Michael Chiodo - Mortgage Lender

Located in Houston, Texas

Address: 801 Barton Springs Rd, Austin, TX 78704, United States

Phone: +1 619-378-3795

Rating: 4.9

Services

Wheelchair-accessible car park
Wheelchair-accessible entrance

Photos

Latest AC Repair Services in Houston

Comments

Review 1 (2025-03-03 - Rating: 5)
I recently had the pleasure of working with Michael from Cross Country Mortgage, and I can confidently say that the experience exceeded all expectations. From the very first interaction, Michael was professional, knowledgeable, and genuinely invested in helping me secure the best mortgage option for my needs.What stood out most was his ability to break down complex mortgage terms into simple, understandable language, which made the entire process stress-free. Michael was always available to answer any questions, offer guidance, and walk me through each step of the journey, ensuring I felt supported and informed throughout.The customer service at Cross Country is top-notch, but Michael’s dedication and expertise truly set them apart. He was proactive in keeping me updated on the status of my application and worked tirelessly to ensure a smooth closing. His attention to detail and commitment to my satisfaction were evident in everything he did.If you’re in need of mortgage assistance, I highly recommend Michael. You won’t find a more reliable, responsive, and knowledgeable professional in the industry. Thanks to Michael, I’m now in my dream home, and I couldnt be more grateful for his hard work!

Review 2 (2025-02-24 - Rating: 5)
Outstanding Hard Money Lender – Highly Recommend!I had an exceptional experience working with Micheal. From start to finish, he was professional, transparent, and incredibly efficient. Unlike traditional lenders, He moved quickly to secure funding for my project, allowing me to close on my deal without any delays.His team was knowledgeable and took the time to explain every step of the process, ensuring I felt confident and well informed.I will definitely be working with them again for future investments!

Review 3 (2025-02-24 - Rating: 5)
Michael is an exceptional loan officer who knows how to get deals done, no matter the challenge. His expertise, professionalism, and dedication make the process seamless and stress-free. I trust him completely and will continue to refer him to my clients with confidence.

Review 4 (2024-12-04 - Rating: 5)
I was introduced to Michael by my realtor and wanted to explore the possibility of buying my first home. Michael did a fantastic job explaining and walking me through every step of process and helped put a plan together to get me there! Michael and his team were always quick to answer any questions I had, and always kept me updated on everything they were doing. My rate ended up being lower than I expected, and he made buying my first home extremely easy. If you’re on the fence of buying a home, call Michael! You won’t regret it!

Review 5 (2024-09-07 - Rating: 5)
Working with Michael was an incredible experience from start to finish. He got me a lower rate and lower closing costs than I ever expected, and we closed right on time!Michael did a great job explaining the entire process in a way that made sense, so I always knew exactly what to expect next. His communication was excellent, and his team was always available to answer my questions.He also took the time to shop around and present different options to make sure I was getting the best deal. We went over all the costs and figures upfront, so there were no surprises when it came time to close.Even after closing, Michael followed up to make sure everything was in order, which made the whole experience of buying a home stress-free and easy. I can’t recommend him enough!

Review 6 (2024-10-01 - Rating: 5)
Simply put, Michael is an expert in his craft. I am a residential lender as my day job so I know how complicated construction loans can be and why I do not do them personally. I have used Michael for my personal/investment construction loans due to his ability to get us the best loan terms, close quickly and communicate effectively throughout. He makes what I know can be a stressful and timely endeavor into an efficient and seamless process. I will continue to use him into the future! Thank you for being the best Michael.

Review 7 (2024-09-12 - Rating: 5)
I cannot recommend Michael Chiodohighly enough! From the very beginning, his communication was impeccable. Michael took the time to explain every step of the lending process in a way that was easy to understand, making the entire experience much less stressful. His professionalism and attention to detail were evident in every interaction. If youre looking for a lender who is knowledgeable, patient, and truly cares about his clients, Michael is your go-to person. Thank you, Michael, for making our home buying process smooth and seamless!

Review 8 (2024-10-11 - Rating: 5)
Michael Chiodo is one of the best Mortgage Lenders I’ve used for my home purchase. He was recommended by a friend. I have also referred him to friend that used his service. Very professional, gives the best rates, and always reaching out to confirm everything is fine even after the deal has closed. I’ll definitely use Michael again for my next deal and I recommend you do too.

Review 9 (2024-11-01 - Rating: 5)
Michael and his team made buying my home easy and stress-free! They explained everything clearly, kept me informed at each step, and got me a great rate with low closing costs. We closed right on time, and even after, Michael checked in to make sure everything went smoothly. Highly recommend!!

Review 10 (2024-09-14 - Rating: 5)
Michael is an amazing lender! He took the time to explain all the different loan options in a way that made sense to us and helped us find the perfect fit. My wife and I were navigating between convention loans and hard money and had a lot of questions. His communication and attention to detail were spot on. We highly recommend him to anyone looking for a lender.

