Sente Mortgage

Photo of Sente Mortgage

Located in Houston, Texas

Address: 3730 Kirby Dr #1010, Houston, TX 77098, United States

Phone: +1 713-893-3660

Rating: 5

Services

  • Wheelchair-accessible car park
  • Wheelchair-accessible entrance

Categories

  • Mortgage lender

Latest AC Repair Services in Houston

Comments

  • Review 1 (2025-02-19 - Rating: 5)

    Milton Birdwell and his team at Sente Mortgage are fantastic! They go above and beyond to ensure buyers are fully prepared, qualified, and that there are no surprises along the way. Their communication is excellent, providing regular updates throughout the process. I especially appreciate their commitment to a smooth closing—they even attend the closing table to make sure everything is funded right away. As realtors, we truly appreciate lenders like them who prioritize communication, teamwork, and a seamless transaction.

  • Review 2 (2025-01-13 - Rating: 5)

    Lucas promises in his bio that he will guide us through the loan process with clarity, precision, and commitment to our success. From my perspective as an experienced investor, Promise Kept!I have done many many loans over the years and can count on one hand the times a loan closed on the promised date and the number is not 5. Lucas did it and the experience could not have been better.If you are a first time buyer, I would highly recommend you work with Lucas so you have a wonderful experience. If you are a seasoned pro, work with Lucas for a stress free, on time close. Lucas was the best!

  • Review 3 (2025-01-14 - Rating: 5)

    Unbelievable positive experience. They went out of their way to help us with a really agressive closing deadline. They know everyone and it really showed. Helped us with every step and ready to go over every word of every doc if required. What a great group of folks!!

  • Review 4 (2025-03-02 - Rating: 5)

    Ana and the mortgage team It was amazing work with them!!! We are very happy!! We are very thankful full! Totally highly recommend :)

  • Review 5 (2025-02-09 - Rating: 5)

    John Hathcote provided exemplary service as we moved through the process of obtaining a mortgage for our new home. He responded promptly to our questions and was knowledgeable every step of the way. We highly recommend Sente Mortgage and John Hathcote!

  • Review 6 (2025-01-14 - Rating: 5)

    Ana Martinez was great! She was really knowledgeable and communicative. Would definitely recommend her for your loan process.

  • Review 7 (2025-01-22 - Rating: 5)

    My buyers had a loan with another lender and the loan fell out at the last minute. Sente Mortage pick up the loan at the last minute and closed it in less then two weeks and saved the closing. They were awesome and saved the day..

  • Review 8 (2024-08-31 - Rating: 5)

    Lucas Arcizo and Sente Mortgage were a great team to help us with our home buying process. Lucas was extremely helpful, knowledgeable and so patient to explain and meet all our needs. We were impressed with his personable professionalism and the very quick timing to close. So thankful to have had Lucas Arcizo with Sente Mortgage working our deal! We definitely recommend him for your home buying experience.

  • Review 9 (2025-02-21 - Rating: 5)

    The best place where to get a mortgage as they make you feel like family and they help you all the way to the day of closing! Definitely recommend!!!

  • Review 10 (2022-11-18 - Rating: 5)

    Debbie Ratliff at Sente Mortgage is the epitome of being knowledgable, approachable and professional. She has helped me be a better resource to my clients and grow my real estate business. 5 stars just doesnt seem enough!

  • Review 11 (2022-04-01 - Rating: 5)

    Elizabeth and her team did a wonderful job under the circumstances of the times. We had never before bought property, then hired a builder (AHP) to construct a new house on the 2.5 acre lot. It was a very different experience. Sente helped us through every step, explaining what was happening at each stage. We started with a construction loan and when the house was completed, moved to a VA loan. Not many mortgage companies handle both. Obstacles were encountered along the way, but all hurdles were surmounted and we relied heavily on Elizabeth’s and Betsy’s knowledge and expertise. All is well in our new home.

  • Review 12 (2024-03-18 - Rating: 5)

    I recently worked with Milton Birdwell and Richard Burt to buy my first home. I couldnt have asked for a better experience. They were very clear with the process and fantastic at explaining everything. Their service and expertise was exceptional and I would definitely use them again.

  • Review 13 (2024-05-24 - Rating: 5)

    Lucas Arcizo was our go to person for my husband and i throughout this entire process. He was always readily available when I had any questions and walked me through all my finance options. Lucas and his team worked diligently to meet our very fast closing date and kept us updated on the status of our application the entire time. I would recommend Lucas to anyone seeking to apply for a home loan, you will not be disappointed!

  • Review 14 (2023-10-04 - Rating: 5)

    Debbie is fantastic to work with! As a first time home buyer, she was patient with all my questions and thoroughly explained things to me. She was also patient when a house contract fell through and starting a new loan for the house I ultimately bought. She works hard to get you the best rate and explain your options. I would highly recommend working with Debbie and will use her again in the future!

  • Review 15 (2024-07-20 - Rating: 5)

    Milton Birdwell and his team at Sente Mortgage were amazing in the purchase of our forever dream home in River Oaks. I am looking forward to working with them again on all my real estate transactions.

