Joel Comp - The CompFactor

Photo of Joel Comp - The CompFactor

Located in Houston, Texas

Address: 2822 N Loop 1604 W Ste. 101, San Antonio, TX 78248, United States

Phone: +1 830-223-8300

Rating: 5

Services

  • On-site services
  • Wheelchair-accessible car park
  • Wheelchair-accessible entrance

Categories

  • Mortgage broker
  • Mortgage lender

Photos

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Comments

  • Review 1 (2025-02-26 - Rating: 5)

    Ive worked with Joel and his team on seven different mortgage transactions in two states over the last 9 years, and I cant recommend him highly enough. From our primary home purchase to refinancing and investment properties, Joel has consistently delivered exceptional service and results.Joel and his team truly go above and beyond for our best interests. Ive seen him work tirelessly to overcome obstacles and secure favorable outcomes. He treats each transaction with the same level of care, regardless of its size or complexity.He possesses an in-depth understanding of the mortgage market and always finds the best possible rates and terms for my specific needs. He explains complex financial concepts clearly and patiently, ensuring Im comfortable with every decision.Hes always available to answer questions and address concerns, making what can be a stressful process feel smooth and manageable.Joel has earned my complete trust and loyalty!If youre looking for a mortgage broker who is knowledgeable, reliable, and dedicated to your best interests, look no further. Hes simply the best in the business.I will always work with Joel on our mortgage needs,

  • Review 2 (2024-09-09 - Rating: 5)

    Joel assisted me tremendously with the purchase of my first home and I cannot recommend him enough. I genuinely feel that despite being a first time home buyer with a modest budget, I received white glove treatment- Joel and his team worked quickly and proactively, anticipating any small issue and always staying on top of communication. Joel patiently answered my incessant questions through each step of the process, and was a wealth of knowledge about loans and mortgages. I was incredibly anxious going into homebuying in the current market but Joel helped me feel confident and excited instead! Even my realtors team told me multiple times that Joel was the best lender they have ever worked with. If youre reading this review- this is your sign, youve found the best lender possible in Joel Comp!

  • Review 3 (2024-11-19 - Rating: 5)

    I brought Joel a very difficult lending situation to purchase a home from a family member. I told him it is probably impossible, but I gave him the details. He used all of his years of experience and weaved a path to closing. He pulled out all the tricks and made it happen. The amount of factors our loan brought made it a very complicated process. Joel took it all in stride and got the loan to close. I’m fairly certain we would not be in our home and missed a great opportunity if it wasn’t for Joel and GFS. They will be my first choice in my future home lending needs.

  • Review 4 (2024-07-08 - Rating: 5)

    My initial lender, who assured me I’d get approved, backed-out on me 15 days before the closing date. I pivoted to a second lender who wasn’t able to get me approved either. This was the first time I had ever tried to buy a home. I was really upset and was ready to give up and lose my $5,000 of earnest money plus option, inspection & appraisal fees. Luckily, I mentioned this to my boss, who happens to be married to a really knowledgeable realtor, and she told me to call Joel Comp at Gold Financial. I was reluctant to call him at this stage of the process because I felt like I’d just be wasting his time, but she insisted, so I did. It was a life-changing phone call. Joel Comp used his years of experience, skill and “loan know-how” to find a way to get me approved when other lenders couldn’t. He personally contacted the seller’s agent, and got them to extend the closing date by 2 days, at no additional cost. My case was not an easy one. Joel had to manually underwrite my loan, and he and his awesome Comp Factor Team worked tirelessly for 2 weeks straight and pulled-off a 15-day closing. I signed the closing docs 2 days ago. For the first time in my life, I am a home-owner! Miracles really do happen. The magic of The Comp Factor is real. Joel’s got know-how that other lenders don’t have. Between phone calls, texts, emails and their online portal, I could not have asked for better communication from Joel and his team. There are not enough words to describe my level of gratitude to Joel and his team for making my life-long dream of owning a home come true. Without him, I’d be out looking for another rental home today, instead of posting this review. THANK YOU FOR EVERYTHING, JOEL, JUAN, LORENA & THE COMP FACTOR TEAM!!!

