Derek Altoonian at Rate (NMLS 384396)

Located in Houston, Texas

Address: 7121 Colleyville Blvd Suite 102, Colleyville, TX 76034, United States

Phone: +1 817-913-4991

Rating: 4.8

Services

Wheelchair-accessible car park
Wheelchair-accessible entrance

Latest AC Repair Services in Houston

Comments

Review 1 (2024-10-29 - Rating: 5)
Working with Derek Altoonian as our mortgage lender was a fantastic experience! He took great care of us on our condo purchase, helping us secure the best mortgage rate and ensuring we closed right on time.Derek guided us through every step and explained all the details, making the home loan process smooth and stress-free. If you’re looking for a knowledgeable and trustworthy mortgage lender who truly puts your needs first, Derek is the one to call! Highly recommend him for anyone seeking a top-notch mortgage broker who goes above and beyond.

Review 2 (2025-02-15 - Rating: 5)
I just completed my 5th deal with Derek and his team, and I cannot brag on them enough. They have great communication and everyone knows exactly what they need to do to get a deal done as smoothly as possible. Derek is the only one I trust with my real estate loans. Hes the best in the business!

Review 3 (2024-08-15 - Rating: 5)
Working with Derek on our recent home purchase has been such a pleasure. The process was smooth and so much quicker than I expected. He answered all of our endless questions with kindness and explained things in an easy to understand manner. I highly recommend working with Derek and his knowledgeable team for your mortgage loan needs; we will definitely partner with him again. We are so grateful for his expertise and help in buying our first home!

Review 4 (2024-06-27 - Rating: 5)
I can’t say enough thanks to Derek for his support through the recent purchase of our new home. We had hesitated to buy for a long time simply because it was extremely overwhelming to us.Derek took what we had dreaded and feared and oddly enough made it actually enjoyable. He was so patient with my many questions and was able to walk us through each and every step along the way. The partnership between he and Tammy Melendez made the entire process seamless.We look forward to continuing working with Derek on future efforts!

Review 5 (2024-07-02 - Rating: 5)
When my husband and I were ready to buy our first home, we were at a loss and thus immediately excluded ourselves from buying. We thought, as most do, we couldt afford it, didnt have enough to put down, and given my husbands 1099 income that we needed to wait. We talked with multiple lenders prior to meeting Derek, all of which confirmed our fears. Derek was recommended to us by our accountant. We had an initial call and were immediately put to ease. Derek told us we could text, call, email, whatever, if we needed him and boy was that true.As first-time home buyers we were nervous all the way up to closing. Derek and his team helped answer any questions we threw their way. Major shout out to his team who helped handle all the paperwork, request for documents, and our nerves as well - thank you! We cannot say enough positive things about Derek. As a queer couple, we are constantly putting yourselves out there and with this being an out-of-state move, we never got to meet Derek in-person. He made us feel included in the process without any judgement. That last part was huge for us. We SO look forward to working with Derek again in the future!

Review 6 (2023-04-05 - Rating: 5)
Derek and his team were amazing! Derek especially was really helpful. We worked with Derek for over a year (on and off) to help make sure we were in a good spot financially to be able to get a house. When it came time to it, Derek was there every step of the way, answering every question, and providing so much support and guidance on what would be best for us! He never made us feel like we were just some other person that he was trying to get money from. He genuinely cared for us and wants the best for us!Throughout the entire process, Derek and his team kept us informed and helped make sure every step was as smooth as possible. This was my husband and Is first time purchasing a home and it was not as stressful as I thought it would be; mostly because of how great this team is.THANK YOU FOR MAKING OUR DREAMS COME TRUE!!!

Review 7 (2023-07-21 - Rating: 5)
Had a fantastic experience with Derek and his team at Guaranteed Rate. Minimal effort on our part, the least invasive financial review you can imagine. Derek and team kept us informed through each step of the process and were very responsive when we had questions. Our final close took 11 minutes. If youre in need of mortgage services and all that entails, I highly recommend Derek and the associates at Guaranteed Rate.

Review 8 (2023-12-25 - Rating: 5)
Derek is one of the best loan officers Ive ever had the pleasure to deal with. Honest, trusting, and KNOWS HIS STUFF. If theres a way, hes going to find it. We closed flawlessly and I highly recommend to anyone looking to buying a house. My daughter was so impressed she also used Derek to close their home, along with Tammy Melendez Home Team. They are such a great team.

