Julie Nichols, Mortgage Lender

Photo of Julie Nichols, Mortgage Lender

Located in Houston, Texas

Address: 3102 Maple Ave, Dallas, TX 75201, United States

Phone: +1 214-616-4549

Rating: 5

Services

  • Online appointments

Categories

  • Mortgage broker
  • Mortgage lender

Photos

Latest AC Repair Services in Houston

Comments

  • Review 1 (2024-11-21 - Rating: 5)

    My fiancé and I are first time buyers. We were on the hunt checking out different lenders for the best rates. We had an exceptional experience working with Ms Julie! From start to finish, she was professional, knowledgeable, and incredibly supportive. She took the time to explain every detail, answered all our questions promptly, and I mean PROMPTLY :) and made the entire process seamless and stress-free. What stood out the most was her dedication to finding the best solution for our needs and ensuring we were comfortable every step of the way. We highly recommend Julie Nichols to anyone looking for reliable, transparent, and friendly service! Thank you Julie for being so amazing during this process. We will never forget you! ❤️— Ashley

  • Review 2 (2024-12-10 - Rating: 5)

    Julie is the best. Never felt on my clients. I am a realtor and I have been working with Julie over the last 15 years. Will see you at the next transaction. Thanks again Julie.

  • Review 3 (2024-08-21 - Rating: 5)

    Working with Julie has been an amazing experience! She was there to answer any questions I had. She was also very fast with getting information to me and explaining what all the numbers mean. I will definitely contact her first if I am looking for another mortgage.

  • Review 4 (2024-06-10 - Rating: 5)

    I recently had the pleasure of working with Julie and her team for my mortgage needs, and I couldnt be more satisfied with the experience. They went above and beyond to ensure everything was handled smoothly and efficiently.Firstly, my loan closed on time/ before, which was crucial for me.Given the exceptional service I received, I would not hesitate to use Julie again for any future mortgage needs. I highly recommend her and her team to anyone looking for a dedicated and efficient mortgage lender. Julie has the experience and knowledge.Thank you, Julie, for making this such a positive experience!

  • Review 5 (2024-08-07 - Rating: 5)

    Julie was wonderful to work with coming from a Listing Agent standpoint. Always communicative and very quick to respond to any questions that we had. Highly recommend.

  • Review 6 (2023-07-29 - Rating: 5)

    Thanks to Julie for helping me and my family get approved and able to purchase my 1st home. She did everything possible to accommodate my needs in the process. I definitely recommend others work with her and trust that she will guide you every step of the way.

  • Review 7 (2024-06-08 - Rating: 5)

    Julie and her team were very friendly, professional, and made the process very easy and convenient. She closed us on time and we would definitely use her again! I definitely recommend her as a lender.

  • Review 8 (2024-08-02 - Rating: 5)

    Had a wonderful experience with Julie. she was extremely knowledgeable and very helpful. She was absolutely the right person to assist in the lending process, would absolutely recommend!

  • Review 9 (2024-04-13 - Rating: 5)

    Julie was absolutely phenomenal in every way. She was available any time I needed help and was always quick to reply. When working on my mortgage, she offered me several loan options and explained them in easy to understand detail. She pays close attention to the rates and works fast so that her clients lock in the best prices. Julie also worked exceptionally well with my real estate agent and title company. My agent raved about how well she communicates and keeps everyone in the loop and on the same page. I HIGHLY recommend Julie and the Hillcrest Bank team.— Alecia

  • Review 10 (2023-03-07 - Rating: 5)

    I had a wonderful experience working with Julie and her team. Julie is very knowledgeable and she watches the market to help inform her clients like myself on how the markets future will likely behave. She is very professional and communicates well. Julie made sure the escrow officer, and my realtor were in the loop throughout the loan process. She made herself available even after hours in case I have questions or concerns. In addition, she is affiliated with Homes for Heroes which helps veterans, teachers, and emergency responders giving credit towards their closing cost. I will do business again with Julie in the future.

  • Review 11 (2024-04-15 - Rating: 5)

    Julie, worked with my clients to buy their new forever home. She was extremely helpful and easy to work with. She kept everyone informed at all times and she got the loan ready to close well before closing. She is a true professional.