  • Review 16 (2024-01-27 - Rating: 5)

    What a wonderful group! We had an exceptional experience!!5 stars is not enough.Milton Birdwell and Laurie Lallinger are both so knowledgeable, approachable, caring and dedicated. Our situation was not straight forward. Milton helped us to research and understand the tax consequences of various decisions we were faced with. We had unrealistic time constraints, but they worked with us to meet every deadline.I felt completely secure and trusted Milton, and Laurie with every aspect of our home buying process. They are very patient, kind and full of integrity. I felt they treated us like we were family, and were very supportive and helpful. Milton was present at our closing to make sure everything went perfectly.We highly recommend the Birdwell Group at Sente Mortgage.Karen and Jim Mayer

  • Review 17 (2024-03-25 - Rating: 5)

    Ana Martinez did a fabulous job getting my first time homebuyer client to the closing table! Ana was very communicative, helpful, and professional throughout our transaction. Definitely will be working together again. Thank you Ana!

  • Review 18 (2024-01-17 - Rating: 5)

    I cannot speak highly enough about the service my wife and I received from the Birdwell Group in the purchase of our condo. Milton Birdwell and his assistant Laurie Lallinger hand held us through the whole process. We very much needed this because this was our first residence purchase since 1975! They assisted us every step of the way - explaining everything to us, helping us evaluate options, giving us guidance and assuring us whenever we became anxious. They were very prompt in responding to any questions from us, were patient with us, and reached out to us frequently. They are the best! I highly recommend them!

  • Review 19 (2024-04-07 - Rating: 5)

    I was recently able to close on my dream house thanks to Sente Mortgage and especially to Ana Martinez and Laurie Lallinger for their guidance in what was needed for the lending process. Even after closing if I have any questions they are always glad to answer me back. Will 100% recommend them for anyone looking for a loan.

  • Review 20 (2024-03-27 - Rating: 5)

    We worked with Lucas Arcizo and Milton Birdwell when closing our first home and they made us feel at ease throughout the entire process.We had experienced hiccups with our previous mortgage company, but Luke and Milton were able to get everything they needed in a time crunch to ensure our transaction went smoothly. They were kind, professional, and most importantly, extremely knowledgable in all things relating to purchasing a home in Texas.We never felt in the dark - cannot recommended this team enough!

  • Review 21 (2024-02-24 - Rating: 5)

    Debbie Ratliff was an exceptional Mortgage Banker who guided us through every step of the mortgage process with patience and expertise. Her responsiveness and eagerness to address our questions and concerns made the experience smooth and stress-free. Highly recommend her services to anyone in need of mortgage assistance!

  • Review 22 (2024-04-22 - Rating: 5)

    I highly recommend using Sente! They were straight forward, quick and communicative throughout my entire home buying process. They were professional, friendly, and very knowledgeable and made my first home buying experience a breeze! Thank you!!

  • Review 23 (2022-10-24 - Rating: 5)

    Elizabeth Rejsek at Sente Mortgage was absolutely amazing. She is extremely knowledgeable about the lending process and provided exceptional support in keeping us well informed every step of the way. We never had any doubts or concerns as she was very organized and kept in direct contact with us every step of the way. She would always return phone call, answer the most unusual questions and never seem like it was a bother to her whenever we called. I would recommend her 10 times over for anyone looking to have a smooth, worry free experience. We were truly blessed to be able to have Elizabeth as our Mortgage Lender while building our dream home.

  • Review 24 (2024-10-30 - Rating: 5)

    I recently represented a buyer and worked with Milton BIRDWELL with Sente Mortgage who was the lender. The process could not have been any smoother and he went above and beyond to ensure we closed on time and his client was happy!

  • Review 25 (2024-04-28 - Rating: 5)

    Yet again Milton Birdwell and his tribe at Senate Mortgage has gone above and beyond to secure a mortgage both professionally and painlessly. I have used them many times as well as referred friends to them both in Texas and out of state, each time they have out preformed our expectations.

  • Review 26 (2024-08-20 - Rating: 5)

    Milton did an excellent job providing options and meeting concerns throughout the process and made this opportunity work for our buyers.

  • Review 27 (2022-08-04 - Rating: 5)

    Elizabeth Rejsek & the Sente Mortgage team are Amazing to work with! Elizabeth went above and beyond to make sure I had the best rate available for our mortgage loan. In my opinion when it comes to great service Communication is one of the most important skills in business. The key to good communication is actively listening when engaged in a conversation before jumping into your own agenda; they nailed it! When I forgot or got side track on sending my documentation they were on it to make sure I was submitted everything needed on my end in a timely manner. Most people dont think that is important but when you have a full time life its important to have a team to help you stay on track. Everyone there made our experience as smooth & easy as possible. I high recommend the Sente Mortgage team.

  • Review 28 (2024-01-04 - Rating: 5)

    This was our first experience working with Milton and it was pleasant, professional and timely. He kept his commitments and cleared issues to make this a successful transaction. We look forward to working with him again soon.Bill Penak PrincipalThe Penak Group Realty

  • Review 29 (2024-05-01 - Rating: 5)

    As a listing agent, it was truly a pleasure working with Milton and his team. They were able to get their borrower closed very quickly which was great for my clients.

  • Review 30 (2023-06-21 - Rating: 5)

    John with Sente Mortgage was a pleasure to work with in the transaction with my clients. He was very informative and always quick to respond. I highly recommend John to anyone and would love to work with him again.

