Guild Mortgage - Helen Bernatek

Photo of Guild Mortgage - Helen Bernatek

Located in Houston, Texas

Address: 18503 Sigma Rd Suite 151, San Antonio, TX 78258, United States

Phone: +1 210-403-0808

Rating: 5

Services

  • Wheelchair-accessible car park
  • Wheelchair-accessible entrance

Categories

  • Mortgage lender
  • Consultant

Photos

Latest AC Repair Services in Houston

Comments

  • Review 1 (2025-02-07 - Rating: 5)

    Helen and her team are amazing! Her kind, pleasant demeanor was refreshing. You can tell she loves what she does. Helen and Megan made the process extremely easy, and were available anytime we had questions. We did everything remotely and the process was so smooth.

  • Review 2 (2024-04-08 - Rating: 5)

    As a first-time home buyer, my realtor recommended Guild Mortgage, and I had an excellent experience with them. Helen gave me helpful advice from the start of the loan application process. She helped me stay within my monthly mortgage budget as well as with closing costs. Rosemary, who was my primary point of contact, took care of gathering all the necessary paperwork and responded to any of my questions. The team was always friendly, comforting, and happy for me. Their consistent communication throughout the process reduced the stress of buying a home. They are an excellent team to work with, and I cannot say enough positive things about them.Heres a little tip to speed up the process and reduce stress: scan your documents and have them readily available in case they are needed. Good luck!!Thank you Guild Mortgage

  • Review 3 (2023-03-15 - Rating: 5)

    Helen and her team were exceptional! This transaction was my fourth home purchase and was the most seamless and the least stressful. From start to finish, Helens team were true professionals, and her dedication to ensuring I received the best possible deal was impressive.Throughout the process, Helens team, with Richard Todd from Keller Williams Heritage, was always available to answer my questions and concerns. Helen took the time to explain every step of the process, ensuring that I fully understood everything before moving forward. Her patience and willingness to listen to my needs and concerns were greatly appreciated.I was particularly impressed by Helen and her teams attention to detail, and thoroughness in reviewing my documentation. Helen caught several errors and discrepancies that could have caused delays or complications, but due to her diligence, everything was corrected and finalized quickly and smoothly.Helens expertise in the mortgage industry was evident in the excellent advice she gave me. I never felt pressured or rushed into making any decisions. Helen provided me with all the information I needed to make an informed decision, and I felt confident that I was getting the best deal possible.Im thrilled with the mortgage you secured for me, and I will recommend you to anyone in search of mortgage services. Thank you again for your outstanding work!Joel Mitchell III

  • Review 4 (2023-07-07 - Rating: 5)

    We have purchased several homes (Investment and personal) working with Helen and she has provided excellent guidance through the loan process. She counseled us on credit ratings and numerous financial topics to help us gain a better understanding and to help us prepare for the mortgage application through the purchase. She and her Team are always accessible, respond efficiently and have the tools to minimize submission of records, making the whole process so much easier. We value our relationship with Helen and The Money Team and recommend her with outstanding reviews. Thank you, Yvonne and Joe

  • Review 5 (2024-12-27 - Rating: 5)

    Helen and her team were very communicative and prompt. It was a pleasure working with them.

  • Review 6 (2023-09-14 - Rating: 5)

    Top Notch Professionals!As a Veteran retiring and caught in the grey area where projected income and disability benefits may not be not be to satisfy other lender requirements.....Helen Bernatek and her Money Team was able to accomplish an approved VA loan where 3 other lenders were unable to do.The communication with Helen and her team was daily and it was not uncommon to speak with Helen or teammate Rosemary numerous times a day...providing updates and transparency on the process.I honesty believe the loan was approved in record time and was accomplished with the leverage of Guild Mortgage and with Helen at the helm...directing her team to provide the best service and cost savings to a retiring veteran.Thank you Guild Mortgage, Helen, Rosemary, and Money Team for not giving up and securing a loan for the awesome home that I am about to close on.Give Helen and her Money Team at Guild Mortgage a chance to use their experience and networking to secure a loan for you.