  • Review 12 (2023-11-15 - Rating: 5)

    Julie was an absolute pleasure to work with.I was looking to buy a home for when I finished my military training/ PCSd and she helped me throughout the entire process. She helped me deal with some VA home loan quirks that we discovered and also helped me with the Homes for Heroes program as well so I ended up paying nothing at closing!!Julie Nichols is by far one of the best lending agents I have ever had the pleasure of working with and I will be reccomending her to anyone I know who is trying to buy a house in this area!Thanks again for everything Julie!

  • Review 13 (2024-04-18 - Rating: 5)

    First I have to mention that I am a first time buyer that being mentioned, Julie and her team did an amazing job in explaining and guiding me through all the different steps of buying my first house. She was always available and ready to provide help if needed. I would definitely recommend to work with her!

  • Review 14 (2024-05-08 - Rating: 5)

    Julie was very helpful and efficient. She constantly followed up and was ahead of the game. She was thorough and courteous. I would recommend her highly to anyone!!— Sheila

  • Review 15 (2024-02-07 - Rating: 5)

    Excellent Service. Pro-active and creative problem solver.Julie is very knowledgeable and helpful! She makes her clients process quick and smooth! Will be happy to recommend Julie to my friends and clients.

  • Review 16 (2023-11-28 - Rating: 5)

    I recently reached out to Julie for a cash-out refinance, and my experience was nothing short of outstanding. Despite facing challenges with title issues and credit scores that had led to rejections from two other companies, Julie brought a new level of expertise and determination to the table. She wasnt just pleasant to work with; she was a beacon of hope in a seemingly hopeless situation.In a world where customer service often feels like a thing of the past, Julie stands out as a rare gem. I couldnt recommend her services more highly. If youre looking for a mortgage lender who combines professionalism with a personal touch, look no further than Julie Nichols.Thank You Julie!

  • Review 17 (2023-10-21 - Rating: 5)

    Julie and the underwriter are the LO GOAT!! I really hope she never retires cause she is just that amazing. And I say that with the utmost respect! After being denied by my initial lender, I was in a desperate search to find a new lender. I had two weeks until closing (it actually got pushed a week back on the part of the builder). I knew it wouldn’t be easy cause my employment situation is VERY unique. Meaning I’ve had several jobs over the past few years as well as non-FT income. I called Homes for Heroes not expecting anything at all. They connected me with Julie and she said she could help. The other lenders said the same thing. But she was the ONLY one who got me conditionally approved in TWO DAYS and to the closing table in LESS THAN TWO WEEKS! Even my realtor and sales consultant were shocked how quickly she made this happen! As long as you have some type of documented income, more than likely Julie will be able to help you. I wish I would have known about her from the beginning, but now I will be telling everyone I know to forget everyone else and just call Julie if you want this done right and without issue! Especially if your employment history is complicated. Julie you are a true blessing and I thank God for you and the gifts and talents He gave you! I am a *real* homeowner now, y’all!!

  • Review 18 (2023-08-14 - Rating: 5)

    As a realtor, I recently had opportunity to work with Julie on my clients transaction and she was very thorough, timely, and knowledgeable. Ill certainly be referring her to my other clients that are looking for reliable lender! Thank you Julie for making my clients transaction smooth and stress free!

  • Review 19 (2020-12-21 - Rating: 5)

    Julie and her team of angels were wonderful from the beginning to the end of the buying process. We now live in our new home and if we had to do it all again, we would do it all with the same team again!!! Julie and her team is amazing. Her numbers are extremely good compared to others. In addition, not only great people to work with, but also very responsive, nice, respectful and very Human (if it makes sense!!). They will answer every questions without any secrets and most importantly, will work WITH you during the entire process. Thank you 1000 times!!! (Already recommended to multiple friends)

  • Review 20 (2016-04-05 - Rating: 5)

    Our experience with Julie Nichols was exceptional! She was very helpful in assisting us with getting our loan re-financed with a lower interest rate and we closed within 3 1/2 weeks. During the loan process Julie identified that we were overpaying on our Mortgage Insurance, so she provided us with 3 different Insurance Quotes that she obtained for us from some of her trusted and highly recommended contacts. Julie and her team exceeded our expectations, and they kept us informed every step of the way. Julie is a trustworthy and knowledgeable individual, with high Integrity and Professionalism who always works hard for her Clients. She provided Outstanding Service from Beginning to End. This is our second time utilizing her services, and we will be contacting her again when we move back to Houston. We highly recommend her Services to anyone!

