David Richards, SWBC Mortgage

Located in Houston, Texas

Address: 26502 Oak Ridge Dr Ste.200, Spring, TX 77380, United States

Phone: +1 281-602-8114

Rating: 4.9

Services

Wheelchair-accessible car park
Wheelchair-accessible entrance

Photos

Latest AC Repair Services in Houston

Comments

Review 1 (2025-01-11 - Rating: 5)
Dave Richards was a life saver for my transaction. I was representing the sellers. The buyers lender denied their loan. My sellers and I thought we would have to start all over with a new buyer. I called up David and explained the buyers situation. From that moment on David never let up. He worked weekends, nights & even during the Christmas holidays. He got the buyer approved and we made it to the closing table with a clear to close. I can’t thank him enough for all he did.

Review 2 (2025-01-24 - Rating: 5)
David is an awesome lender! His professionalism makes him one of a kind in this industry. He was very attentive throughout the entire process and always made himself available to answer any questions or doubts. His coaching and guidance made the entire buying process stress free for us! I would definitely use him on my next purchase

Review 3 (2025-01-16 - Rating: 5)
David is extremely knowledgeable and thoroughly explained to us all the options available to us. He was not only an LO but a mentor to us in this home buying process. Without David we would not have closed this loan since we couldnt fuflil the requirements when we reached out to other lenders. He was available via call, email ,text all the time including holidays and weekends and worked tirelessly on our home. I am 100% sure that David will be a blessing in your home buying process. Thank you David again.

Review 4 (2024-08-04 - Rating: 5)
When we found the house we wanted, our realtor told us she would have Dave Richards call us because he was simply the best. She was absolutely right. Dave was friendly, helpful, and encouraging throughout the entire application process. From the very beginning, we knew we were in good hands. He has so much experience in this business and reassured us when we had concerns and set up expectations for what would happen next. He was so thorough and helpful. When we had any questions, he always responded and was always approachable - even after hours, just so that we were reassured that he was on top of everything. Having Dave as our lender made us feel like nothing would be missed and that if we needed anything for our loan that he would explain to us exactly what was needed. The whole home buying process can get so stressful, but he really made it so much easier for us to focus on everything else that needed done. I will definitely be reaching out to him for anything else in the future and I would recommend him to anyone who is going to buy a house. Call Dave! He really is the best!

Review 5 (2024-04-03 - Rating: 5)
Man of his word. He is reliable, honest, and understanding. Listens to your needs and wants and lets you know how to accomplish it. . I highly recommend David and the company he works for.

Review 6 (2024-01-04 - Rating: 5)
David Richards was the best lender I could have chosen. Being a new home buyer helped with explaining the ins and out of the loans available to me. He cared about my needs financially and fit me with the best loan for me. When plans changed from one property to a different property, him and his team were on top of getting all the paper work in order, never missing a beat. At one point I needed to have more of the loan papers explained and Dave met with me in person as I asked him to. Finally the second property was ready and we needed to get all paperwork and approvals completed in a very short period of time. Everything went extremely fast due to the end of the year and getting me into my new house before Christmas and Dave MADE IT HAPPEN!! I couldnt have asked for a better lender then Dave and I am extremely grateful my boss recommended Dave to me!! If you are looking for a lender Dave and SWBC are the route to go!! Thank you for everything Dave!! LeAnn the most grateful client!!

Review 7 (2024-02-17 - Rating: 5)
I had the pleasure of working with David as the listing broker for his buyer client. And WOW- let me tell you this experience was superb from start to finish. We had a few hiccups on the builders side but because of Davids exceptional lending knowledge and collaborative spirit we closed the deal and created a happy new home owner. I highly recommend David and his team and look forward to working with them again soon!

Review 8 (2023-08-12 - Rating: 5)
Dave was such a pleasure to work with! He was very clear right from the beginning of what to expect. He was patient in answering all of our questions, and he is extremely knowledgeable. He is kind, thoughtful, and honest. We would highly recommend Dave and SWBC Mortgage, and we will definitely reach out to him should we ever need to refinance. Thank you, David Richards, for all of your help and guidance!

Review 9 (2023-04-28 - Rating: 5)
David Richards has been the best lender we have worked with so far! We have really appreciated all that he has done for us in buying our house. David is very professional, and knows the ins and outs of the business. He always kept us in the loop about where we were in the process of buying our home, and made this process very stress free for us. I would highly recommend David Richards to anybody looking to buy a home!