Review 11 (2024-09-06 - Rating: 5)
We refer Michael to everyone we know! He is incredible to work with. We have bought 6 homes now with Michael. From FHA, multi-family, investment properties and renovations loans -- weve done it all with Michael! AND truthfully we wouldnt have done it without him! He is so knowledgable in the lending process, but also in other areas that surround the home buying process and different strategies we could use! The process is always extremely smooth. Our agents have loved working with him, and the speed of closing has given us a competitive edge in the negotiation process!Michael and his team had amazing communication and always explain the process from start to finish so we know what to expect.Better yet, they shopped around for the best loans and presented us with multiple options, along with valuable knowledge around each. We always ended up getting a lower interest rate than expected, and paid less in closing costs than we projected! Which is always nice :)We have always closed on time every time, and the team continues to be available to us even after close.All around 11/10 stars! HIGHLY recommend!

Review 12 (2024-10-01 - Rating: 5)
I had a fantastic experience with Michael and his team! They made the mortgage process quick and efficient, answering all my questions and keeping everything on track. I highly recommend Michael for anyone in need of a reliable mortgage lender!

Review 13 (2024-09-12 - Rating: 5)
Michael and his team were amazing and spent the time to explain every step. They were patient with me and made sure that all of my concerns were addressed as we moved along. I will always go to him for all my lending needs and recommend him with the highest of confidence that he will be person to help in almost all your lending needs.

Review 14 (2024-09-13 - Rating: 5)
I have worked with Michael & his team both professionally & on a personal level. Michaels understanding of the current markets are par by none & he has a way to relay this information clearly & precise. He has a calm demeanor yet confident. I look fwd to many more transactions in the years to come. Thank you Michael.

Review 15 (2023-09-17 - Rating: 5)
I have worked with Michael on several occasions, the first being the purchase of my home and most recently with working through the challenges of securing a HELOC. Every interaction is met with the utmost of professionalism and Michael stays with me throughout the entire process. I am never left wondering what’s next. I highly recommend inquiring about working with Michael.

Review 16 (2024-06-14 - Rating: 5)
Amazing! I am writing this review to express my utmost gratitude for the exceptional service provided by Michael during my recent loan process. The process can be complex and overwhelming, but Michaels knowledge and expertise made it seamless and straightforward.He patiently answered all of our questions, breaking down complex concepts into easy-to-understand terms. His professionalism and dedication were truly commendable. If possible, I would rate his service a 10 out of 5 stars.Thank you, Michael, for making this experience so positive!

Review 17 (2024-11-11 - Rating: 5)
Michael is the pro you have to team up with if you want to unlock all the lending options available to your team. When I go to Michael I know without a doubt that I’ve got all my options right there in front of me, which is very empowering to my business.

Review 18 (2025-02-04 - Rating: 5)
Michael and his team are great to work with! Professionals with the drive to get the transaction to the finish and always there to help! Can’t wait to work with them again!

Review 19 (2024-06-11 - Rating: 5)
Michael was a life saver. Shopped around and almost settled on a lender before Michael, to my surprise, was able to get me a lower interest rate. Not only that, He also gave me some great insights to use to negotiate a better deal with the seller and lower my closing cost and had my loan docs ready to sign two days before closing. Literally… Thanks Michael!

Review 20 (2024-09-05 - Rating: 5)
From the moment we began our journey to find the perfect home, Michael transformed what we anticipated to be a daunting process into a remarkably smooth and enjoyable experience.His professionalism, expertise, and genuine dedication to our needs were evident from the outset

Review 21 (2024-11-05 - Rating: 5)
Michael was fantastic! He and his team were very quick and in answering any questions we had and were very knowledgable. Highly recommend

Review 22 (2025-01-26 - Rating: 5)
Michael and his team were amazing!!! I used him to purchase multiple homes. I highly recommend them!!!

Review 23 (2023-10-25 - Rating: 5)
I can’t say enough about Michael. Having a knowledgeable and efficient lender is imperative in order to get the deal done. Michael was not only both of these, but extremely patient in walking me through the complicated process of obtaining a loan. He promptly returned my calls and e-mails which I’m sure were received in an overly anxious tone. He was always there to reassure me and help give me confidence. Not only did we close, we were able to close the loan early making all parties happy. I will definitely refer Michael to all my friends.

Review 24 (2023-08-11 - Rating: 5)
I worked with Michael on the purchase of my first home and the level of care, attention to detail, and professionalism demonstrated by Michael and his team surpassed my expectations. As a first time home buyer I really appreciated the honesty and transparency throughout the mortgage process. Michael’s team was on top of every detail and answered any questions I had. I will always recommend Michael Chiodo for any real estate lending needs.