  • Review 21 (2022-06-16 - Rating: 5)

    Julie Nichols and her team were top notch!We have dealt with other mortgage companies that actually lost our mortgage. Julie and team were always on top of everything. They always knew where we were in the process and available for questions. She promised to get things done by a certain time and never disappointed. This is the second time we have used her and highly recommend her!!

  • Review 22 (2024-03-01 - Rating: 5)

    Julie is great! She is very easy to communicate with and she stays on top of things! I’d recommend her to anyone!

  • Review 23 (2017-05-11 - Rating: 5)

    I have used Julies services three times, obtained her feedback on real estate financing on numerous occasions and simply bounced ideas off her countless times.Julie is simply top notch; She is thorough with a wealth of knowledge about real estate financing, efficient and customer service oriented . She embodies professionalism in all her dealings and always does it with a smile and a great attitude.I highly recommend her to both experienced and non-experienced clients for their home buying or refinancing needs.

  • Review 24 (2023-11-16 - Rating: 5)

    Julie Nichols was knowledgeable and helpful during our first time home buying process. She always responded in a timely manner. I would definitely recommend her if you are looking to buy.

  • Review 25 (2022-02-20 - Rating: 5)

    Julie is a remarkable person who truly cares and listens to your needs. Communication was clear and immediate every step of the way! I felt like she was a member of the family taking care of us. I whole heartedly recommend Julie as THE person to be your trusted partner and advisor!

  • Review 26 (2020-08-07 - Rating: 5)

    Julie helped us originally with our very first home mortgage a few years ago. She kept in touch and now we just used her again for refinancing. It was so smooth and easy. Interest rates are so low right now its a great decision for most. If you are buying a new home or need to re-finance, Julie and her team are the best!

  • Review 27 (2019-05-23 - Rating: 5)

    Julie Nichols and her team were absolutely fantastic to deal with during our loan process for a home purchase we completed in May 2019.They communicated the entire process up front and guided us along the way for every step. All our documents were easily uploaded through their secure portal from the comfort of my own home and there was no need to get paper copies of every document. Electronic signatures were used for most items and our realtor brought over the couple items that needed original signatures. They coordinated seamlessly with our Realtor and the Title company to keep everything on track and up to date. We even closed earlier than anticipated because the seller requested a faster closing. Julie and her team were able to keep the process well in hand and met the early closing date. It couldnt have been a more smooth transaction and we cant thank Julie and her team enough for helping us through the whole process!!

  • Review 28 (2016-11-11 - Rating: 5)

    Julie is excellent! She keeps everyone up-to-date on the status of the deal. Any questions or concerns she answers immediately. She is professional and knows her stuff. I strongly recommend her for all your mortgage lending needs.

  • Review 29 (2018-08-04 - Rating: 5)

    We did a VA loan with Julie and she was absolutely fantastic. Were first-time homebuyers so we were pretty nervous about the entire process but Julie took the time to answer all of our questions. She was patient and extremely thorough from start to finish. Id highly recommend her to anyone and everyone. Thanks for everything, Julie!

  • Review 30 (2017-03-20 - Rating: 5)

    It was a pleasure to work with Julie and her team at GMFS Mortgage. Julie was responsive to all questions, dependable and reliable in accomplishing the task at hand. I was most impressed how she explained everything throughly and always called us back promptly. Thank you so much for all of your help in securing our loan for our new home. We wouldnt hesitate to recommend GMFS Mortgage to others.