  • Review 7 (2023-04-06 - Rating: 5)

    Helen and her money team (Cassadie, Rose, Angela) did an outstanding job. Their level of professionalism was superb, and their willingness to answer all my questions quickly was unmatched. They were honest and upfront from start to finish. The process was fast, simple and stress free. I would highly recommend Helen and her money team. If we decide to by another home, we know exactly who to call.

  • Review 8 (2022-08-18 - Rating: 5)

    We moved from Washington to San Antonio. Helen and her team made the loan process incredibly easy and stress free. Being so far away, everything was done online and/or over the phone. Everyone I dealt with from her team was super helpful and friendly. They have a system that makes everything flow smoothly and they keep in contact so that you know the next steps at all times. I wouldnt hesitate to recommend Helens team to anyone looking for a home loan, and I would gladly use their services again, if needed.

  • Review 9 (2022-04-26 - Rating: 5)

    Helen and team were super helpful and always willing to take a call. With this being my first home purchase, there was so much I didnt know and was nervous about. But Helen and team talked us through everything and made us feel comfortable every step of the way. They also talked us through the pros and cons of all of our options. At the end of the process we felt like they were our team and helped us land on the best options for us. Would recommend Helen and team to anyone given you get the resources of a large company like Guild Mortgage while feeling the personal touch of having someone like Helen who is available and attuned to your needs.

  • Review 10 (2023-03-11 - Rating: 5)

    Helen and her team were phenomenal throughout the process. For first-time home buyers, Helen was there when we had questions, and she was very professional and straightforward. We recommend her and will use her services again in the future if need be. Thank you, Helen for everything that you have done for our family.

  • Review 11 (2021-12-21 - Rating: 5)

    If you value peace of mind and working with an expert, you’ve found the right person! I worked with Helen this past summer (2021) to refinance my house and she made the process so unbelievably smooth and quick. As in any situation when my money is on the line, I do my due diligence to myself and research before making a decision. Although Helen and her team have years and years of experience, I wouldn’t have had to look very far! Simply having a conversation with her and the team on the phone undoubtedly showed me how knowledgeable she is. I really appreciated the fact that Helen spent the time to listen to my goals , and then proceeded to give me options. She never rushed me through the process and was always happy to clarify any questions that I had. Along the way I always knew where we were in the process, and her staff constantly went above and beyond to treat me like I was their only client! Thank you so much Helen and Team!

  • Review 12 (2023-10-18 - Rating: 5)

    Helens team worked so hard for us. Walking us through the process every step of the way, ensuring we understood and answering ever question I had along the way. She found the best matches for our family situation and my comfort levels. With her it was such a smooth efficient process.

  • Review 13 (2021-12-28 - Rating: 5)

    My husband and I were first time buyers, and to say that we were nervous is an understatement. We found Helen’s team through her radio show, she spent time educating her listeners on buying a home and we knew she’d be amazing to work with. Rosemary at the office was wonderful, in preparation for the process, Rosemary spent countless hours on the phone with us answering all of our questions. When we were finally ready to buy, Helen met with us in person and qualified us instantly! She also paired us with a Real Estate Agent and to no surprise the search process was also so seamless. I tell everyone who asks that my first time home buyer’s experience was surprisingly very easy due to Guild Mortgage and Helen’s Team.

  • Review 14 (2023-08-07 - Rating: 5)

    Helen helped walked us through the entire process. We relied on her expert knowledge as well as her empathy. She made herself available to us at all times, so we felt we could rely on her to answer all of our questions quickly. We had an excellent experience. We would highly recommend her.

  • Review 15 (2025-02-04 - Rating: 5)

    Helen and her team always go the extra mile and I love working with them!

  • Review 16 (2023-06-16 - Rating: 5)

    Mrs. Bernatek is one of the best resources we have ever encountered in our market. Her timely and wise counsel has always been a tremendous help for us to make better decisions before, during and closing. She understands the funding industry from the real estate investor and homestead purchase point of view. This translates into a wide range of services she has experience in to advise clients, like us, to see what’s available in the current market. On several occasions she has even told us to watch for upcoming economic trends in terms of Federal Reserve decisions that may affect interest rates, so we can plan on locking in if necessary. One time she even gave us a class on on credit ratings! We have worked together with Mrs. Bernatek on several deals already, and will definitely look no further than her for the next.