  • Review 31 (2023-04-30 - Rating: 5)

    I recently had the pleasure of working with Elizebeth Rejsek, an amazing mortgage banker who helped me and my wife secure a loan and close on our new Texas home. I cannot recommend her highly enough! From start to finish, she was incredibly knowledgeable, patient, and helpful.One of the things I appreciated most about her was her ability to explain the often-complicated mortgage process in laymans terms. She made sure we understood every step along the way, which helped alleviate a lot of stress and confusion.Another thing that really stood out to me was her availability. She was always quick to respond to my calls and emails, which made me feel like a priority. Plus, she always gave me options and ways to save money, which was greatly appreciated.Overall, I am so grateful to have had her on my side during this process. She truly went above and beyond to ensure I got the best possible outcome, and I would highly recommend her to anyone in need of a mortgage banker. Thank you Elizabeth Rejsek from Sense Mortgage.

  • Review 32 (2022-10-26 - Rating: 5)

    Elizabeth at Sente mortgage was extremely knowledgable. She answered all of our questions with great detail in a way that we could understand. It seems like she works all the time, because sometimes our conversations would be after hours when it was convenient for us. She definitely puts her clients first.

  • Review 33 (2022-04-06 - Rating: 5)

    Elizabeth was a great asset to have during the home buying process. She communicated constantly, gave great information on all areas that a new home buyer needs to know, not just the financing part. Made everything easy and stress free. Highly recommend her services

  • Review 34 (2019-07-30 - Rating: 5)

    I cant even put into words how phenomenal my experience with Milton and Richard at Sente Mortgage was. They are extremely thorough and diligent. You can tell they truly value their clients and want to make the process exciting and pleasant. As a first time home buyer, my expectations were exceeded with the level of service and attention I received. No question went unanswered, and they provided the best resources to educate me not only on the loan process, but home ownership in general. I HIGHLY recommend Sente Mortgage!!!

  • Review 35 (2024-05-13 - Rating: 5)

    The process was smooth and seamless, although I know a lot of work was going on behind the scenes! I very much appreciate the help of Debbie Ratliff and John Hathcoat in making sure I understood everything that was presented to me.

  • Review 36 (2022-09-27 - Rating: 5)

    Elizabeth at Sente is amazing! We built a new home and she took care of us the whole way! We are fairly new at the home buying process, but Elizabeth made it so easy and stress-free! I recommend using Sente and Elizabeth!

  • Review 37 (2022-12-07 - Rating: 5)

    Getting a mortgage can be really stressful, however at Sente they really do everything to try to make it as simple as possible. Both Ann and Laurie were extremely helpful in helping me understand exactly why we needed certain documents and even helped me figure out how to gather some I was confused about. I like to understand everything when I am doing something important, and they always answered every single question I had. They both made it feel like they really cared about helping me, and to me that meant so much, definitely recommend them to anyone looking to get a mortgage.

  • Review 38 (2020-10-21 - Rating: 5)

    John and Debbie are absolutely amazing, leading me through home financing and refinancing processes for the second time. Both are very friendly and always available to answer any questions that I have asked of them. And they are very good at what they do. I couldnt be any happier with my experiences with Sente Mortgage.

  • Review 39 (2020-06-02 - Rating: 5)

    Debbie R made our transaction with Sente very easy. She did a tremendous job keeping in communication through e-mail and telecom when needed. The whole process went quickly and painlessly. Much different than experiences I have had with other Mortgage companies in the past. I highly recommend calling Debbie if you need financing.

  • Review 40 (2020-08-14 - Rating: 5)

    Milton and Richard made my first home purchase go through without a single hitch! They kept me in the loop, explaining each step of the process, and were very patient with answering all my questions. Also very helpful with recommendations and tips. Their online application portal and app are well designed and easy to use. They are great partners and I strongly recommend working with the team at Sente Mortgage.

  • Review 41 (2018-03-29 - Rating: 5)

    My husband and I recently closed on a new construction loan with Elizabeth R. and when I say she was amazing, that is an understatement. We literally wouldnt have been able to get this done without her hard work to ensure a timely and stress free process. The communication and professionalism that you showed us throughout the entire process was above and beyond our expectations. Many thanks for your assistance and you are the best! We highly recommend Elizabeth and Sente Mortgage for all of your Mortgage needs.

  • Review 42 (2023-03-21 - Rating: 5)

    I highly recommend the Sente Mortgage team. Elizabeth and her were awesome. She very knowledgeable about the lending process and kept us informed about the process. We are very grateful for her expertise.

  • Review 43 (2020-09-09 - Rating: 5)

    My experience with John Hathcote and the others at Sente was very positive - highly recommended. All of my questions were promptly explained in laymans terms that were easy to understand. Communication and timeline expectations were excellent. Sente interacted smoothly in the background with the other involved parties (lenders, insurance, etc.). Overall, very professional and friendly. This is all especially impressive as the closing process was accomplished 100% remotely during the peak of COVID-19s effects.

  • Review 44 (2021-03-03 - Rating: 5)

    Debbie was fantastic to work with. My client was a first time home buyer and had skepticism because of hearing horror stories during the lending, buying process. Debbie was available anytime my client had a question whether it was a weekday, weekend or after usual business hours. I’ve recommended Debbie several times as my preferred lender and she has never let me down nor my clients. I highly recommend having Debbie work with your clients on the lending side, you won’t be disappointed.