Review 25 (2023-10-16 - Rating: 5)
As an affiliate working closely with numerous mortgage brokers in Texas, I can confidently say that Michael Chiodo at Reliant deserves a solid five-star review. Their professionalism, efficiency, and attention to detail have consistently stood out.Michael and his team have consistently demonstrated an in-depth understanding of the mortgage process and a commitment to ensuring a seamless experience for their clients. Their communication is clear and timely, making our collaboration a breeze. They are also adept at resolving any potential issues, ensuring a smooth and hassle-free closing process.We greatly value our partnership with Michael, as they consistently deliver exceptional service to their clients. If youre in need of a reliable and highly skilled mortgage broker in Texas, we wholeheartedly recommend their services. Theyve earned every one of these five stars through their dedication to excellence in the mortgage industry.

Review 26 (2023-09-30 - Rating: 5)
I recently had the pleasure of working with Michael Chiodo, a loan officer who went above and beyond to help me secure a loan for my first property. Michaels professionalism, dedication, and expertise made the entire process incredibly smooth and stress-free.From the very beginning, Michael demonstrated an in-depth knowledge of the lending process and an exceptional ability to navigate the complex world of real estate financing. He took the time to understand my unique financial situation and goals, ensuring that I received a loan that helps me with my goals in the short term as well as sets me up to buy more homes in the future.If you are in need of a loan officer who combines expertise, transparency, and exceptional service, I highly recommend Michael Chiodo. He is a true professional, and I am grateful for the opportunity to have worked with him.

Review 27 (2024-09-24 - Rating: 5)
Anyone who is interested in buying a house, please contact Michael Chiodo as your Mortgage Lender. I rate him #1 in San Diego. You wont be disappointed.

Review 28 (2023-10-09 - Rating: 5)
Michael has been amazing! Our partner in several of our deals as a lending broker and an advisor on best practices when we needed to be creative with financing. Michael has been one of the most valuable personal and business partners for us.

Review 29 (2023-10-09 - Rating: 5)
We’ve had the privilege of working with Michael for the last 2.5 years as we’ve built our real estate business and navigated some pretty tough situations. Michael has helped EVERY step of the way and has some how always found a way to get us the best loan package possible. Michael is responsive, attentive, straight-to-the-point, and realistic. He lays out a plans, explains the hurdles/expectations and delivers. We would highly recommend working with Michael and we stand by that as we are on our 5th loan with him (including 1 refi) and have recommended him to our friends.Aundre PelovskiArchHomes LLC

Review 30 (2024-04-02 - Rating: 5)
I highly recommend using Michael and his team for your home buying needsThey were very thorough in always keeping me on track with what the next step was from start to finishThey were always available when I had questions and made the whole process more efficient than I expected while also helping me close on time and at a better cost than anticipated. Very happy and would use them again in a heartbeat

Review 31 (2023-10-09 - Rating: 5)
I love working with Michael because hes a straight shooter. He doesnt mince words, but he is always kind, direct, and gets results. Having him in my corner makes me feel very confident that whatever deal were doing will get done. Highly recommend.

Review 32 (2024-12-07 - Rating: 5)
The communication throughout the process and closing on time was amazing. Thank you for always being there to answer any questions we had. We are truly grateful for your help. 10/10!

Review 33 (2022-11-27 - Rating: 5)
Michael went above and beyond to provide me with a plan to get into my first home. Id shopped around with other lenders, but none compared to Michaels professionalism and attention to detail. He made what otherwise would have been an extremely stressful experience a walk in the park.

Review 34 (2018-06-11 - Rating: 5)
I had the best experience with Michael and his team. He is extremely knowledgeable, credible, and timely with his communication and answering questions along the way. He also helped to guide me through the process that I did not think I was ready to go through just yet, but there are many misconceptions that I have (and you probably do too) that have kept me from even having this discussion. I highly recommend setting up a consultation immediately with Michael, I am not in my first home and couldnt be happier! This would not have been possible if I never met him!!!! The best part about it, is even if youre not 100% ready to purchase something, he will help you come up with a game plan with everything you need to accomplish to make it possible!!! Thanks Michael!

Review 35 (2020-11-13 - Rating: 5)
The experience of being a first-time buyer is intimidating, but Michael and his team made the process so much better! From our first conversation, it was clear Michael was well versed and knows what he is talking about. I felt comfortable asking what I believed to be silly questions and he answered all of them with patience and kindness. He also always made himself available to answer my questions and the entire process was so easy and smooth. I cannot recommend Michael highly enough! Thank you!!