  • Review 17 (2022-06-24 - Rating: 5)

    Helen was great! She really made it all super easy and stayed in contact with us the entire time. We now have our first home because of Helen at Guild mortgage, we couldn’t be more thankful for all the help and guidance.

  • Review 18 (2021-12-14 - Rating: 5)

    Helen was absolutely fantastic in helping us with the mortgage process. We purchased our home during the housing boom last year and she was excellent and extremely detailed in walking us through every aspect of the process.She answer answered all of our questions in a timely fashion and her and her team were kind, professional and extremely knowledgeable. I just hope that we can work with her in our next purchase.

  • Review 19 (2021-12-24 - Rating: 5)

    Helen and her team were very helpful when I purchased a home for my son and his family. Helen contacted me and went over all my options and helped me get the best possible terms for my loan. I felt as if I was discussing this very important decision with a friend and not just as a business arrangement. I called Helen or one of the members of her team several times to make sure I understood everything and was always treated kindly and patiently. Thanks to Helen and her Money Team.

  • Review 20 (2023-07-29 - Rating: 5)

    Helen’s Team is amazing! My family is blessed to have worked with such an amazing team. Rosemary is such a wonderful help, can’t thank her enough. You guys made our experience to finding our home the best!

  • Review 21 (2022-01-03 - Rating: 5)

    Helen and Rosemary are consummate professionals and are an absolute joy to work with. They were in constant communication with us throughout the entire lending process, answering the myriad of questions we had. They made us feel we were their top priority. Getting pre-qualified with Helen streamlines your buying process and makes the transaction so much smoother. My wife and I cannot thank Helen and Rosemary for all their advice before, during and after each of the several transactions we had with them. We came away considering them very good friends – not just lenders. We unhesitatingly recommend them!

  • Review 22 (2023-08-08 - Rating: 5)

    Excellent, 5-star service! Helen is extremely responsive and works hard to secure you the best overall VA mortgage. Her team/teammates are all-in to ensure you close on time and exceed all of your expectations.

  • Review 23 (2021-12-27 - Rating: 5)

    Helen Bernatek and her team were very helpful in obtaining the mortgage for my new home. They were very thorough and helpful throughout the entire process. They answered every question I had and if they didnt have the answer right away, they did research and informed me. I was pleasantly surprised when I left message on a weekend and my call was returned that same day. They really go the extra mile to help you. They are very nice, knowledgeable and professional. They treat you as a person and not as a number.

  • Review 24 (2022-01-01 - Rating: 5)

    Helen and her team made the mortgage application process easy and accessible. She was also available and advised us frequently throughout the process. Although buying a house can be a headache, Helen and Guild Mortgage provided much needed calm and care. They are amazing! Thanks, Helen.

  • Review 25 (2022-04-12 - Rating: 5)

    This is our second time working with Helen and the Guild Mortgage team and everyone worked hard to ensure we were ready to place a bid, had everything we needed, closed quickly, and made the whole process as smooth as possible. We got an amazing rate and felt comfortable that Helen, Rosemary, and the rest of the team had our best interests in mind.

  • Review 26 (2021-12-22 - Rating: 5)

    Helen Bernatek provided outstanding service to us on two recent occasions. In May 2019 I obtained a mortgage for a new home with Helen. I had heard her ad on KTSA AM 550 radio, and I had also listened to her Saturday afternoon radio show on KTSA AM 550. I was so pleased with the service I received that in March 2021 I refinanced our existing mortgage with Helen. Helen and her team are friendly, caring, and professional. I strongly recommend Helens Money Team for their mortgage expertise.

  • Review 27 (2022-01-03 - Rating: 5)

    We definitely highly recommend Helen and Guild Mortgage. We have financed with them twice and both times it was a very positive experience. Helen and her team are extremely efficient and will walk you through the entire process without making you feel silly for asking tons of questions. If you are currently waiting for your current loan to be complete and are experiencing issues, I would recommend you call Helen.

