing clear, comprehensive explanations for every step of the process. I especially valued his prompt and straightforward answers to my inquiries, along with the advice he offered. Steven was always ready to challenge my ideas if they werent financially prudent for me, guiding me towards more sensible options. He also played a crucial role in assessing my lending capabilities and readiness, a service that proved to be invaluable. Ultimately, this insight helped me save money at a time when interest rates were elevated and choices seemed scarce.

Review 6 (2024-06-20 - Rating: 5)
Steven has facilitated our mortgage experience multiple times over many years. He’s 100% responsive, transparent, and - best of all - Steven always delivers the best available rate. Highly recommended!

Review 7 (2024-05-30 - Rating: 5)
Steven was very informative throughout the entire process, told us everything we needed, answered every single question we asked and everything my wife and I looked for as first time homebuyers. He always answered every message within a matter of minutes and was always on top of things. Steven worked as fast as we turned in documents (in our case when he sent us something we read and signed everything under an hour) and almost everything was done right when documents were turned into him. If you’re looking for someone who will always be a phone call or text message away, answers extremely fast, informative, and gets things done well and properly, then Steven is your guy. His rates are very low and has his historical rates published on his website! This is the first person or company that I have seen that has the confidence to publish their own rates and you don’t need to go through a single question to see them! Overall we had an amazing experience with him!

Review 8 (2024-05-18 - Rating: 5)
Highly recommend working with Stephen for your mortgage. He is super responsive and knowledgeable and will work hard to get you the best rate. Stephen helped coordinate with the sellers agent and VA appraiser to close quickly. I will recommend him to all my friends and will use him again for my refinance.

Review 9 (2024-05-21 - Rating: 5)
I highly recommend Steven for your next mortgage. No one could beat his rate. Because I was anxious about high pressure tactics, Steven thoroughly explained each line of the CD over a video text message - an incredibly helpful reference. Steve was available instantly by phone and text, even working through his vacation, to help me get through a challenging underwriting process.

Review 10 (2023-09-07 - Rating: 5)
As a Licensed Insurance Agent, I’ve had the pleasure of working with Steven on a few closings. He is quickly, thorough and attentive to detail. He educates his clients and sees his deals through to completion. He is always looking out for the clients best interest! I appreciate working with local companies any chance I get, but if I know someone moving out of state, I refer them to Steven for their mortgage because he is licensed in multiple states and is knowledgeable about many markets across the country. Highly recommend.

Review 11 (2024-05-31 - Rating: 4)
Steven was able to walk me through this process, deal with some extended family dynamics, and do all of this from separate states. His calm demeanor but gentle encouragements kept me on track and focused for closing on my new home.

Review 12 (2024-08-19 - Rating: 5)
Steven is a dedicated broker, trustworthy, very responsive and knows his craft. Highly recommended!

Review 13 (2022-04-22 - Rating: 5)
Steven was very professional and communicated every step of the way! I highly recommend Steven if you’re looking for the best rates! He also had my loan clear to close VERY quickly. Thanks Steven it was so nice working with you

Review 14 (2022-04-14 - Rating: 5)
Steven was the best mortgage broker we have ever worked with, and we have worked with many. He was fast, responsive and knew exactly what he was doing. Would use him again and recommend him to anyone! Thank you Steven!!

Review 15 (2022-04-17 - Rating: 5)
Knowledgeable and efficient! I enjoyed working with Steven. He kept me up to date on our loan from the very beginning to the end. I have recommended Steven to family members and friends.

Review 16 (2022-04-08 - Rating: 5)
Steven was exceptional! I started the refinance process with several big mortgage companies, only to find the costs and final mortgage payment were not what I had been led to believe. I decided to not refinance and then remembered that I had received info from a mortgage broker and called him. He did an incredible job and helped me throughout the process. When we had our closing (done at our home), the agent was so impressed with the rate and closing costs (said she had never seen such a good rate or low costs) she asked for Stevens contact info. We have the info to her, and sure enough, she contacted Steven and had him refinance her house. I will never purchase another home without contacting Steven. I know we save because he is a broker and does not work for the mortgage companies, he works for you and helped us find the best rate and costs. Thanks Stephen!

Review 17 (2021-08-01 - Rating: 5)
Steven is spectacular! We started a very simple no-cash out refinance of our house with our original big name lender. After five months of the run around, little progress, and a huge rate increase we called Steven. He had us in a new loan with no-cash out, a lower rate, and lower closing in 28-days. 28-days! He was always available and personally made sure we hit our target date. I can’t thank him enough.

Review 18 (2022-04-08 - Rating: 5)
Ive been though several dozen closings in my life and this was the smoothest and easiest of all. Steven is responsive no matter the day of the week and his mortgage software platform takes all the hard work out of the application and process. Steven is our forever Go-to guy for us and thats the first time I can say that about any broker.

Review 19 (2023-04-06 - Rating: 5)
A++ Experience with Fowler Wholesale Mortgage. Will work with Steven exclusively moving forward. I’ve already recommended his outstanding service to multiple families and will continue to. Best in the business!!

Review 20 (2022-07-13 - Rating: 5)
As an agent, Steven is my go-to for mortgage related questions. He’s very knowledge and always available. I frequently refer my buyers to him, as he always has the best rates.

Review 21 (2021-07-31 - Rating: 5)
Steven is a true mortgage pro. He is knowledgeable, responsive, and always tells it like it is. I trust him for all my mortgage questions and needs. Highly recommend him.

Review 22 (2022-04-08 - Rating: 5)
Quick, fast, intelligent, and easy to work with. No hassle and straight to the point. I really liked working with him. Few kinks but he was communicative and explained everything to the point that I needed them to. Refinanced a FHA loan with a silent loan. Others were a bit hesitant but Steven just jumped in and said no issue, will do it. Closed early enough to even avoid an extra month of PMI. Thanks so much for the concern on saving me that money!!!!!— Jill in Baytown, TX

Review 23 (2021-07-31 - Rating: 5)
My re-fi loan done by Steven Fowler was an incredibly quick & easy process.Mr Fowler fought for a higher appraised value for us. We are pleased with our monthly savings and would definitely use him again in the future.

Review 24 (2023-02-15 - Rating: 5)
I was looking for an investment property and I used Steven. He was very knowledgeable and his rates were much better than others I found. Highly recommended!

Review 25 (2022-04-08 - Rating: 5)
Excellent experience. Steven was friendly, professional, and responsive. Easy online process, great rate, and quick closing. Would definitely recommend.

Review 26 (2022-07-11 - Rating: 5)
We loved working with Steven! He’s super responsive and nobody will get you a better deal!

Review 27 (2022-06-14 - Rating: 5)
Great experience! Best possible rate and always very responsive. I will definitely use Steve for any RE transactions in the future!

Review 28 (2022-04-08 - Rating: 5)
Steven was a pleasure to work with and got me the best rate!!!

Review 29 (2023-04-18 - Rating: 5)
Exceptional service. Timely, responsive and trustworthy. Always worked to get me the best deal!

Review 30 (2022-07-13 - Rating: 5)
Great working with Steve, great communication and super easy!

Review 31 (2025-03-04 - Rating: 5)
Steven was very responsive and had great rates. I worked with him on a new build and he was very proactive and we closed quickly. As a first time homebuyer, I could not have asked for anyone better. He explained everything thoroughly in ways that made sense to me! I would definitely work with him again and recommend him to anyone looking to purchase a home!

Review 32 (2025-03-04 - Rating: 5)
We had a fantastic experience working with Steven. He made the process seamlessly, he was very responsive and got us a great rate. Will definitely use again!