Review 10 (2021-07-08 - Rating: 5)
Dave was an absolute lifesaver during our recent home buying experience. The mortgage for our previous house was through one of the major national banks, and we got the level of customer service from them you would expect - long wait times on the phone, never knowing where the person we were talking to was located, and a labyrinthine application process. In contrast, my first conversation with Dave was on a Saturday morning, and by Sunday afternoon our application process was well underway (Id never be able to get support on a weekend from our previous lender!). And the online application process Dave provided us was incredibly straightforward and user-friendly (the interface guided us through a series of common sense questions). If youre looking for a lender in the Houston area, Dave Richards is a straight shooter, he knows the local market, and he genuinely looks out for your best interests.

Review 11 (2020-09-02 - Rating: 5)
Dave was and is an absolute delight to work with! My husband and I were first time home-buyers, and received Daves name from a close friend, who raved about him. After going through the home buying process without a hitch, we want to rave about Dave too.He is very communicative, always open to answer any questions via phone, text, or email, and has the most competitive rates. On top of all that, he got us to closing on time, even with a tight timeline. My husband and I are looking forward to working with him and SWBC as our loan provider into the future. Dave is just wonderful, and I highly highly recommend giving him a call. You wont regret it.

Review 12 (2021-02-06 - Rating: 5)
David Richards and his team at SWBC Mortgage have done an OUTSTANDING job throughout the mortgage application / approval / closing process! Dave was available to answer our questions day and night. He worked closely with our realtor during the Christmas holidays to keep us moving forward in the process and making our dream home a reality. He promised to close on time, but exceeded that promise by getting us to closing early! I cannot thank them enough - I would definitely recommend David Richards again and again!!!

Review 13 (2022-08-18 - Rating: 5)
On behalf of my mom--From the beginning, Dave was committed to helping me purchase a home. He was incredibly quick on communication (even on a holiday!) and walked me step by step through the process. Throughout, Dave was reassuring during a stressful time, and I always felt like he had my best interests in mind and was actively monitoring a rapidly changing housing market and interest situation. In addition to Daves services, he connected me with additional professionals he recommended to help with closing and the new house transition.I have never had such a smooth closing with zero glitches, and Dave coordinated with my realtor and title company to ensure a perfect process.Even after closing, Dave continued to go above and beyond and follow-up to make sure everything was in order and answer questions (e.g. about homestead exemptions and loan sales). I cannot recommend anymore more highly

Review 14 (2021-05-07 - Rating: 5)
We could not have been more pleased by the exceptional customer service that we received by SWBC Mortgage and David Richards! They were on key in every step in the whole process on the purchase of our new home. David was always available to every question I had. He also communicated very well with me through the whole process. I would definitely recommend them to every family member and friend!!! Thank you for making the process flow with ease!!!

Review 15 (2021-09-01 - Rating: 5)
My husband and I were referred to David to buy our new home. Not only are we extremely satisfied with David Richards and staff at SWBC, we have the utmost respect for him. He had us closing on our VA loan within 29 days which is almost unheard of these days. He responded to any and all questions and comments immediately either calling, text, or email. David Richards and team explained in detail what they needed and always treated us with respect. We recommend David Richards to our family, friends, and strangers for your home loan and anything else that he may do. David is the best lender we ever worked with and this is our 4th house to buy. Also, for anybody who may be older as myself, David will help with any technical issues and or questions. He was superior to work with and again, I recommend David with confidence that he and team will take care of you as he did my husband and I. We just can’t say enough positive feedback about David Richards and team. Thank you for reading.

Review 16 (2021-11-01 - Rating: 5)
Dave was a huge help during our recent home buying experience. He was recommended by a friend, and within 15 minutes of sending an exploratory email to him, Dave had reached back out asking if I wanted to set up a call based on my availability. From that first discussion to the closing, Dave was professional, attentive, and timely in his communication of what needed to be done ASAP, what was going to need to be done by X date, and so on. His understanding of the process and, more importantly, his ability to communicate the timeline and what each step meant for us was most appreciated. I will be recommending Dave to family and friends knowing that they will be in good hands.

Review 17 (2019-08-13 - Rating: 5)
David was so great to work with! I am a first time home buyer and I highly recommend him to help you with any mortgage or loan related items while trying to buy a house! He touched base with me almost every day to check in and assist me with all parts of the closing process! It was so stress and worry free knowing that David was handling my application with great care from start to finish! I didn’t know what to expect when buying a house at first, but David was able to lay everything out in terms of expectations, deadlines, terminology, estimated costs, etc. There were no surprises and everything was very straightforward. He helped ease my mind to enjoy the closing process since he took the care and time to explain everything to me ahead of time. Great to work with and I would recommend David to anyone looking to purchase a house!