  • Review 45 (2020-09-15 - Rating: 5)

    We started working with Elizabeth Rejsek back in January 2020. She was very helpful and informative though out the project. Unfortunately we didnt go through with that purchase. We then found the home (beach house) of our dreams and Elizabeth was instrumental in closing the deal. I appreciate her knowledge, support, coaching and professionalism thoughout the process. Im giving her 5 stars, but she really deserves 10.Thanks again for everything Elizabeth!!

  • Review 46 (2020-11-23 - Rating: 5)

    Sente representatives are excellent communicators. They always keep the customer updated of latest developments. They ensure the customer is getting best outcome for the mortgage. We have had two outstanding experiences with Sente Mortgage. Highly recommend their services.

  • Review 47 (2021-12-15 - Rating: 5)

    In a time when customer service is at an all time low, this was not the case when I worked with Elizabeth Rejsek. She is an amazing person and working with her made the process seamless. My builder was not always dependable and often times left us frustrated but that was never the case with the loan process. She is always friendly and does very well communicating throughout the process.Thank you Elizabeth!

  • Review 48 (2021-02-03 - Rating: 5)

    This was the best experience ever!I was looking for great service with a quick and easy process.Debbie over at Sente Mortgage gave me and my family five star service. Any questions we had where quickly answered and she was very professional throughout the entire process. Simply amazing thanks for giving me the piece of my mind I needed when it came to something so important like my home.Thanks, the Gradney Family.

  • Review 49 (2019-02-16 - Rating: 5)

    My experience with Sente Mortgage was fantastic. Elizabeth Rejsek was top notch she answered any questions I had and took her time explaining anything I didn’t understand. She was easy to contact and always reached out to make sure I understood each step. This was by far the easiest loan process I have ever gone through. I highly recommend Elizabeth Rejsek with Sente Mortgage.

  • Review 50 (2019-06-06 - Rating: 5)

    Desiree was awesome. She went above and beyond to meet the closing deadline! We had our heart set on a new construction, and we had only two weeks to close. I thought that was impossible! Desiree really came through for us!!! She was very professional and didnt miss a thing. I am very happy and grateful for this experience. This was by far the smoothest!!! I would wholeheartedly recommend Desiree to anyone buying a home.

  • Review 51 (2022-10-09 - Rating: 5)

    Elizabeth’s assistance in acquiring a loan was an easy and flowing experience. She is a master of lending and handled each process with phone calls and requests explaining rationale for each segment. There was no limit to her kindness as part of her authentic approach to assist the completion of the loan approval. We appreciate all she did for us. -Julie R & Family

  • Review 52 (2020-12-31 - Rating: 5)

    As a first time home buyer the whole home buying process seemed extremely daunting to me. Im so glad I chose to work with Sente Mortgage. Debbie was such a blessing. She was always available to talk to me and was patient enough to explain everything to me and answer all my questions. If youre considering purchasing a home do not hesitate to reach out to them.!

  • Review 53 (2022-12-14 - Rating: 5)

    Debbie Ratliff was a pleasure to work with on a recent real estate transaction. Her clients were buying a home from my client and Debbie was very pro-active and helpful in all of her communications. I wish EVERY lender was as good a communicator as Debbie.

  • Review 54 (2021-03-01 - Rating: 5)

    Debbie is AMAZING to work with! She used a very individualized approach to tailor our mortgage loans around our specific needs / wants. She is also very thorough, great at communicating and played a crucial role in navigating us through the entire process, which was quick and smooth! Thank YOU, Debbie! We look forward to working with you in the future!

  • Review 55 (2016-11-09 - Rating: 5)

    Milton Birdwell and I have now worked together on 3 different mortgages in my life. Either I buy and sell too often or I just really like working with Milton. Ha Ha! My recent experience went as smoothly as the first two. Milton knows his business quite well and he surrounds himself with a great staff. It was a real pleasure to work with Richard. Milton helped in every aspect of the journey starting even before I had a contract. His real estate experience is extensive and personality is fun. Thank you Sente Mortgage brokers for all you did to help process and close my loan on my terms.

  • Review 56 (2018-03-27 - Rating: 5)

    I could not have been happier with the personal, as well as knowledgeable service I received from Milton and Richard at Sente Mortgage. All inquires were attended to quickly, and every step was thoroughly explained. Their online application was easy to navigate and made the process quick and easy. Would definitely recommend.

  • Review 57 (2021-03-01 - Rating: 5)

    Debbie Ratliff was a pleasure to work with. She and I both represented the same client. I was the realtor and she was super helpful on the lending side helping to the client from start to finish. She’s so good, she always kept everyone all informed on what’s going on. Super professional. Proficient in her knowledge and capabilities. She was just an all around easy going person to work with. Such A Delight!Thanks Debbie! 😊

  • Review 58 (2022-02-17 - Rating: 5)

    I have used Sente several times in the last few years and have worked closely with Milton Birdwell and Laurie Lallinger. On two occasions we withdrew from our contracts due to structural issues with the properties even though Sente had already done a considerable amount of work. I never got any pushback from Sente. I have always felt that they had my best interests at heart and give great customer service. I will use them in the future and highly recommend them.

  • Review 59 (2020-07-27 - Rating: 5)

    Elizabeth and Betsy were awesome! The application was quick and easy and she had a response super quick. They were so understanding and patient during our home buying process. They explained everything and answered any questions my husband I had. I would recommend them to everyone!!

