Iron Harbor Mortgage LLC

Located in Houston, Texas

Address: 4307 Maybelle Ave, Austin, TX 78756, United States

Phone: +1 866-321-4733

Rating: 5

Services

Wheelchair-accessible car park
Wheelchair-accessible entrance

Photos

Latest AC Repair Services in Houston

Comments

Review 1 (2024-06-11 - Rating: 5)
Working with Matthew has been nothing short of amazing! He is extremely knowledgeable and passionate about what he does, and I didnt feel an ounce of pressure from him like I did from other brokers. He truly does want the best for his customers. Matthew dedicated many hours to thoroughly reviewing each step of the process and analyzing the numbers with us, ensuring we understood every scenario to determine the best options available. I really appreciate his attention to detail and willingness to put in the time to break down the numbers for us. Phenomenal experience overall, and will definitely be recommending Matthew to friends and family!

Review 2 (2023-11-14 - Rating: 5)
Working with Matthew at Iron Harbor was one of the best parts of purchasing my second home. Matt was not only extremely professional but saved me thousands of dollars all while rushing to meet a very difficult closing timeline.He was extremely helpful in helping us understand where we felt comfortable as it related to our initial offer which was beneficial when it came to contract negotiations. Once we were under contract we had delays in repair construction that delayed our closing date by 45days. Matthew was there every step of the way constantly checking the market for improved rates and ensuring we were in the best position come closing.Again if you are looking for a great lender who will have your back from start to finish look no further!!!

Review 3 (2023-12-20 - Rating: 5)
As a first time home buyer, it was great working with Matthew on our loan. He helped explained every step of the process and answered the (many) questions we had. We went into closing feeling confident we knew what we were doing, which is NOT how we felt when we started our home search without Matthew. Also felt like he was really working for our best interest, unlike some other lenders we talked to who felt like they were simply eager to get our business. Would highly recommend!

Review 4 (2023-11-27 - Rating: 5)
Matthew Breston did an amazing job walking us through the details of securing our loan for our first home. I appreciated that Matthew has a very data-driven, transparent approach and he went above and beyond for us in many ways, including helping us do an analysis on what rate we should lock in, as well as consistently following up and advocating for us through the process. Matthew consistently followed up with our realtor, title company, and even insurance broker to make sure all of the pieces were moving along correctly.I would definitely recommend Matthew to anybody shopping for a loan, and plan to use him again in the future!

Review 5 (2022-03-18 - Rating: 5)
My partner and I had a great experience working with Matthew from Iron Harbor. We called a lot of local lenders, and decided to go with Matthew because of his communication and transparency. This was our first time buying a house, and Matthew did a great job making sure we understood what the process was and where things might go wrong. He was extremely on top of everything and amazing at communication. I would 100% recommend working with Matthew and Iron Harbor.

Review 6 (2023-11-27 - Rating: 5)
I cannot recommend Matthew Breston from Iron Harbor enough.As a first time home buyer trying to purchase a house in 2023 with the high interest rates, there are several things Matthew did that set him apart from other mortgage brokers weve talked to, which made our experience infinitely better.- He educated us on the cost-benefit analysis of rate buy-down to help us make an informed decision- He acted with integrity and transparency the whole way through, we trusted him 100% in the process. He did not sugarcoat or intentionally hide fees to make his estimates better which weve experienced with several others.- He helped us secure the first-time home-buyer incentive when other lenders did not consider or advocate for that on our behalf- He looked into both of our credit scores and came up with ways to help us secure the best interest, while educating us on the pros and cons of each option- He diligently followed up every step of the way to ensure our loan process is approved quickly and smoothly- When the interest rate dipped for a bit, he acted in our best interest to ensure we have the best rate possible (with the information available at the time)We shopped around a lot for mortgage brokers, some would hide fees in their estimates, some would not be very transparent, some would hide FHA loan even though we did not ask for it, and there are a handful that were good but no one went the extra mile like Matthew did. He did a lot of finessing on our behalf to ensure we had the best possible deal for our situation.

Review 7 (2023-08-11 - Rating: 5)
I had an excellent home-buying experience with Matthew. His patience and knowledge proved helpful when I had questions about the best loan option for me. Matthew was able to help me lock a great mortgage rate (which is very difficult in this market). I recommend him to everyone. Thanks, Matthew!

Review 8 (2018-12-20 - Rating: 5)
I have now completed 2 mortgages with Iron Harbor and Matthew, and would highly recommend him for your transaction.Matthew is professional, courteous, responsive at almost all hours, and extremely helpful. He has made the mortgage application process as hassle free as it could be through both of my transaction.I live in Houston, and have never actually met Matthew in person, but that has not complicated matters at all. Working with him via online web tools was a breeze and more convenient than actually having to meet someone in person.I cannot recommend him highly enough. If I have to go through the process again, I engage Iron Harbors services immediately.