  • Review 31 (2017-04-08 - Rating: 5)

    Julie is excellent! She is who you want working for you as you navigate all the bureaucracy our federal government has added to the home loan. She took time to explain in great detail each step and even background on why certain documentation was required. She is very professional, extremely knowledgeable, and patient. Thank you Julie! :)

  • Review 32 (2017-04-25 - Rating: 5)

    Julie and her team handled our Colorado home purchase like they lived there. Weekly updates, clear explanations and timely service were an important part of the package. I dont know how it could have gone better. I highly recommend Julie for your mortgage needs.

  • Review 33 (2016-11-28 - Rating: 5)

    We used Julie for both a refi and a purchase recently. She completed both in just over 20 days. Suntrust Mortgage took 90 days and they were still unfinished. She is fantastic, amazing and thorough. We are so happy Julie was referred to us.I cant say enough positives about her Kathy Nicholson

  • Review 34 (2022-08-24 - Rating: 5)

    Julie was extremely helpful and reponsive throughout the mortgage loan process for my property. She was very knowledgeable and always helpful in answering my questions througout the loan process and closing. I would highly recommend her for anyones real estate loan.

  • Review 35 (2016-03-17 - Rating: 5)

    This is the first time we got her help with her new company. Still super good, worry free, everything so smooth and fast, and perfect!!! I can always count on Julie for mortgage loan need and timely closing.

  • Review 36 (2019-05-24 - Rating: 5)

    Julie and her team did an amazing job helping me close quickly on my new house. She was a valuable resource for all of my first timer questions, and even took my calls/emails after hours. I cant say enough good things!

  • Review 37 (2016-03-11 - Rating: 5)

    We had a completely stress-free, seamless mortgage loan experience. Our loan officer, Julie Nichols was able to get our loan closed within 3 weeks of locking (that is unheard of these days). She was very organized, knowledgeable and kept us informed at every turn. I cant say enough positive things about this experience. She and GMFS have earned our lifelong business.-The Hawkins

  • Review 38 (2016-05-04 - Rating: 5)

    Julie is absolutely the greatest loan officer on the face of the Earth (not even kidding)!! She was my loan officer on my previous mortgage, and I followed her to GMFS from our previous mortgage company. I obtained pre-approvals from three different lenders on our new mortgage, but Julie easily destroyed the competition by being the most responsive of all of them, and it wasnt even close. When youre buying and selling, things happen quickly and you need someone who can react just as fast. She went into the office on weekends for me, and responded to emails, phone calls, and texts on Saturdays and Sundays, while I waited for other lenders to get back to me on Monday. There were never any surprises along the way, and she really helped me to manage my stress levels (which would have gone through the roof without her). This satisfied customer probably wont be bidding my next mortgage out to other lenders. Thank-you Julie for all of your hard work and making this process a breeze!!

  • Review 39 (2019-01-18 - Rating: 5)

    Julie is amazing. Felt like I had a great team behind me while pursuing a rather complicated and daunting process. Julie made it not so bad. She was available and always responsive.

  • Review 40 (2017-09-24 - Rating: 5)

    Hands down. The only person I could trust with finances. Very direct,professional. Best part her ability to make you understand and very responsive. Me coming form a service based industry , I know that availability is a huge concern. Julie has been available on weekends and even on her own bday celebrations. She is simply the BEST!!Cant thank you enough. God Bless You.

  • Review 41 (2018-04-23 - Rating: 5)

    Julie and her team were great to work with. They kept us all in the loop during the whole transaction and Buyers loan process. Thanks Julie for answering your phone and always staying on top of details and updates!

  • Review 42 (2023-01-28 - Rating: 5)

    Julie is the best loan officer I’ve ever talked to. She’s patient, helpful, educative and always communicative to ensure to help me get my best rate and a smooth closing.

  • Review 43 (2019-04-27 - Rating: 5)

    One stop professional for all mortgage needs! Julie is so meticulous and very prompt in answering any and all queries related to the mortgage process from beginning to end. Very pleased with the whole process and cant imagine anyone else doing a better job.

  • Review 44 (2024-02-28 - Rating: 5)

    It was a pleasure to work with Julie Nichols. Very knowledgeable and communication was top notch. I would recommend working with Julie if you ever get the chance.