  • Review 60 (2019-10-03 - Rating: 5)

    I work as an escrow officer and am always excited when I see that Milton and his team at Sente Mortgage are handling the loan for one of my buyers. They are all very professional and so detail oriented. I highly recommend them for any of your purchase or refinance needs.

  • Review 61 (2024-10-28 - Rating: 5)

    Milton and team are great to work with, have done multiple deals with them by my side and will continue to work with them. They go above and beyond with service to their clients. Thanks again guys.

  • Review 62 (2021-09-28 - Rating: 5)

    Elizabeth Rejsek was so wonderful to work with, she made the process seamless. She always communicated everything we needed to do and followed up in a friendly manner. It was so nice to work with her! Thank you Elizabeth!

  • Review 63 (2019-09-11 - Rating: 5)

    Elizabeth Rejsek did a wonderful job helping us with our loan for our new home! She was always accessible, responsive and informative during the entire process! I would highly recommend her to anyone looking to finance their new home!

  • Review 64 (2021-05-11 - Rating: 5)

    John and Deb were excellent to work with! They communicated and kept me up to date on the progress of my loan, were responsive, answered all questions thoroughly, and were a pleasure to work with. I would recommend them again and again! Rock stars for sure!

  • Review 65 (2017-01-09 - Rating: 5)

    Debbie Riopelle with Sente Mortgage did a great job handling the buyers loan on a property I had listed. She is very knowledgeable & kept us all informed at every step. Look forward to working with Debbie again.

  • Review 66 (2018-07-23 - Rating: 5)

    I worked with Milton as the Sellers Agent on a recent transaction where he was the Buyers lender. Everything went smoothly from the lender side of the transaction and I was impressed with his open communication & get it done attitude. Hes a great person to have on the team, and I look forward to working with him again in the future.

  • Review 67 (2020-07-16 - Rating: 5)

    Elizabeth is absolutely wonderful!!! Her care, attention & knowledge were exceptional, especially after we had a terrible experience with a previous lender. If you are looking to finance or refinance I would not hesitate with Elizabeth & Sente.

  • Review 68 (2017-01-13 - Rating: 5)

    Debbie Riopelle with Sente Mortgage is absolutely incredible. She takes the stress and worry out of buying a home. She takes care of every detail and responds immediately to any question or concern. The whole process seemed almost too easy. Great job and thank you Debbie!

  • Review 69 (2020-04-17 - Rating: 5)

    Debbie closed a refinance transaction with us, Alamo Title Company - Bellaire. Not only was she easy to work with, but she was responsive, attentive and communicated well. We know how difficult it is when a lender does not tick all of these boxes and Debbie did. You know you will be in good hands if she handles your transaction.

  • Review 70 (2021-10-28 - Rating: 5)

    The team at Sente Mortgage made everything so smooth with our Home Buying process. Excellent personalized customer service, knowledgeable trustworthy team. Highly recommend to anyone.

  • Review 71 (2019-06-03 - Rating: 5)

    Milton & Betsy were the best in helping us find our mortgage and closing in on our house. We seriously couldn’t have done it without them. They went above and beyond to make us feel at peace when we bought out house. We’re so glad we chose them!

  • Review 72 (2021-04-29 - Rating: 5)

    Working with Sente Mortgage was an absolute pleasure. During these unprecedented times, it is easy for things to go wrong. John Hathcote and his team remained diligent, professional, and calm to ensure that the transaction was successful. We look forward to working with them again.

  • Review 73 (2020-04-27 - Rating: 5)

    What can we say ????? OMG Elizabeth Rejsek at Sente Mortgage did an amazing job in helping us throughout the entire process. When we first contacted her all we had was land ,,,,,,when she finished we had a Brand new Home.!!!!!! Elizabeth and Sente Mortgage kept us informed and up to date on any changes that was made or needed to be made. She made signing all paperwork easy and accessible through electronic signatures..... everything was emailed to both my husband and myself in a timely manner. There is sooooo much more I can say about Elizabeth and Sente Mortgage Company but time does not allow it. Let me end by saying if you are looking for a professional, well respected company to help you with any aspects of Mortgage Lending The McNeltys admonish you to contact Sente Mortgage...… Thank You again Sente Mortgage we love our new home.

  • Review 74 (2023-09-11 - Rating: 5)

    We have worked with John and his team several times since 2006. He always looks at all possibilities and comes back with the best mortgage type and rate for you. He is honest and no nonsense in his advice.

  • Review 75 (2019-06-05 - Rating: 5)

    What can I say? This place is absolutely amazing!!! Debbie Ratliff is the absolute best person I have ever worked with!!!! She is professional, genuine, funny, kind and VERY business savvy! Debbie made the process SOOOOO very easy for me! The whole process was quick and easy! Go see Debbie!!! Trust me, if Debbie could help me- she can help ANYONE!!!

  • Review 76 (2020-11-13 - Rating: 5)

    Debbie Riopelle was a guardian angel throughout the entire process of buying my house. Her knowledge and guidance was invaluable to getting me into my dream home. I highly recommend her and Sente Mortgage if you are looking to buy a new home. My entire experience was worth a dozen stars but I can only give five.