Review 9 (2021-07-12 - Rating: 5)
Over the last 15+ years, Ive purchased and refinanced over a dozen homes, and I can say that Matthew is the most professional, thorough and proactive mortgage broker, with whom Ive worked. His knowledge and problem solving ability is unmatched . Matthew is a truly an A player.I set high standards and expectations for professional service providers but, I cant stress how impressed and grateful I am to have worked with him.He not only raises the bat he redefines it!

Review 10 (2022-11-18 - Rating: 5)
I just took out my first mortgage loan with Iron Harbor. Good rates and low closing costs with them. Matthew made sure I understood everything, being informative and transparent throughout the whole process, and very responsive when I had questions. I would highly recommend him as a mortgage broker; he can help you get a good deal instead of just pushing a product like the unscrupulous salesmen working for the big-name lenders.

Review 11 (2015-11-10 - Rating: 5)
My Wife and I purchased our first home and thanks to Matthew Breston of Iron Harbor Mortgage the process went very smoothly. Matthew took calls late in the evening to meet our work schedule and was extremely diligent in providing documentation that broke out our mortgage options and educated us on how to pick the option that best suited our budget. Matthew’s ethical focus helped guide us towards making a confident buying decision. When you enter into a decision like this you want to ensure you’re doing business with someone that will guide you with a strong ethical focus – Matthew embodies this principal. I would recommend anyone looking to understand their mortgage options to contact Iron Harbor.

Review 12 (2022-08-10 - Rating: 5)
Matthew did a fantastic job and worked very hard to get me the best interest rates he could for my mortgage. He advocates for his clients and is proactive, efficient, friendly, knowledgeable….. just all-around really good at what he does. I couldn’t have asked for more hustle out of a person! He was very kind and patient in working around my odd work schedule that interfered with the streamlining of the loan process at times, and I am very grateful to him and his help in pushing me through it. I will always recommend him to anyone I know that is in the market for a new home. He was a pleasure to work with.

Review 13 (2019-04-26 - Rating: 5)
Matthew is a true professional. I have used him on three home transactions and I highly recommend working with Iron Harbor. I have referred him twice and both of my colleagues have had nothing but amazing experiences in purchasing their new home. If you want someone who pays attention to details and will work day in night to make sure you get what you need use Iron Harbor!

Review 14 (2018-04-08 - Rating: 5)
Working with Matthew Breston was one of the most positive experiences I have ever had in terms of customer service. My boyfriend and I reached out about 1.5 years before purchasing our first home to gain some insight on what steps to take in order to be prepared for our purchase. He took the time to review our finances at the time and then walk us through what we needed to do to get our first home. When the time came, we were completely prepared based on the guidance provided. Matthew really went above and beyond in the level of customer service he provided us with. He is the most responsive person I have ever worked with in a professional capacity. No matter when I reached out, he always answered immediately which was not always expected but greatly appreciated. Buying a home is a huge deal to the buyer but Matthews commitment to our success made me feel that it was just as important to him which is incredibly reassuring in what is typically considered a very stressful time. I cannot imagine having done business with anyone else and am without a doubt a customer for life. Thank you Matthew!

Review 15 (2018-08-10 - Rating: 5)
Working with Matthew feels like working with family. This is our second time working with him and each time he goes above and beyond to make sure that we understand all of our options and that all of our needs are taken care of. At our last closing, the title company and the realtors were all so impressed with Matthew that they wanted to start using him as well. You are truly in the best hands with Matthew at Iron Harbor. We are beyond pleased with our choice to use him.

Review 16 (2014-07-16 - Rating: 5)
My recent experience with Matthew at Iron Harbor mortgage was beyond fantastic. He was extremely available, very quick to answer questions and solve problems, highly knowledgable, friendly, and very clear with every step of the process. It was a first time home buying process for my wife and myself, but he was happy to explain anything and ensure that we received the best possible service. In addition to being extremely available and professional, he provided us with plenty of information ahead of time to help us pick the perfect rate and plans for our mortgage. I cant recommend Iron Harbor enough, and I will be giving glowing reviews to all of my friends as well.

Review 17 (2018-10-19 - Rating: 5)
Matthew made the home loan process as effortless as Ive ever experienced! He was quick to respond, clear on what we needed to do, and so easy to do business with! Our home builder even mentioned how impressed they were with him. I cannot recommend Matthew and Iron Harbor enough. Amazing, personal service by someone who clearly takes pride in their work! Thank you! Thank you! Thank you!

