Austin Capital Mortgage

Photo of Austin Capital Mortgage

Located in Houston, Texas

Address: 3801 N Capital of Texas Hwy J-180, Austin, TX 78746, United States

Phone: +1 512-891-0778

Rating: 5

Services

  • On-site services
  • Language assistance
  • Wheelchair-accessible car park

Categories

  • Mortgage lender
  • Mortgage broker

Photos

Latest AC Repair Services in Houston

Comments

  • Review 1 (2024-12-17 - Rating: 5)

    My wife and I wanted to get a refinance done and our situation/scenario was not a simple one. We called and checked with over 15 places with no real help or interest. We found many places just had basic knowledge and wouldnā€™t really try to see what they could get done. Then we found Adrienne and instantly she liked the challenge and she wanted to help us figure it out. She got back to us within a short time, had consulted a lawyer and had a plan. We followed her guidance and got done what she needed and we got approved!!! We really appreciate her care, understanding and willingness to help. Thank you very much!

  • Review 2 (2025-01-09 - Rating: 5)

    Iā€™m so incredibly happy I decided to call Austin Capital Mortgage. Tom Oltmann spent a generous amount of time on our initial phone call answering every question I had and he explained everything in a way that made me feel confident and comfortable with the process. My husband and I were first time homebuyers with a ā€œnon-traditionalā€ situation and a short time frame to lock in our dream home. Tom worked through the holidays to help us close on time and I canā€™t say enough positive things about his attentiveness and honesty through the entire process. What probably would have been a stressful experience with most other mortgage companies was actually quite seamless and easy. Tom was always a step ahead and genuinely cared. If youā€™re reading through reviews and contemplating reaching out - do it! And ask for Tom while youā€™re at it. Weā€™ll never give our business to anyone else moving forward.

  • Review 3 (2024-12-17 - Rating: 5)

    Nicholas Josey has been top notch from our first call through out the entire buying process. I am self employed so there is usually a lot of hoops to jump through but Nick was there every step of the way keeping us informed even after business hours. He made the entire process so easy. Highly recommend this company, especially Nick!

  • Review 4 (2025-01-30 - Rating: 5)

    We loved every step of the process, Nicholas made even the ā€œscaryā€ parts less scary! We will definitely recommend Austin capital mortgage to anyone needing a mortgage company! I would rate 10 stars if I could!!

  • Review 5 (2024-09-09 - Rating: 5)

    Tom offered me a better rate than every other lender I called. He was very responsive throughout the process and was always working hard to get our home purchase done, but also make sure that we always had the best rate.

  • Review 6 (2024-06-26 - Rating: 5)

    Without a doubt, one of the best lenders Iā€™ve ever worked with. Getting the best rate was just the beginning, Nick consistently made the mortgage process easy and simple during a cross country relocation. Excellent communication that was tailored to us (work emails, calls or texts). Whenever I called - Nick always had the answer and always did what he said heā€™d do. Truly top notch execution and customer service.

  • Review 7 (2024-08-02 - Rating: 5)

    Adrienne and the team at ACM made our home purchase a breeze. From start to finish Adrienne and her team were always available for any questions we had during the process. We highly recommend the team at Austin Capital Mortgage!!!

  • Review 8 (2024-05-08 - Rating: 5)

    I bought my first home through Austin Capital Mortgage. So thankful a friend recommended Nicholas to me. He made house buying fun! Even when things got a little hectic and complicated, it never felt that way because he was so informative, understanding and laidback. We were able to laugh through those difficult moments and keep going. All in all, I enjoyed the process and I think that had everything to do with Nicholas and nothing to do with the actual process of buying a home!

  • Review 9 (2024-05-17 - Rating: 5)

    From our initial consultation, they were attentive to my needs and financial situation, guiding me through all the loan options available. Their clear explanations and patience in answering all my questions made me feel confident and informed every step of the way.What truly stood out was the competitive interest rate they secured for my home loan. Their efforts in negotiating and finding the best possible rate exceeded my expectations and have made my home purchase even more affordable.Their prompt communication and proactive approach ensured a smooth and efficient process, allowing me to close on my new home without any delays or complications.They showed outstanding customer service and helped me achieve my goal of homeownership. I will highly recommend Austin Capital Mortgage to anyone in need of a home loan, knowing they will be in excellent hands.

  • Review 10 (2024-05-30 - Rating: 5)

    I was referred to Jeff Wilkinson at Austin Capital Mortgage. It was great to have him and team as a resource throughout my home purchase. As much as able I only work with people I am referred to, and once again that strategy did not fail.

  • Review 11 (2024-05-08 - Rating: 5)

    Nicholas was recommended to us by family and I am glad we got to work with him for a smooth closing. He was patient, responsive, thorough and was always available. As a FTHB we had a lot of questions which he did not hesitate to answer and got into details of how things work. I would recommend Nicholas to anyone looking to get into the home buying process.

  • Review 12 (2024-03-18 - Rating: 5)

    Nicolas is the best. He was very patient with me and my finance being new in the home buying process, very knowledgeable, and helped us get the best deal as opposed to the many other lenders that failed us. I would highly recommend speaking with Nicolas when going through Austin capitol mortgage.