  • Review 5 (2024-10-07 - Rating: 5)

    We trust GFS Home Loans to provide exceptional service to our clients from the very start of the transaction to the closing table. Their expertise, reliability, and dedication ensure a smooth and stress-free process every time. We’re confident our clients are in great hands with GFS Home Loans!

  • Review 6 (2024-07-11 - Rating: 5)

    Joel and his team were amazing to work with. Very communicative throughout our buying process and 6 years later still provides monthly updates on the valuation of our property, the market and current rates. I would highly recommend giving Joel and his team a call when you’re looking at your next property or forever home

  • Review 7 (2024-06-28 - Rating: 5)

    Joel Comp helped us with the purchase of our first home. The experience was great. He explained everything thoroughly and made the process painless. I highly recommend going through Joel for your lending needs. I look forward to working with Joel again.

  • Review 8 (2024-07-14 - Rating: 5)

    Mr. Comp is a dedicated professional!He helped my my family over 10 years ago achieve the American dream of home ownership. To this date we are highly appreciative of how smooth he made the process seem. I highly recommend his services to anyone seeking professional support.

  • Review 9 (2024-06-22 - Rating: 5)

    Joel, Quinton and their team are fantastic to work with. As an agent we rely on the knowledge and proactiveness of our lender to ensure the client has the best experience and the Comp Factor team always deliver. From closing on time to setting great expectations with the client, look no further than the Comp Factor!

  • Review 10 (2024-06-13 - Rating: 5)

    ⭐⭐⭐⭐⭐Joel and his team have been there for me from the beginning. When I purchased my first home, I was unsure of the process. They were patient and thorough, guiding me every step of the way. When it came time to purchase my second home, they demonstrated their expertise by getting a tough deal done. I couldnt have asked for a better experience. Highly recommend!

  • Review 11 (2024-03-09 - Rating: 5)

    My wife and I went through a nightmare with a different lender and almost didn’t close on our house. 3 days before the closing date we decided to make the switch to Joel and his team! At first we were nervous but after calling Joel I felt very confident that we’d still close on the house. 8 DAYS LATER we closed due to the exceptional performance and communication from Joel and his team. I will without a doubt be referring all of my friends to him and will go through him and his team when I get another house here in San Antoni!!!

  • Review 12 (2024-08-01 - Rating: 5)

    This was the smoothest mortgage shopping experience I’ve ever had.The creativity and expertise of the team put me at ease as I ventured into my first investment property venture. I’ll definitely work with this group again.

  • Review 13 (2024-07-09 - Rating: 5)

    A financed loan closed all in 10days??!! Unheard of but not for Joel!! Joel’s hustle, drive, and commitment to getting the deal done was EXCEPTIONAL!! Everything is done in house, which makes things 10x easier. If you’re looking for lender, Joel is your guy hands down!!

  • Review 14 (2023-07-27 - Rating: 5)

    Joel and his team was amazing. They made the whole process of getting approved for a home loan, to finalizing purchase a breeze. He has an amazing crew and I would definitely recommend anyone to use their services on their first or next home purchase =D

  • Review 15 (2024-06-26 - Rating: 5)

    Joel was very patient and refused give up and after showing several homes in Texas. Finally found the perfect place in a quiet neighborhood. Thx Joel !

  • Review 16 (2024-09-20 - Rating: 5)

    Joel has always year after year been on top , always up to date and a wealth of information . My go to guy !!!

  • Review 17 (2024-06-26 - Rating: 5)

    Joel comp is one of the best in the business when i was turn down by others they say yes we can help you get a home and a month later the dream came true five stars all the way thank The CompFactor

  • Review 18 (2023-09-16 - Rating: 5)

    Joel has a great team. They make it happen. I highly recommend them to help achieve real estate goals. Thank you Joel and your team.

  • Review 19 (2022-10-16 - Rating: 5)

    What wasn’t great? Joel goes above and beyond to ensure all of your questions are answered. I believe the intangibles is what sets his team apart from any other lender I’ve financed with. There’s something to say about someone who’s not only an expert in this field but a real joy to interact with as you work through purchasing your home. Purchasing a home is already stressful - why not choose to go on this journey with somebody who’s like able?Joel also provides you with a sense of security. I fell 100% confident he’s doing what’s best for me and my pocketbook. Previously, I would have to do a bidding war to see who will give me the best rate. I haven’t felt the need to do that with Joel. I know he’s going to find me the best deal.Lastly, he and his team is always available. As someone with a family of 5 and a 60+ hour work week. I don’t have have the bandwidth to chase people to have my questions answered and neither will you if you choose to work with Joel.