Review 18 (2018-06-15 - Rating: 5)
Matthew is so easy to work with and had a wealth of information hes shared over two different transactions weve done. Both times have been such a breeze and I cant imagine using anyone else! He was able to close incredibly quickly and made a potentially very stressful situation into one that Ill always remember fondly. I cannot stress enough how amazing Matthew and Iron Harbor are! HIGHLY RECOMMEND!

Review 19 (2015-10-30 - Rating: 5)
What a blessing it was to have Matthew at Iron Harbor working with us on our home mortgage! We are first time home buyers and he held our hand the whole way through, making sure that we understood the rate options and helping us to determine what the best financing choice was for us. Matthew is incredibly thorough and efficient, making sure that the process went without a hitch. We closed earlier than expected! Thanks Matthew!

Review 20 (2015-11-26 - Rating: 5)
We recently closed on our new home, and Iron Harbor helped us with the mortgage. Matthew is excellent to work with, always available (even late evenings). Since this is our first home we had too many questions about everything. He answered all our questions very patiently and thoroughly.Our mortgage process started after Oct 3 of 2015, and so we were under the new mortgage regulations. We were a bit concerned when we started, given the new regulations and very critical time requirements from those. Matthew did everything before time! Very efficient and timely. We got the documents exactly when required and the closing went super smooth (our realtor and the title company agent were both very happy about it).The other thing that nobody could match Iron Harbor on were the rates and lender credits. We shopped around with four different lenders and choosing them was a no-brainer.I will definitely recommend them to friends and go with them if and when I buy another house.

Review 21 (2018-03-14 - Rating: 5)
Honest, transparent, efficient, prompt. This is how I would describe Matthew Breston at Iron Harbor. Rarely have I ever written a review for someone who has done nothing for me, but this is an exception. Allow me to explain...I was looking for a loan on an old house and was referred by a friend to Matthew. We started the loan process with Matthew and he was lighting fast every step of the way. Matthew would answer questions via email as soon as I sent them at any time day or night. He was always willing to talk via phone with any questions or concerns that I had about the loan process. There are so many options that you have with your loan, and I had a million questions as to what I could or couldnt do. Matthew took the time to answer these questions either by explaining them to me, or showing me graphs/charts as to what kind of effect each decision would mean. This helped put me at ease with the huge decision I was about to make. To top things off... when we finally got our appraisal value which was valued under our loan amount... Matthew convinced me to NOT go forward with the house even though he could have gotten me the loan for the full amount. He basically pushed business away from himself in order to make sure that I didnt make a bad decision. This showed to me that he was looking out for my best interests!So while I didnt actually go through with a loan with Matthew, I can say with confidence that the next time the opportunity arises, he will be the first person I look to.

Review 22 (2019-05-14 - Rating: 5)
To say Matthew is amazing would be an understatement. We wanted to close quickly and were originally going to use USAA. My brother suggested we at least talk to Matthew first. This was the best decision we could have made. He walked us through everything and explained it in detail. When I didnt understand something, he was awesome at going over it again and making sure it was clear. He went above and beyond, responding at all hours. Not only were we able to close early, we could have closed a week earlier than we planned because of Matthew. The entire process was amazing.

Review 23 (2017-01-05 - Rating: 5)
Every review for this company is rated to 5 stars and after working with them I understand why. I worked with Matthew for my very first home purchase and he made the experience a very quick and smooth process from start to finish. The day I walked through my home to the day we closed on the house was almost exactly a 1 month time span, which was truly incredible efficiency for this home purchase (and this was during the holidays!). First off, he hands down was able to offer me the lowest interest rate I could find for myself. As this home hit the market and we went through the walk through and talks with the seller, we needed to move fast as I was interested in closing before the year ended (for homestead tax exemption purposes). As I thought it would be me pushing on my lender to keep things moving to hit our target close date, it was in fact the other way around. Matthew continuously kept in touch with me and made sure I perform all my necessary actions and provide what I needed to ensure we get everything done (inspections, negotiations, appraisal, insurance, etc) before close date and then some in case any delays happened along the way. Matthew always stays connected (almost any time day or night) and replies to any little or big questions or concerns you may have (seriously, he responds to text and emails almost always within 5 minutes). This was especially helpful for me as for this particular transaction I was not using a Buyer realtor (With his experience and knowledge of these transactions, I certainly didnt miss having one). When we closed, there were zero surprises with closing cost or any of the expected paperwork. I will 100% be looking to work with Matthew again when the time comes!

Review 24 (2019-10-16 - Rating: 5)
There is no greater advantage than working with Iron Harbor and Matthew when buying a home. We had a clear and detailed understanding of our financial scenarios at every decision point along the way. Their efficiency, diligence, and integrity cannot be matched. If you are looking for the best mortgage broker, save yourself the time and research and work with Iron Harbor.