  • Review 77 (2018-05-30 - Rating: 5)

    Andrea was great to work with. She was proactive, ensuring that every detail of the transaction was addressed. The transaction closed on time with no problems. So good to work with someone who makes it look to easy. Looking forward to working with her again.

  • Review 78 (2020-09-19 - Rating: 5)

    So far, I have had the pleasure of working with Sente Mortgage on two separate loans. On each occasion, the lines of communication were open, and my questions were carefully answered. Plus, our closing process was clearly explained every step of the way. In the event that I need assistance with another home loan, I know exactly who to call!

  • Review 79 (2021-12-21 - Rating: 5)

    Milton Birdwell and his team are absolutely the best. I have worked with them on multiple loans over the years. They always take excellent care of me and make the process as painless as possible!

  • Review 80 (2020-09-18 - Rating: 5)

    Debbie communicated well throughout the process and was great to work with. As the Realtor on the seller side, she kept me informed and in the loop so I knew we were on track for closing. Great service.

  • Review 81 (2021-09-09 - Rating: 5)

    Milton Birdwell is absolutely the best I have ever dealt with. He tirelessly gets the deal done 5-stars, especially the complex mortgages. I highly recommend him. You will be well-served.

  • Review 82 (2021-04-15 - Rating: 5)

    This is the second Mortgage that I have with Sente. They are absolutely wonderful. And do their very best to impress the customer. The team is wonderful. Especially Debbie Ratliff. Id give 10 star if available.

  • Review 83 (2020-09-26 - Rating: 5)

    I would highly recommend Sente Mortgage to anyone. Milton and Richard were very professional and just a quick phone call away to answer any questions or concerns immediately. Their wealth of knowledge, support and patience made the process less stressful and very efficient. Thank you!

  • Review 84 (2022-09-16 - Rating: 5)

    Elizabeth and Sente Mortgage were so great to work with. This is the second time we used Elizabeth for our mortgage. It was such a great experience.

  • Review 85 (2023-04-12 - Rating: 5)

    Sente Mortgage and Mrs. Rejsek were extremely helpful. Mrs. Rejsek, and her team, kept me completely updated every step of the way. I highly recommend them!

  • Review 86 (2020-08-04 - Rating: 5)

    Debbie has been our Loan Officer on multiple loans. Debbie has guided us through every step of the process, shes thorough, and excellent with communication. We will continue to use Debbie for our home loan needs and would recommend her to anyone seeking a home loan (especially if youre applying or preparing for your first home loan, her experience and guidance is key).

  • Review 87 (2019-06-03 - Rating: 5)

    Sente did an amazing job walking me through the mortgage process! Paula and Elizabeth went above and beyond to answer any questions i had and make it has easy as possible. Definitely would recommend!

  • Review 88 (2024-08-07 - Rating: 5)

    Debbie Ratliff did a great job getting my client to the finish line smoothly!

  • Review 89 (2020-04-03 - Rating: 5)

    Our team was the listing side of a sales transaction that recently closed. Milton and the Sente team were very helpful along the way. We did not have any hiccups and it was a quick and easy closing. Thank you Milton for a 5 star transaction!

  • Review 90 (2019-01-31 - Rating: 5)

    We had a wonderful experience with Sente Mortgage. Elizabeth Rejsek was top notch. This was by far the easiest loan process I have ever gone through. I highly recommend.

  • Review 91 (2020-12-18 - Rating: 5)

    Sente Mortgage is a great company to work with and they have a smooth process. I work in the title business and I work with a lot of lenders. If I was to need a lender for a refinance or purchase or even a construction loan - I would defiantly use Sente Mortgagee and Elizabeth Rejseks team.

  • Review 92 (2019-03-21 - Rating: 5)

    Milton and the team at Sente Mortgage were great to work with. I will be contacting them for any future transactions. I was informed every step of the process, and uploading the information was simple.

  • Review 93 (2021-09-19 - Rating: 5)

    This is the 2nd time I’ve worked with Elizabeth Rejsek at Sente and more than likely won’t be the last. Elizabeth took care of all the hard work and made sure everything worked out to our benefit despite any hiccups along the way. On several occasions, Elizabeth called to ask questions for one reason or another, while she was out of town on her own personal time. Thank you you for all the help throughout the process!

  • Review 94 (2022-08-18 - Rating: 5)

    Debbie Ratliff and Desiree Thane are absolutely the best to work with. I highly recommend Sente Mortgage. You will be well-served.

  • Review 95 (2023-08-19 - Rating: 5)

    Debbie and her team were there for us throughout the process and made the whole experience seamless and easy. I would highly recommend her and her team.

  • Review 96 (2019-04-09 - Rating: 5)

    Its truly a pleasure working with Elizabeth. She is always looking after the best interests of her customers. Her customers come to the closing table well informed, which makes my job a breeze.

  • Review 97 (2018-02-06 - Rating: 5)

    Debbie R. has been very responsive to loan product inquiries for my Buyers. Was promptly notified of funding for a recent closing. Impressed! Looking forward to a positive working relationship with her and Sente Mortgage.

  • Review 98 (2023-09-05 - Rating: 5)

    I’ve used Milton for loans on numerous houses for decades. Always gets the job done quickly and creatively. He’s the best in the industry.

  • Review 99 (2019-11-08 - Rating: 5)

    If youre looking for a Bank Loan and honest people youve found the place. I have been fortunate to fall in good hands with the BEST. This has been the smoothest and less stressful Mortgage Construction loan to Final loan process weve ever been through. We cant Thank John enough.