  • Review 20 (2023-11-02 - Rating: 5)

    Joel and his team members have were amazing to work with . They help the process run smoothly and efficiently. Looking forward to doing another deal with them on our side

  • Review 21 (2024-06-30 - Rating: 5)

    Awesome dude when we met Joel. I recommend him when trying to purchase your home. Very professional and quick.

  • Review 22 (2023-04-08 - Rating: 5)

    This is an amazing company to work with. They helped us to have a fast and easy process. We are so happy to have had purchased our first home with them I highly recommend them! Thank you so much to Joel comp! And much more! Thank you Gold financial

  • Review 23 (2023-09-19 - Rating: 5)

    Joel made the deal happen. I was told it wouldn’t work by another agent and company but fortunately my realtor knew Joel. He not only made it a better deal at better terms but he closed it on time. I would recommend him to anyone trying to get financed

  • Review 24 (2023-04-20 - Rating: 5)

    Joel, Jason, Juan, and co were all so great to deal with! My realtor advised me to stay away from big bank lenders and I trusted him, I’m glad I did. I will always recommend Joel and his crew at GFS to all my home buying friends and family! Thanks for making it easy!

  • Review 25 (2023-03-01 - Rating: 5)

    Joel and his team are amazing professionals. Focused on customer service and providing timely execution of all required documentation. With our experience, we found their communication outstanding as they always answered their phones and responded promptly to all our questions

  • Review 26 (2023-06-19 - Rating: 5)

    Joel and his team members have knowledge and customer experience in abundance. They are amazing at what they do and Im so happy to have worked with them to secure my dream home.

  • Review 27 (2023-03-27 - Rating: 5)

    They streamed lined the process in the purchasing of a home. Always communicated with me and were able to work everything out in order to close on time. Very appreciative of the team and Joel for the dedication in closing this deal.

  • Review 28 (2024-06-30 - Rating: 5)

    Joel Comp did me right. He explained my financial arrangement well, and has stuck by me to answer questions for almost four years now. I wish buying a house was always like this.

  • Review 29 (2022-12-29 - Rating: 5)

    Absolutely amazing group, Joel Comps team is fast and efficient. They guided me on how and where to get all the documents I needed to buy my first house. I recommend this group to all Vets using their VA Loan.

  • Review 30 (2024-06-13 - Rating: 5)

    Excelent Lender! Why is great to buy your home through Comp Factor? It’s easy. All through the process you get to have an amazing team that works with you day after day putting together your file. Getting updates all the time. You don’t stay in the dark. Awesome and very knowledgeable team. You get to have as Loan Officer one smart man, Joel Comp. Great with the numbers, know his stuff, very passionate and dedicated to his work. Somebody you can definitely trust to get you through. Thank you

  • Review 31 (2024-07-12 - Rating: 5)

    Joel and his company made everything as easy as possible when we purchased our 1st home.

  • Review 32 (2024-06-16 - Rating: 5)

    Joel was great, he and his team were very helpful and prompt. The kind of great service everyone should be grateful. Thanks Gold Financial.

  • Review 33 (2023-07-15 - Rating: 5)

    Great company to work with. Helped us through the entire process, practically held our hands as we are first time home buyers. Look forward to working with them in the future with our investment properties.

  • Review 34 (2023-09-26 - Rating: 5)

    The CompFactor is second to none in this town! Highly recommend Joel and his team if you want individuals dedicated to success that benefits you.

  • Review 35 (2022-12-27 - Rating: 5)

    Joel and Quinton are a Top Notch Team to smoothly get my loan to close with an efficient system and they are so easy to work with. I highly recommend them.

  • Review 36 (2024-06-13 - Rating: 5)

    Unbelievable the work Joel did for us and I highly recommend him!

  • Review 37 (2022-12-31 - Rating: 5)

    These guys are amazing! They worked their tales off to get me funding for my families new home. I definitely recommend them and will be using them again for any future home purchases!