  • Review 28 (2023-03-11 - Rating: 5)

    They walked us through this process step by step. You call them they answer, you email them they answer! They made us feel like family and took good care of us. We both work in the banking industry and what they offered us was way better. Highly recommended!

  • Review 29 (2022-01-08 - Rating: 5)

    RESPONSIVE is my favorite thing about Helen and her money team (Rosemary, Karen) they were responsive to all my questions and were able to answer my questions. Felt like I was dealing with people who I had known for years, they make you feel appreciated and in todays world that’s not you get a lot of. Helen had told my wife and myself that we would probably close after thanksgiving and we were ready for that so imagine our surprise when Helen was able to get us closed before the Thanksgiving.Whether you are doing a refi or getting a home loan you won’t regret giving your business to Helen and her money team.

  • Review 30 (2021-11-23 - Rating: 5)

    We have used Helens team with Guild for 2 homes. They are very pleasant to work with and the application process is very easy. I appreciate the organized To Do format and secure method they use for easily uploading documents. If I had a question, I could ask thru the online platform, text or call. The always responded promptly and I appreciate their nice attitudes.

  • Review 31 (2021-11-30 - Rating: 5)

    Helen is a terrific agent. I have been dealing with loan officers for years through personal purchases of my own homes and also investment properties. She has a wonderful technique that allows you to understand the process well and makes qualifying for the loan easy and quick. We will be using her again on the next loan when we need the service.

  • Review 32 (2023-03-11 - Rating: 5)

    Helen has been amazing our whole house buying process! The positivity and her welcoming attitude and the way she went above and beyond with her team was/is outsanding🥰 I would give her and her team 100 stars anyday!!!

  • Review 33 (2021-12-05 - Rating: 5)

    We had an excellent experience buying our first home. Helen and her team made the process so easy for us. I appreciate how organized and efficient they are. They kept us up to date through the entire process. No unwanted surprises. The whole process ran smoothly.

  • Review 34 (2021-12-23 - Rating: 5)

    Helen Bernatek (and her Money Team) is my only mortgage originator. I regard Helen as my figurative big sister in every residential real estate purchase due to not only her innovative lending acumen, but also her former real estate agent experise. Over the course of several of my mortgage and refinance loans, she was not only the most cost efficient lender, but she coordinated and when appropriate took the initiative to correct my real estate strategy and procedures. Helen will begin with a value added credit critique of every potential clients buying qualifications to provide advice on how well income ratios as well as FICO scores add up or if helpful could be improved. I highly recommend Helens mortgage services for everyones prequification and residential buying objectives. Sincerely, Mike Hunter

  • Review 35 (2023-02-25 - Rating: 5)

    We enjoyed the experience with Helen and her Team, very smooth. I recommend Guild to anyone looking for a lender. Helens interest is with her customer in mind first, and she is honorable to her word

  • Review 36 (2021-12-11 - Rating: 5)

    Helen and her team helped me get into my house January 2021! She was amazing and helped me every step of the way. Her team was always available via email, phone call or text. I recommend them to anyone looking for a lender!

  • Review 37 (2022-11-17 - Rating: 5)

    Home buying is not an easy task Helen, at Guild Mortgage, really was helpful with the process making it so much easier. She was like a family member who seemed concerned with anything that was troubling me in the process. I highly recommend Guild Mortgage and suggest Helen to be your contact.

  • Review 38 (2021-12-14 - Rating: 5)

    Helen and Rosemary were very helpful during our refinance process. All steps were explained, no surprises. A very positive experience. All inquires answered, phone calls, returned, text/emails replied to in a timely manner. Nothing but positive things to say about Helen and Rosemary. Very pleased with our choice to go with Guild Mortgage.

  • Review 39 (2021-12-24 - Rating: 5)

    I had a phenomenal experience working with Helen and her team! She helped me prepare and ultimately qualify for the home my wife and I wanted. The process was very smooth. I look forward to working with her and her team again!

  • Review 40 (2022-08-07 - Rating: 5)

    Helen and Rosemary were both of great assistance during my transition of home buying, Very knowledgeable and responsible with their work. Highly recommend both if you want to use Guild for your mortgage needs!