  • Review 100 (2020-07-19 - Rating: 5)

    They are extremely knowledgeable and efficient. They have gone above and beyond to ensure everything runs smoothly. They communicate thoroughly throughout they process and use apps and digital signatures to speed up the back and forth paperwork process. I have used this company several times and wouldnt use anyone else.

  • Review 101 (2019-01-06 - Rating: 5)

    The Sente team was great to work with; knowledgeable and efficient. The met our special timing needs and found a most economical way to finance our mortgage.

  • Review 102 (2024-05-14 - Rating: 5)

    Great company for your home loan. They take care and try to get the best deal. Recommended.

  • Review 103 (2023-05-17 - Rating: 5)

    John Hathcote was very professional throughout the whole transaction. He was easy to reach and very helpful to my clients.I would recommend him!!!

  • Review 104 (2020-03-02 - Rating: 5)

    Milton and Richard did an amazing job throughout the whole process of buying a home. They explained everything in detail and ensured we were ready to close with no hiccups.

  • Review 105 (2023-02-11 - Rating: 5)

    Debbie was awesome! She and her team was on it to do a loan for me in a short period of time. They definitely delivered.

  • Review 106 (2018-04-17 - Rating: 5)

    Elizabeth was very helpful and friendly. She walked us through the process of buying a home, and made us feel like we were her highest priority.

  • Review 107 (2019-05-11 - Rating: 5)

    Absolutely one of the best professional Ive worked with and now my preferred mortgage lender. Shes always on point, a great communicator, and gets the job done.

  • Review 108 (2021-01-04 - Rating: 5)

    Thank you Sente Mortgage for being so helpful on our closings.Your attention to your clients is superb. Looking forward to working again with you in the future.Sincerely, Julia

  • Review 109 (2020-07-20 - Rating: 5)

    Debbie was great and made sure to communicate with me every step of the way, she provided clear information and went above and beyond her role. Would be happy to recommend her to anyone else.

  • Review 110 (2019-08-17 - Rating: 5)

    Great to work with John. He were on top of everything and made the entire process smooth for us. Very helpful with advice and communication throughout the entire process. Would definitely use him again in the future!!!

  • Review 111 (2021-03-02 - Rating: 5)

    Debbie, Kyle and her team gave excellent service. Even during the freeze they kept working on the file so we could close on time. Always quick to respond and pleasant to work with.

  • Review 112 (2019-12-16 - Rating: 5)

    Elizabeth was very nice and very professional to work with. We were very satisfied with her excellent service. You are very smart if you choose her to work with.

  • Review 113 (2022-07-20 - Rating: 5)

    Excellent experience with Elizabeth and her team. This is the second time we have used this company to purchase a house and could not of asked for better service.

  • Review 114 (2018-02-16 - Rating: 5)

    Milton and Richard were very proactive in securing a jumbo loan with a good interest rate. They immediately addressed any issues and lead us through the process during a very volatile period in the lending market.

  • Review 115 (2018-09-22 - Rating: 5)

    Debbie was wonderful. She had my best interest in mind the entire time. If she didnt have the answers right away she looked and got them in a timely manner.

  • Review 116 (2017-10-27 - Rating: 5)

    John Hathcote and his team were wonderful to work with. They were on top of everything and made the closing smooth for both the title company and their clients.

  • Review 117 (2020-04-20 - Rating: 5)

    Great Team work & excellent communication! Debbie R. & Tedi are the best to work with. Thank you both again for helping with a smooth transaction.

  • Review 118 (2020-12-25 - Rating: 5)

    John Hathcote and Debbie Ratcliff were both super helpful through the entire process. This was my first home and they were able to answer all of my questions and they did so quickly. They were always available to help me out.

  • Review 119 (2017-03-07 - Rating: 5)

    We have worked with Debbie many times and continue to be very pleased with her professionalism that is always supplemented by her ability to personalize the details of each transaction. Thanks, Debbie!

  • Review 120 (2018-03-13 - Rating: 5)

    Andrea L .is so awesome her performance and knowledge reflects on finding us the perfect loan on what suited us best, She was On top of things and very prompt In returning our phone calls and all of our needs.....Very Highly recommended I guarantee your will love her work.....

  • Review 121 (2021-11-04 - Rating: 5)

    Elizabeth was very nice, informative and helpful and made the process very easy to get approved! I would recommend using her services!

  • Review 122 (2021-01-04 - Rating: 5)

    John and Debbie made this process so easy! They always took the time to answer all of my many questions fully and are easy to get in touch with. I highly recommend this team!

  • Review 123 (2021-09-09 - Rating: 5)

    Three refinances with one customer. Had all documents and ready to sign a week before closing. All three closed and funded smoothly same day. Very efficient team.

  • Review 124 (2020-04-21 - Rating: 5)

    Desiree Thane is 5 star!! Great service, cares about her clients. She is first class!

  • Review 125 (2021-09-09 - Rating: 5)

    Milton Birdwell is the go to man for all your home financing needs! I could not have asked for better services! Very prompt and professional! Knows the business inside and out.

  • Review 126 (2019-09-05 - Rating: 5)

    Debbie was fantastic - she proactively communicated throughout the transaction and has the heart of a teacher - thanks so much, Debbie!