Review 25 (2017-11-01 - Rating: 5)
First time home buyers always test the patience of the mortgage broker. However Matthew was very patient and informative and made the process really smooth for me. Also, he was very adept at dealing with unique situations which emerged during the process! Its a no brainer 5/5 rating from me.

Review 26 (2016-10-17 - Rating: 5)
I recently did a refi with Matthew, at the recommendation of a good friend and realtor who works with him. Matthew is the most transparent, responsive, and thorough person I think Ive ever worked with, for a mortgage or in my professional life. I wish more people I work with on anything were as competent and professional as Matthew. He is the most on it person with whom Ive ever had the pleasure of doing business. When I comparison shopped around, no one could even come close to matching his terms. There was a credit reporting agency issue (incorrect derogatory remark) that Matthew personally helped to clear up and the entire refi process took less than 3 weeks.

Review 27 (2018-12-12 - Rating: 5)
Can I post 10 stars!? As a licensed Realtor here in Austin, TX, I have been working with Matthew for the last 5 or 6 years. He has helped countless home buying clients of mine with success. I know when I refer my clients to Matthew, they are in great hands from start to finish in transactions. His client communication and level of detail cannot be beat.

Review 28 (2015-10-13 - Rating: 5)
Excellent service. Matthew was extremely forward with options, and explained everything in great depth. For the first time since working with mortgage brokers, I felt like I truly understood what I was doing, the pros, the cons, the tradeoffs. I left completely confident that I had made the right choice, not just with my loan, but with my choice of broker.

Review 29 (2019-03-04 - Rating: 5)
As a first home buyer, Matthew helped make our first experience one that wasnt so scary! From being very transparent about fees, to helping us understand long term decisions, Matthew was fantastic! Cannot recommend him and his team more!

Review 30 (2019-10-16 - Rating: 5)
Matthew went over, above and beyond to ensure the home buying process went smoothly. He was extremely patient, knowledgeable and diligent, making sure we understood all of our options and were equipped to make the best decisions. I can’t recommend him highly enough!

Review 31 (2018-08-05 - Rating: 5)
Matthew has been great - best experience I’ve ever had. Professional, fast, knowledgeable, and always available to answer questions. Closing estimates were right on, and options were always well explained and easy to understand. Would definitely work with him again.

Review 32 (2016-05-31 - Rating: 5)
Iron Harbor made the VA mortgage process on our original loan as well as the refinance a year and a half later painless. Everything was completed on time, correct the first time, and there were no surprises. Matthew Breston advised us on the best VA mortgage for our situation. We couldnt have selected a better source.

Review 33 (2020-03-10 - Rating: 5)
No surprises at all in the process , Iron Harbor and Matthew made the whole process very smooth. Matthew is too good at details and responses in almost no time. I had worked with other service before but i swear by that this is the BEST service. Matthew stays on top of the things throughout the process.i wish there was provision to give 10 stars.

Review 34 (2016-06-06 - Rating: 5)
Matthew was beyond great to work with. He was very patient with us on timing and was able to get us the best deal. I wouldnt think of using another company. You are missing out if you dont do business with Matthew and Iron Harbor.

Review 35 (2021-07-28 - Rating: 5)
Matthew Breston is amazing! My refinancing process was simple and quick. There were no surprises at closing and he saved me money. My questions were thoroughly answered at every step of the way. I even closed via mobile services during the pandemic. Super efficient!

Review 36 (2020-07-17 - Rating: 5)
Matthew went above and beyond for our home buying experience. Every question was promptly answered, every detail meticulously attended to, and every problem dealt with. I have already recommended him to friends and family and hands down would work with him again.

Review 37 (2017-04-03 - Rating: 5)
Matthew is a total professional and was a pleasure to work with. He is knowledgeable, courteous, responsive, and proactive. I highly recommend working with Iron Harbor.

Review 38 (2019-04-29 - Rating: 5)
We just closed on our house and our experience with Matthew was nothing but positive. Answers calls all the time, very thorough in explaining everything, worked well with our agent, very efficient and quick in emails, phone calls, and texts. Highly recommend!

Review 39 (2018-09-02 - Rating: 5)
It was a pleasure working with Matthew. As a first-time home buyer, I appreciated his wisdom, knowledge, patience and availability for any and all questions to obtain the loan that fit me best.

Review 40 (2017-08-16 - Rating: 5)
Best closing experience ever. He is very thorough and accurate. He returns all calls and emails quickly. Kept us informed of the situation through the entire process . . . . never over-promised, but in my mind, over-delivered. There were no surprises at all during the process.

Review 41 (2017-09-12 - Rating: 5)
Every one of these 5 star reviews is accurate. You will be hard pressed to find another mortgage broker as good as Matthew Breston.