  • Review 41 (2021-12-11 - Rating: 5)

    My experience with Guild Mortgage was very different from dealing with other mortgage companies. It was very apparent that they wanted to set us up for success before our purchase. Everything was simple and if we had questions they answered them for us. I would definitely recommend! Thanks, Helen!

  • Review 42 (2022-01-14 - Rating: 5)

    Helen and her team were excellent to work with!!!! I even plan on using her group for my clients as a new Real Estate Agent this year!! I would highly recommend them for mortgage needs.

  • Review 43 (2021-11-24 - Rating: 5)

    Ive worked with Helen and her team for the past four years as REALTOR and client. I highly recommend Helen so much that I trusted them with my own mother... Top of the line when it comes to communication, dates being met and clients satisfaction.

  • Review 44 (2023-06-19 - Rating: 5)

    Helen and her team were magnificent! They worked hard to get us into the house of our dreams. They were available to answer all our questions and to guide us through the process.

  • Review 45 (2021-12-30 - Rating: 5)

    Helen Bernatek and her team are very professional and efficient. I used them to refinance my mortgage. They helped me through every step and promptly answered any questions I had. I highly recommend them!

  • Review 46 (2021-12-07 - Rating: 5)

    I have had the privilege of working with Helen Bernatek, her entire team and Guild Mortgage twice. Her professionalism, knowledge and commitment to satisfaction throughout the entire transaction was exceptional. I continue to refer her and her team to friends and colleagues.

  • Review 47 (2021-11-22 - Rating: 5)

    I have used Helen Bernatek a couple of times and her and her team are top notch! Very pleasant to work with! I will use them again in the future and would recommend them if you are looking at buying or refinancing a house.

  • Review 48 (2021-12-23 - Rating: 5)

    Helens Money team is great. Flexible, fast moving and honest. I would and have recommended her to anyone.

  • Review 49 (2022-01-12 - Rating: 5)

    Weve worked with Helen and Rosemary at Guild Mortage for years - first with a closing and again for two refinances. They are fast and professional and their customer service is second to none!

  • Review 50 (2023-08-21 - Rating: 5)

    Very caring, professional, and communicative! So thankful for our new house. They fought for us when we didn’t think there was a way!

  • Review 51 (2021-12-10 - Rating: 5)

    Made the purchase of my first home such an easy and smooth process. Helen and her team are the best.

  • Review 52 (2021-12-01 - Rating: 5)

    Hands down, this is the dream team of conventional mortgages. Ive gone to Helen and her team on numerous occasions because they are simply the BEST!

  • Review 53 (2022-01-07 - Rating: 5)

    Helen and her team are outstanding! They are very communicative and helpful with any questions you may have. Great experience!

  • Review 54 (2022-11-09 - Rating: 5)

    Guild mortgage was great. Made a daunting process very smooth and they were always on top of communication and getting things done when needed

  • Review 55 (2022-08-06 - Rating: 5)

    Helen and her team were great assisted us through the entire process very professional!

  • Review 56 (2022-09-09 - Rating: 5)

    Helen and Rosemary were great. Always kept us informed and stress free.

  • Review 57 (2021-12-14 - Rating: 5)

    Helen and her team did a great job. I would recommend them in the future.

  • Review 58 (2022-01-09 - Rating: 5)

    Amazing people! Fast, professional, and incredibly helpful. We will continue to use for future financing needs.

  • Review 59 (2022-01-18 - Rating: 5)

    Helen was amazing from our first contact with her. She made buying our first home very seamless and kept us involved every step of the way. She worked magic to make sure our monthly mortgage payment was right where we wanted it to be and we would recommend her to everyone!

  • Review 60 (2021-12-22 - Rating: 5)

    Flexible, customer oriented, patient with me having to dig up all the documents.

  • Review 61 (2022-11-09 - Rating: 5)

    Great communication and patience. Highly recommended!

  • Review 62 (2023-08-11 - Rating: 5)

    Thank you!Will use you again.

  • Review 63 (2022-06-09 - Rating: 5)

    Very helpful and was great to work with.