  • Review 127 (2017-04-22 - Rating: 5)

    Debbie was wonderful to work with, and answered every question I had!! Best of all, she was extremely responsive and always available. Highly recommended!

  • Review 128 (2022-01-13 - Rating: 5)

    Milton has been my go to lender for the past 5 years. Always a great and smooth experience.

  • Review 129 (2022-03-31 - Rating: 5)

    Elizabeth Rejsek with Sente managed the loan process effortlessly, allowing for a smooth transaction that closed on time.

  • Review 130 (2020-01-04 - Rating: 5)

    I will Highly Recommend sente mortgage to everyone. Me and my family highly thank loan officer Deseirie for getting the loan so easy with no Hassle

  • Review 131 (2020-08-27 - Rating: 5)

    Debbie and the team did a fantastic job on my refinance/cash payout!!! Their knowledge and customer service surpasses other companies!!

  • Review 132 (2018-12-06 - Rating: 5)

    Hard working and very nice people! They had great communication and ensured a smooth closing, will be happy to use them again!

  • Review 133 (2021-11-04 - Rating: 5)

    It was a great effort of team work to get this buyer to closing. We had a great title/lender experience. Would love to work with you again

  • Review 134 (2017-12-19 - Rating: 5)

    It was a pleasure working with Andrea Lopez, she was very quick to let me know what was going on and stayed on top of things.

  • Review 135 (2024-05-06 - Rating: 5)

    Milton and Richard made the entire home buying process a breeze.

  • Review 136 (2018-04-14 - Rating: 5)

    Andrea Lopez was the best. Very helpful and made my home buying process as easy as possible.

  • Review 137 (2021-03-19 - Rating: 5)

    Amazing experience! Debbie and her team were fantastic. I would highly recommend!

  • Review 138 (2020-10-09 - Rating: 5)

    Debbie Ratliff and her team were easy to work with and closed on time! Keep up the great work!

  • Review 139 (2022-08-08 - Rating: 5)

    John over at Sente was helpful, informative and was able to explain the process, was able to answer every question and very patient.

  • Review 140 (2021-01-05 - Rating: 5)

    Recently worked a transaction with Debbie and her team. Smooth and seamless and no issues

  • Review 141 (2019-08-27 - Rating: 5)

    Ann Galbraith and I always enjoy working with John Hathcote. His team is the best!

  • Review 142 (2021-01-14 - Rating: 5)

    If you are needing a great lender, this is the place to go :) everyone is so professional and amazing!

  • Review 143 (2017-11-05 - Rating: 5)

    John Hathcote is amazing, helping from the very beginning to conclution! Always there to assist any way he can!

  • Review 144 (2021-09-03 - Rating: 5)

    Desiree ,She is excellent and everything help for me. Nice work and thank for all.

  • Review 145 (2020-08-19 - Rating: 5)

    Great communication with all parties involved throughout the transaction. definitely recommended!

  • Review 146 (2018-01-15 - Rating: 5)

    Handling the routine things and the inevitable rush items that spring up seemed easy for the folks at Sente Mortgage. Top notch service.

  • Review 147 (2021-04-20 - Rating: 5)

    Elizabeth is a Saint and does amazing at walking you through the process.

  • Review 148 (2021-09-02 - Rating: 5)

    Absolute 5 star service from Elizabeth Rejsek on our financing.

  • Review 149 (2017-01-23 - Rating: 5)

    It is always a pleasure to work with Milton and his team!

  • Review 150 (2020-07-20 - Rating: 5)

    Milton and Debbie are phenomenal! Highly recommended.

  • Review 151 (2017-02-27 - Rating: 5)

    This team was amazing, thorough, quick and responsive. HIGHLY RECOMMEND!!!

  • Review 152 (2021-03-01 - Rating: 5)

    Elizabeth Rejsek was extra ordinary in dealing with this loan.

  • Review 153 (2021-05-25 - Rating: 5)

    Elizabeth is very helpful. Would use again 10/10

  • Review 154 (2022-04-03 - Rating: 5)

    The team is always so helpful and easy to work with!

  • Review 155 (2022-03-10 - Rating: 5)

    Elizabeth was so fantastic as we went through this process

  • Review 156 (2019-11-05 - Rating: 5)

    Great process. Very smooth and easy.

  • Review 157 (2019-11-20 - Rating: 5)

    Milton is always a pleasure to work with.

  • Review 158 (2021-02-22 - Rating: 5)

    The very best experience I could ever hope for!!

  • Review 159 (2018-06-11 - Rating: 5)

    Debbie was on top of this file the whole way thru.

  • Review 160 (2018-11-22 - Rating: 5)

    Good experience. Elizabeth is amazing.

  • Review 161 (2017-02-21 - Rating: 5)

    Good people to deal with. Answered all my questions.

  • Review 162 (2019-03-22 - Rating: 5)

    John and his team always impress!!

  • Review 163 (2020-02-29 - Rating: 5)

    Great services, and very friendly staffs.

  • Review 164 (2018-01-14 - Rating: 5)

    Good communication process from beginning to Closing !

  • Review 165 (2021-01-01 - Rating: 5)

    Great service!

  • Review 166 (2018-11-06 - Rating: 5)

    Great lender!

  • Review 167 (2016-12-13 - Rating: 5)

    Friendly service

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