Review 18 (2024-04-29 - Rating: 5)
Mr. Richards was wonderful with assisting my husband and I with our recent first home buying experience. He provided us all of the different options we had, making this such an easy and smooth process. Thank you Mr. Richards!

Review 19 (2020-08-25 - Rating: 5)
If you are in need of a mortgage or refinancing, please consider working with Dave! He was amazing from the start. We were first time homebuyers completely unaware of the process, Dave was kind and patient the entire way through. He always promptly answered phone calls, texts, emails no matter how simple or hard the question was. We so appreciated his diligent efforts because it made the home buying experience much less scary! Dave is top-notch!!

Review 20 (2019-03-06 - Rating: 5)
We are so grateful for Daves help in securing our loan for our very first home. He were organized & thorough & professional, as well as kind which made all of the difference in. He is very personable and creates great rapport. We put our trust in you and you most definitely came through for my family. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest- that is without a doubt!

Review 21 (2020-07-20 - Rating: 5)
David was amazing from the start of my home buying process to closing. It was my first time buying. He was super patient and always made sure I understood what he was talking about. He would drop everything he was doing to address whatever issues that arose throughout or answer any of my questions. Communication was fantastic and he was speedy every step of the way! I’d definitely go with him again!

Review 22 (2020-08-25 - Rating: 5)
Dave is the absolute best. He is incredibly responsive - we never had any difficulty getting immediate responses out of him. He was so helpful throughout the entire process and was there for us, to answer all of our questions. It could not have been a smoother process, thanks almost entirely to Dave. He also happens to be very funny which is just icing on the cake! We have already (and will continue to do so) referred Dave to friends who are also in the home-buying stage of life. A big thank you to Dave for all of his effort and time!

Review 23 (2020-10-19 - Rating: 5)
David was wonderful to work with. Very professional and friendly. He made sure that as first time home owners get the best deal possible. He also takes the time to go over your loan and discuss any questions you may have. The best part after you close; he will still help you if you have any questions. David is certainly dependable and trustworthy. Thank you David!!

Review 24 (2019-12-11 - Rating: 5)
David was such a helpful resource. He is knowledgeable and thorough. He helps you the fine details and is honest with his approach to sharing the information with the loan process. Our situation was a little complicated but David navigated us without making us feel lost or confused. I highly recommend his services and if you are even curious about the home buying process dont hesitate to contact him and his amazing crew!

Review 25 (2023-08-21 - Rating: 5)
I recommend getting Dave as your mortgage consultant. He will literally go to the moon and back for you if he can! He will be honest with what you can only have at the moment, and not let you get sucked into the idea that you can have the ultimate house of your dreams on a first buy.. well, he let me have my top 2 dream house, so that was still a big check on my wish list.Of all the other consultants I talked to, he is the most knowledgeable. There is no stupid question for him. I was able to ask and discuss with him all there is to know about the process. He is so sweet and accommodating. There is no office hours for him. You can msg or call him 24/7. I especially recommend him to first time home buyers, to lessen the turmoil during your buy.

Review 26 (2021-03-26 - Rating: 5)
David has assisted me with an initial purchase and refinance on my current home. It has been a pleasure working with him on both loans as he manages to strike a perfect balance of professional and friendly. David offers excellent guidance throughout the loan process and works diligently to explore all avenues to secure you a loan. I will continue to use David for any future mortgage needs.

Review 27 (2019-07-09 - Rating: 5)
I can not say enough kind words about David Richards, the Senior Loan Officer, at SWBC Mortgage Corporation. He was there for my fiancé and I throughout the entire process. We never had to wonder or ask questions about anything. He led the way, got us approved for our home mortgage and kept in contact daily. David Richards is highly knowledgeable when it comes to more difficult mortgage loans and getting approved. Communication and follow-ups, time management and deadlines are essential keys to a smooth closing, and he did just that! We have never been more pleased with a home mortgage and closing process. It was stress free, as it should be. Thanks to David Richards, my fiancé and I can start the next chapter in our lives together in our beautiful new home!

Review 28 (2021-02-19 - Rating: 5)
Dave and his team were amazing! This was our 1st home-buying experience and he made sure to call me often and guide me through the process, he always answered my text messages and e-mails and we never felt like we were going on this alone. Again, we would highly recommend using Dave as your advisor, he is GREAT!

Review 29 (2021-12-02 - Rating: 5)
We had a excellent experence with SWBC Mortgage using David Richards as our Loan Officer. We found David highly experienced, knowledgeable, and prompt to respond to our questions. He made our financing to close fast and easy. Thank you David!

Review 30 (2019-04-30 - Rating: 5)
David did an incredible job managing the loan process from beginning to end in a very efficient and effective manner. My family has been using Davids great services for years and will continue to do so. Highly recommend!

