Mike Schmuelgen, Mortgage Lender

Located in Houston,

Address: , , ,

Phone: +1 512-300-4777

Rating: 5

Review 1 (2025-02-04 - Rating: 5)
Absolutely! Here’s a polished and heartfelt version of your review:---I’ve had the opportunity to purchase homes multiple times over the years, and this will be our fifth move. Through all the ups and downs, Mike has made the entire process incredibly smooth and stress-free. There were zero surprises; everything was exactly as he promised, which was truly amazing.Mike, thank you so much for your dedication and hard work. You have earned a customer for Life!

Review 2 (2024-04-12 - Rating: 5)
My husband came across Mike while shopping around for local lenders in Texas and we are just so grateful for his professionalism and willingness to help us purchase our first home. Mike was very effective in walking us through the entire process and he was diligent in keeping us updated every day as we approached closing day. As of today, we are officially home owners and we owe it all to Mike and his team for making the American dream possible!

Review 3 (2024-07-13 - Rating: 5)
My wife and I have just gone through the experience of buying our first home. We are so happy that we were able to work with Mike, as he made this stressful journey as smooth as possible. Mike is always prompt to answer any questions and he made sure we were on track from day one untill closing. Mike is always one phone call away, and always ready to help in any way he can. Mike got us a great loan and gave us a great experience. We will definitely work with him in the future, and I recommend Mike to anyone else looking to buy a home.

Review 4 (2024-04-07 - Rating: 5)
Mike was truly such a blessing during our home buying process. My parents have worked with him for years so we knew he was going to be a trusted advisor. He walked us through what the process of buying a house would look like so we knew what to expect and didn’t have many surprises. His guidance throughout the entire process was vital as he gave us so much confidence that we were making the best choices for us and had the knowledge to do so! We would absolutely use Mike in the future and will recommend him to everyone! Thank you Mike (and his team!)

Review 5 (2023-12-14 - Rating: 5)
Working with Mike for my first home loan was an incredible experience. Right from the start, his professionalism and deep knowledge made a typically complex process smooth and understandable. Mike consistently kept me updated, ensuring I was well-informed at every step of the way.What impressed me most was how Mike managed to secure the best terms possible for my loan during this market. The terms I received for my first home were beyond my expectations, showcasing his expertise and dedication to his clients needs.Additionally, Mikes surprise visit at my closing was a testament to his thoughtful and personal approach! This kind gesture not only added a special touch to the entire experience, but also highlighted his commitment and genuine care for his clients.In conclusion, Mikes combination of professional acumen, informative guidance, and personal touches sets him apart as an exceptional loan officer. I wholeheartedly recommend him and will be referring my friends and family to him for any future financial needs.

Review 6 (2024-07-13 - Rating: 5)
Mike has been great to work with. Initially with a refinance and again with the purchase of another property. Mike has been prompt, efficient, understanding, and made the process easy and seamless.

Review 7 (2024-01-09 - Rating: 5)
We have used Mike for our past several mortgages and we keep coming back to him because hes so thorough and explains things in a very easy to understand way. He makes the stressful process of purchasing a home very stress-free.

Review 8 (2024-03-05 - Rating: 5)
Wish we could give Mike more than 5 stars!! My husband and I are first time home buyers and he made us feel at ease throughout this entire process. His responsiveness, expertise, and ability to advocate for us was second to none. The rate and terms we received were beyond expectations, he truly advocated for us and did everything he could to meet our needs. We live in Dallas, and the distance didnt even matter! Mike surprised us at our closing which truly is a testament to his genuine approach. No matter how close or far you may live from Austin, we wholeheartedly recommend Mike!

Review 9 (2024-02-20 - Rating: 5)
Mike is an all-star and clutch performer. We bought a new home, and Mikes effort and attention to detail were second to none. My family has utilized his service on several loans, and he continues to exceed our high expectations. If you need a loan, call Mike!

Review 10 (2024-07-10 - Rating: 5)
Mike is the absolute best!He did such a great job helping us buy our first home. He is so knowledgeable, kind and willing to help with every need.Thank you so much !

Review 11 (2023-11-06 - Rating: 5)
Mike was able to assist us with our home buying process and made it as easy as possible. He was able to find the best mortgage option for us and took time explaining how the numbers work. Communication was great throughout the whole home buying process and all questions were answered in the manner we could understand. 10/10

Review 12 (2023-08-15 - Rating: 5)
As a first-time home buyer, I approached the process with a mix of excitement and nervousness. Mike was a guiding light every step of the way. His responsiveness, combined with his friendly demeanor, made all the difference in easing my anxieties. Moreover, the rates offered through Mike were unbeatable, outclassing all other lenders I considered. His expertise, speed, and genuine concern for my needs were truly commendable. I couldnt have asked for a better experience, and I wholeheartedly recommend Mike to any prospective home buyer. Truly top-notch!

Review 13 (2024-07-08 - Rating: 5)
Mike is the best! He worked hard to make our part easy. I would highly recommend Mike Schmuelgen and Independent Financial for your mortgage needs.

Review 14 (2023-11-03 - Rating: 5)
We had great experience with Mike, very responsive, friendly and professional. Answers all of the questions thoroughly. Our loan was closed on time. Mike was also able to provide us with some great options to get a the best interest rate, which helped a lot for our case. Looking forward to working with Mike again in the future.

Review 15 (2024-04-15 - Rating: 5)
I had an outstanding experience working with this loan officer after consulting with six others. He stood out because of his ability to communicate clearly and personably. His responses were always timely, and he patiently answered all of my questions. I highly recommend him for anyone needing loan assistance and for anyone who appreciates straightforward, effective communication.