Review 36 (2020-11-28 - Rating: 5)
Michael exceeded my expectations. I will always refer him out to clients and colleagues and will not refer anyone outside of Michael. I haven’t come across another lender whos response time is as fast as his, who’s knowledge is greater than his. He always finds the best loan for each case - and makes sure it’s the best loan possible for that client and their custom needs. He is an expert in his field and will exceed your expectations always. I appreciate Stearns and I greatly appreciate Michael

Review 37 (2023-10-06 - Rating: 5)
Michael was awesome. I have worked with him for 3 separate loans including 2 investments loans and a refi. He’s quick, knowledgeable, and personable. I would highly recommend.

Review 38 (2020-01-18 - Rating: 5)
Michael and his team got me into a new home in less than 30 days. Such an amazing and professional team. He holds your hand the whole way and answers any questions that you have and any and every option. I would recommend if your looking to move up or buy your first home check out this guy................. I will use him for every transaction I have.

Review 39 (2017-11-08 - Rating: 5)
Couldnt be happier with the service I received from Michael and his team. Being younger than his average client, he still treated me with the upmost respect as I feel he would any one else that would walk through his door. He carefully and patiently walked me through the process of being approved and I have no hesitation on spreading the word on behalf of him and his amazing team. Thank you Michael!

Review 40 (2017-11-07 - Rating: 5)
As a first-time buyer, Michael was so kind and helpful throughout the process. He explained all the steps and was very thorough in his work. He also genuinely cares about his clients and gets to know you throughout working together. Highly recommend!

Review 41 (2023-10-24 - Rating: 5)
Absolutly love working with Michael!! He is always ahead of the game which makes collaborating a breeze. 10/10 would and DO reccomend for all your lending needs!

Review 42 (2023-06-12 - Rating: 5)
Reliant Management has consistently demonstrated their expertise in managing rental properties. I have found them to be proactive, reliable, and always willing to go the extra mile to ensure the smooth operation and profitability of my property. Customer Service is hats off when I need last mintue assistance!I cannot emphasize enough how much peace of mind I have gained by entrusting my property to Reliant Management. Thank you!!from Dallas

Review 43 (2017-11-29 - Rating: 5)
CrossCountry is everything great youd be looking for in a mortgage lender. Michael knows the industry inside and out and he can effortlessly guide anyone with any experience (including a clueless first timer like myself) though the mortgage process with great honest advice, an intuitive website for uploading documents, clear explanations and quick responsiveness. You will not be disappointed and thanks again for an outstanding experience!

Review 44 (2023-06-12 - Rating: 5)
Michael Chiodo - Mortgage Lender exceeded my expectations! Thanks to his expertise, I successfully financed my first investment property. Highly recommend his services!

Review 45 (2017-12-05 - Rating: 5)
Michael is amazing to work with. He possesses Excellent customer service skills and managed to keep a stressful process stress-free. He also closed ahead of schedule. Highly recommend!

Review 46 (2023-04-13 - Rating: 5)
Michael was the best! Great communication throughout the process and once we went under contract, we always knew what the next step was.

Review 47 (2023-04-17 - Rating: 5)
I only have good things to say about my experience with Michael! He explained everything thoroughly from start to finish and made everything so easy!

Review 48 (2023-06-12 - Rating: 5)
Michael Chiodo is outstanding! He guided me through my first home loan seamlessly. Highly recommended! ⭐⭐⭐⭐⭐

Review 49 (2024-09-12 - Rating: 5)
Amazing experience, great communication throughout with a lower than expected rate and on time closing.

Review 50 (2017-11-29 - Rating: 5)
Great lender! Helped me with refinancing my home. Quick, easy and straight forward. He tells it like it is and puts your needs first. I would definitely recommend him for any of your mortgage needs.

Review 51 (2019-09-06 - Rating: 5)
Very efficient and effective. Michael and his team helped ease my anxiety about going through this! They were so helpful and so enjoyable to be around!

Review 52 (2017-11-08 - Rating: 5)
Amazing! Never had a doubt whether or not my clients were being taken care of. Michael and his team were always on top of everything, keeping me in the loop the entire time. Thank you guys!

Review 53 (2019-02-14 - Rating: 5)
He is great to work with, the best out there. Always available and exceeding your expectations. I recommend him 110%

Review 54 (2023-05-19 - Rating: 5)
Great service, fast, and efficient. Really knowledgeable and made the process super easy when buying a home

Review 55 (2017-10-16 - Rating: 5)
Super professional team with five star service. If youre looking for a home mortgage, this is the place to go.

Review 56 (2017-11-29 - Rating: 5)
Michael and his team are absolutely the best!! I highly recommend them!!

Review 57 (2022-12-17 - Rating: 5)
The closing process was seamless. Information/ details were thoroughly provided. 10/10!

Review 58 (2025-01-28 - Rating: 5)
Great service

Review 59 (2025-03-05 - Rating: 5)
Michael is great! Great attitude, great service, and always has a warm and welcoming vibe. Highly would recommend Michael 100%