Review 31 (2020-02-20 - Rating: 5)
David Richards is amazing! He responded quickly and professionally to every question I had. It was an absolute pleasure working with him and I would highly recommend him to anyone buying a house. He goes above and beyond to make sure your needs are met!

Review 32 (2020-05-16 - Rating: 5)
Dave is really awesome. I can’t say enough good things about the man. He’s incredibly straight forward and honest. I’ve shot several ideas by him and he makes sure you understand the whole situation so you can make well informed decisions. But where he excels is after you’ve made your decision. It’s great to work with a quarterback that delivers over and over throughout the process. Thank you for helping us to buy our second property Dave!

Review 33 (2020-05-19 - Rating: 5)
A man who keeps his word! After getting the run arounds from numerous lenders prior to meeting Dave I was about to give up on refinancing my home. I was thankfully introduced to Dave by my sister who is a realtor. She had mention to her title company how much of a hard time I’ve been getting trying to refinance my home and recommended I reach out to Dave.My sister passed down Dave’s information, I gave him a call & I have to say he is as blunt as they get. He told me from the beginning why maybe other banks had just passed on from helping me, because the commission the Loan Advisor would make from my refiance just isn’t worth the headache. David was different he told me straight up everything & how he loves to help everyone no matter how big or small the commission can be. He told me you do as I suggest & I’ll get you your refiance buddy.Here we are Two months later we’ve closed on refinancing my home, Dave thank you so much! For not only being my loan advisor but making me feel like a friend. You was someone that not only helped me on getting this refinance but you also fed me a lot of knowledge on loans for homes, rental properties & building homes. You’ve been a great mentor in the short period we’ve worked together. I am looking forward to working with you again on buying a rental property.God bless,Antonio

Review 34 (2019-08-26 - Rating: 5)
I am a first time home buyer and I was so nervous! David was there every step of the way, I felt so comfortable with him, and no question was too small! He was available around my crazy summer travel schedule and he treated me like family from day one! I could not have dreamed up a better experience!

Review 35 (2022-08-08 - Rating: 5)
From the moment we spoke I knew I would be taken care of! David has been amazing every step of the way in the flow of making things happen and accomplishing the things I needed. He is very timely and always available to take a call. Highly highly recommend!

Review 36 (2020-08-17 - Rating: 5)
My wife and I cannot recommend Dave enough. He was always available; we were never waiting for anything on his end. Dave walked us through the process carefully and made sure we were comfortable with each decision made along the way.

Review 37 (2020-11-13 - Rating: 5)
Amazingly quick!! David does incredible work and is great if you want the beginning to end of your mortgage process to go smoothly, he’s your guy! He turned my Loan around insanely fast and efficient. 🙂

Review 38 (2021-05-15 - Rating: 5)
Dave introduced a breathe of fresh air to the murky and somewhat untrustworthy domain of loans, refi and mortgage space. Not only his pleasant disposition but also his in depth knowledge of the said space made the process palatable and burden less. Lastly, his tenacious desire to help and help with no limitations again made this painful process EASY! Thank you Dave. HH &MH

Review 39 (2020-05-20 - Rating: 5)
Dave is the consummate professional. He was able to navigate us during the height of the pandemic shutdown and get us closed in 20 days.If you’re looking for a mortgage loan, do yourself a favor and contact Dave.

Review 40 (2022-09-30 - Rating: 5)
David is one of the best loan officers that I have worked with. He let us know where we were at every stage of the loan. Great communicator.

Review 41 (2021-03-30 - Rating: 5)
I wish I could give more stars. I cannot begin to tell you how great it was to work with Dave on my refi. A flawless transition and I am just so thankful he made this so easy and stress free for us. The systems he has in place really the the guesswork out of things and make it such a painless process. You would be crazy to consider working with anyone else.Thank you Dave!Chris & Michelle

Review 42 (2019-08-09 - Rating: 5)
Working with David Richards on my refi/construction loan was way easier than I could have wanted. He was there step by step through the process and continues to be a resource of knowledge for me.

Review 43 (2020-05-16 - Rating: 5)
Dave was really great to work with and I highly recommend him. He is quick to answer questions, has a huge knowledge base and makes the whole process just plain easy. Thanks Dave!

Review 44 (2021-11-24 - Rating: 5)
Awesome experience as a first time home buyer. David and his team were able to get me into my home on a very tight schedule.

Review 45 (2021-08-10 - Rating: 5)
David did a phenominal job thru-out the entire process. Every step was clear, concise & prompt without any hiccups. Thank you David!