Review 9 (2021-11-02 - Rating: 5)
My fiance (now husband) and I were first time home buyers when we were introduced to Derek by our relator, so we basically knew nothing about the process and I was honestly so scared to start the process! But Derek and his team were life savers! Derek worked with us to make sure we could maximize our options when it came to types of loans and homes we could look at. He walked us through ways to quickly improve our credit and was there to explain things to us every step of the way. Without Derek and his team, I would have not felt confident in our purchase. They made the process easy and they continuously worked as hard as they could for us as their clients. If you are a first time home buyer or you have bought 10 homes, I highly suggest working with Derek and his team. We will definitely be going back to them when we are ready to make our next purchase!

Review 10 (2021-10-22 - Rating: 5)
Derek and his team are just fantastic. Theyve helped me with 2 mortgages, and in both instances have gone above and beyond to completely exceed my expectations. The first loan was especially scary for me because I was trying to manage the buying process while in the east coast for a home in Dallas, and Derek made it so painless that I am still amazed. The team communicates proactively, watches out for your interests, and just gets stuff done!In both cases, I got underwriting sign-off more than a week before my scheduled closing - that was so different from my previous 2 home purchases where it was always the day-of. For the second home, Derek had me ready to close in 3 weeks! I did not feel hurried or stressed at any point, they gave me information about what was needed, and why, and where we were in the overall process.I cant recommend Derek enough - you have enough stress in life when buying a house, Derek will help reduce the stress for you!

Review 11 (2021-11-16 - Rating: 5)
When I say we LOVE Derek, that is an understatement!! He went above and beyond every step and in every way possible. Even with all my crazy emails and phone calls, Derek truly made the entire loan process so easy and seamless. 5 stars simply doesn’t do him justice!!We will be using him for all our future real estate endeavors and cannot recommend him enough! He is truly the best and we are so grateful for him!!

Review 12 (2021-10-26 - Rating: 5)
Derek is awesome!!! He has a wonderful team also. We were in a process of a new build. During the loan process I was an expecting mother and he made the process extremely easy. Very smooth and little stress. He is very knowledgeable. He is also very accessible and resourceful. The entire loan experience was above expectations.

Review 13 (2021-02-26 - Rating: 5)
I don’t know why this man and his team doesn’t have any reviews!! Derek is amazing. He helped us close in less than 3 weeks. YES LESS THAN 3 weeks. He went above and beyond answered alll my question at crazy times of hours. He’s so friendly and truly works hard for his clients. Giving multiple options and solutions to situation and even when I didn’t understand something he made sure he told me it in different ways. Will I go back to him if we ever refinance or get a new home HELL TO THE YES..Derek you rock and you deserve more reviews.

Review 14 (2021-10-26 - Rating: 5)
Derek was the BEST to work with. I let him know right from the beginning that I would need someone to hold my hand through the entire house-buying process and he did just that! He was with me every step of the way. I would 10/10 recommend him to anyone buying a house for the first time or a veteran of this process.

Review 15 (2021-10-26 - Rating: 5)
Derek was amazing! Very professional and knowledgeable about the market. He was very patient and explained the process extremely well. We closed crazy fast. A true gem in today’s mortgage world. We will be using him again!

Review 16 (2024-06-26 - Rating: 5)
Derek & team are exceptional! I couldnt recommend this team more - early to close and an easy & seamless experience.

Review 17 (2021-11-06 - Rating: 5)
Derek helped me and my husband (more me than my husband) clean up my credit so that we could purchase a home. He was always available when I needed answers to my questions.

Review 18 (2023-12-25 - Rating: 5)
Derek was great! He locked in our rate on our new home and made sure everything was at our closing when we needed it.

Review 19 (2021-10-26 - Rating: 5)
One of the best experiences we have had in the mortgage process. Derek is very professional and I highly recommend.

Review 20 (2021-10-26 - Rating: 5)
Derek was top notch, he always answered all my questions, silly or not. He was very professional and took care of us from day one

Review 21 (2021-10-26 - Rating: 5)
One of the best experiences when dealing with mortgages. They seriously listen to what you want before giving you multiple options.

Review 22 (2025-03-04 - Rating: 5)
I want to say a very big Thank you to Derek and his team, Kathleen, Margi, Sarah and anyone else I might have missed. This is my first home purchase, and they made things go so smoothly and help go over everything with me so I understand everything that goes into purchasing a home. I definitely recommend using Derek and his team! Just an A+++ team!!! Thank you again so much for everything Derek and team!