  • Review 45 (2019-09-27 - Rating: 5)

    Julie and her team really went above and beyond to help me with my new home purchase,they were honest, dependable, and very professional! They kept me informed the whole process and everything lined up exactly as planned . Even though my loan was a little bit complicated they never gave up on me and got their whole team involved to make it happen .I will definitely recommend their company to anybody looking to buy a home

  • Review 46 (2019-06-12 - Rating: 5)

    Wow! Not only did she alert us of a good time to refi (I never would have been checking on my own) but she made the process go super fast and easy. So fast they Title Company could barely keep up! She is always available, responds super fast, and super knowledgeable. I wont work with anyone else!

  • Review 47 (2019-05-04 - Rating: 5)

    Great experience! Very professional, patient, customer centric. Very knowledgable of the industry, responsive. Helped suggested and created a plan to reach our financial end goal. Glad to have worked with Julie and her team!

  • Review 48 (2021-11-06 - Rating: 5)

    Julie is very knowledgeable and up to date with all current mortgage requirements. For me it was almost 30 years since I needed a mortgage.it was almost painless to qualify for my mortgage.

  • Review 49 (2019-10-09 - Rating: 5)

    Julie’s knowledge of mortgage options coupled with her excellent communication skills creates a great experience for the borrower. She and her team rock!!

  • Review 50 (2023-08-14 - Rating: 5)

    Julie was communicative, prompt, and thorough in keeping me updated with everything I needed to know through the transaction.

  • Review 51 (2023-08-15 - Rating: 5)

    Julie and her team made the whole house buying process so easy! You definitely will not regret choosing them.

  • Review 52 (2019-06-03 - Rating: 5)

    Ms. Julie Nichols and her team is the most efficiency mortgage team I ever encountered. Always response within 15 minutes; always provided answers to any question even some of them are out of their arena.

  • Review 53 (2023-05-16 - Rating: 5)

    The loan process went very smoothly and painlessly! They got everything completed before schedule. Was quick to respond to any questions and were very helpful! Would highly recommend.

  • Review 54 (2021-01-11 - Rating: 5)

    Julie and her team provided exceptional service. Im very pleased with the entire process and I will be recommending them to anyone I can moving forward.

  • Review 55 (2017-05-12 - Rating: 5)

    Julie is the best loan officer I have ever worked with. She is on top of everything! Great customer experience.

  • Review 56 (2023-09-26 - Rating: 5)

    Best Loan officer!! helped out us through all the kinks and turmoil of getting a house! She made it so much easier!

  • Review 57 (2020-07-16 - Rating: 5)

    Julie and her team were GREAT to work with! The process went better than expected and no surprises at closing. Highly recommend!

  • Review 58 (2021-05-22 - Rating: 5)

    Very helpful and honest. Julie explained every step of the way in terms I could understand, and was always available to answer all of my questions. Truly pleasant to work with!

  • Review 59 (2017-06-20 - Rating: 5)

    Had a very great experience and professional service with Julie and her team. I would go back to them for my next loan.

  • Review 60 (2017-10-31 - Rating: 5)

    Julie and her team are great and walked me through every step of my refi and answered all my questions.

  • Review 61 (2023-09-29 - Rating: 5)

    Absolutely loved having her as our lender! One of the best!

  • Review 62 (2023-09-29 - Rating: 5)

    Could not be happier with this Lender! She accommodated as much as she could and made the process enjoyable

  • Review 63 (2020-09-01 - Rating: 5)

    Quick and easy closing process. Fantastic communication and spectacular customer service. Highly recommend!

  • Review 64 (2024-04-15 - Rating: 5)

    Very prompt and thorough service.

  • Review 65 (2024-04-18 - Rating: 5)

    Professional in dealing and very cooperative

  • Review 66 (2019-08-28 - Rating: 5)

    Wonderful team. Extremely helpful from start to finish. Highly recommend.

  • Review 67 (2017-01-13 - Rating: 5)

    Great service. Very professional. Thank you for helping in our load application processes.

  • Review 68 (2019-05-23 - Rating: 5)

    Outstanding Performer! Goes that extra mile. Great Communicator.

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