  • Review 38 (2023-09-14 - Rating: 5)

    Even though some of my financial dealing were not documented on paper and were accomplished by verbal agreement or a phone call Joels team managed to put together everything needed for me to qualify for a mortgage.

  • Review 39 (2023-07-10 - Rating: 5)

    Great Communication between us and Albert, he showed great patience and explained everything in great detail and worked with us from beginning to end and went above and beyond for us.

  • Review 40 (2023-11-07 - Rating: 5)

    It was easy, it was stressful, it was easy. Yes, it was stressful at times, but the team lead me by the hand and really made the experience worth the stress,

  • Review 41 (2022-12-09 - Rating: 5)

    It was the easiest and smoothest closing I’ve ever had on a house purchase.They were the best and most professional team I’ve worked with throughout the whole process from approval to closing.

  • Review 42 (2023-03-08 - Rating: 5)

    The process was a little long but the team was very friendly and nice. Our lender team is awesome and our realtor was amazing

  • Review 43 (2023-06-18 - Rating: 5)

    My wife and I had to switch lenders last minute, and Joel was able to make it happen and still get us a better rate

  • Review 44 (2023-03-24 - Rating: 5)

    Joel and everyone were outstanding and helped us from the beginning to the end! Thank you for all of your hard work…

  • Review 45 (2023-06-18 - Rating: 5)

    It was very good yall kept us informed on everything our realtors were awesome over all Im happy for choosing yall thank u very much we appreciated it

  • Review 46 (2022-08-26 - Rating: 5)

    Joels patient and detailed explanations and communication about the process and vision on how to get to the end game of homeownership.

  • Review 47 (2023-03-31 - Rating: 5)

    Made my home buying experience smooth. Answered all my questions in a timely manner. Would highly recommend.

  • Review 48 (2022-08-31 - Rating: 5)

    Great communication and expertise from the entire team I spoke with. Everyone worked very quickly and it was a very smooth process.

  • Review 49 (2022-12-13 - Rating: 5)

    Had a great experience working with the comp factor great people and very professional, achieved my goal. Would highly recommend ,

  • Review 50 (2023-02-02 - Rating: 5)

    Absolutely the best, look no further for a lender that will get you home asap... Very prompt, professional and on top of everything.

  • Review 51 (2023-08-26 - Rating: 5)

    Joel went above and beyond to help us secure our dream home.

  • Review 52 (2023-04-07 - Rating: 5)

    These guys are great. They made everything easy! Thank you!

  • Review 53 (2023-01-01 - Rating: 5)

    Great experience! Always there to help and guide us in becoming home owners! Thanks so much!!!

  • Review 54 (2023-04-22 - Rating: 5)

    Great communication and follow up. Very smooth process. Super personable.

  • Review 55 (2023-08-25 - Rating: 5)

    These guys where atentive and profesional. They definantly made the process less stressful.

  • Review 56 (2024-06-17 - Rating: 5)

    Great customer service. Easy to work with.

  • Review 57 (2022-10-21 - Rating: 5)

    Closed our loan in a timely fashion. Very knowledgeable and always available to answer questions.

  • Review 58 (2024-07-14 - Rating: 5)

    Always super responsive and super knowledgeable an helpful.

  • Review 59 (2022-10-19 - Rating: 5)

    Entire team is pleasant, attentive and made the process easy-peasy!

  • Review 60 (2024-07-10 - Rating: 5)

    I appreciate how everyone was supporting us through the entire process!

  • Review 61 (2023-08-07 - Rating: 5)

    Very friendlyGot my family into any home

  • Review 62 (2022-10-22 - Rating: 5)

    I appreciate everything the team did for our family

  • Review 63 (2023-07-07 - Rating: 5)

    First class service! Was impressed.

  • Review 64 (2023-11-08 - Rating: 5)

    Very professional and work fast

  • Review 65 (2024-06-16 - Rating: 5)

    Excellent service!!!!

  • Review 66 (2023-04-12 - Rating: 5)

    Thank you, you are a tremendous team. Not only did I get the house of my dream, I also got a good deal. It worked very quickly in such a short time, I had the approval as much as Reina Lopez and my partner, we are grateful and very happy, I recommend you, thank you very much.

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