  • Review 13 (2023-07-17 - Rating: 5)

    I have worked with Austin Capital Mortgage through 4 different sale/refi transactions and they are always amazing! They help find the best deals, always meet the timelines needed and are super pleasant to work with. This latest transaction would have left money on the table if Adrienne had not thought of the best way to utilize some of the concessions available from our seller. We ended up with an even lower monthly mortgage rate due to her quick thinking and hard work! Highly recommend - this team is great!

  • Review 14 (2023-07-23 - Rating: 5)

    Our agent referred to Austin Capital Mortgage and we had a really great experience! Paul Mitchell and Rich Armstrong were so helpful and always answered our all questions. Once we got a house under contract the process was very easy and super smooth. We closed the house so quick. We will certainly be using Austin Capital Mortgage for any future needs! Thanks!

  • Review 15 (2023-06-07 - Rating: 5)

    It was great working with Austin Capital Mortgage! I worked with Adrienne and Charlie and they both went above and beyond to make the process smooth and simple. When I tell my friends about my experience, they are blown away. We closed this morning and super are excited about our new home.

  • Review 16 (2023-09-28 - Rating: 5)

    Adrienne was extremely helpful and patient when taking us through the process of buying our home. We had a lot of questions and concerns, and she put us at ease. She went FAR above and beyond, and for that, my family is grateful. I highly recommend Austin Capital Mortgage!

  • Review 17 (2024-08-20 - Rating: 5)

    Nicholas Josey went above and beyond from the moment I was pre-approved until closing, making sure I understood every step. He never stopped working for me and I greatly appreciate hin. I highly recommend using him!

  • Review 18 (2023-08-22 - Rating: 5)

    I had a fantastic experience with Adrienne Sanchez at Austin Capital City Mortgage. She was always very responsive, transparent, and helpful whenever needed, which made the mortgage process smooth. I highly recommend their services to anyone seeking a top-notch mortgage experience.

  • Review 19 (2023-05-17 - Rating: 5)

    I had a fantastic experience with Nicholas Josey from Austin Capital Mortgage. His communication was excellent, keeping me informed throughout the process. His expertise helped me secure a great mortgage rate, and He went above and beyond to streamline the paperwork. I highly recommend their services for a smooth and satisfying mortgage experience.

  • Review 20 (2023-10-27 - Rating: 5)

    Tom at Austin Capital Mortgage has been the BEST lending partner we could have asked for. He consistently went above and beyond in his services, working with us well prior to our search to ensure we were aligned and armed with the best knowledge during our home buying process. We cannot express how grateful we are for his patience with us throughout the process. After several months of home hunting, and getting our ducks in a row we purchased our home. Tom was there guiding us the entire way, answering all of the million questions we had. He was always available for a call and took the time to ensure we felt our questions were answered. He also checked in after purchase to wish us a congratulations. We have already recommended and strongly encourage anyone going through this process to work with Tom. He was the biggest help! Thank you thank you!!

  • Review 21 (2023-09-14 - Rating: 5)

    Nicholas was AMAZING to work with. I called Austin Capital and Nicholas called back within the hour to discuss my options. He was diligent, answered all of my questions, and kept me in the loop with everything that was happening with my loan so that there were no surprises. Nicholas made buying my first home way easier than I anticipated it to be. 10/10 would recommend.

  • Review 22 (2022-10-28 - Rating: 5)

    It has been over 6 months since I moved into my first home. Looking back, I am glad and thankful that I went with Austin Capital Mortgage for the whole mortgage process. I worked with Nicholas Josey, who went above and beyond to make sure we understood each step of the loan process. Most importantly, he was very transparent as well as very responsive with our questions. If I am blessed enough to buy another home in the future, I would definitely use Austin Capital Mortgage again. Thanks Nicholas!

  • Review 23 (2023-08-28 - Rating: 5)

    We are extremely pleased with Austin Capital Mortgage and Nicholasā€™s unbeatable service! He went above and beyond every step of the way. He was very supportive throughout the process, helped answer questions, and found us the best deals! We will definitely be coming back for our next purchase.

  • Review 24 (2023-09-23 - Rating: 5)

    We worked with Jeff Wilkinson at Austin Mortgage for our financing needs. Jeff was quick to respond to our queries and worked efficiently to close the loan on time. We had a great experience working with Austin Capital Mortgage and highly recommend them.

  • Review 25 (2021-03-18 - Rating: 5)

    We recently just refinanced our home and rental property with Austin Capital Mortgage. Jeff Wilkinson made it easy from start to finish. He was patient and tried to get me the best interest and the best loans to meet my needs. Communication is important and he was always very prompt at returning my calls and kept me up to date the whole time. The whole process from start to finish was fast and efficient. I would definitely be using Austin Capital Mortgage for my next loan. I have already recommended them to 2 of my friends.

  • Review 26 (2022-02-08 - Rating: 5)

    Austin Capital Mortgage was a wonderful experience for our family. The entire team was dedicated to educating us, bringing us comfort, and provided a 10 out of 10 great experience. Adrienne specifically replied to us in the evenings and on weekends making sure we were secure and comfortable the entire time. She exemplified what a talented individual at this level should be. Few times in our careers have we experienced Adrienneā€™s level of service. We have no doubt we will be working with Austin Capital Mortgage again in the future for all of our financing needs.

  • Review 27 (2023-08-29 - Rating: 5)

    Jeff was really great in helping me get the best rate for my mortgage and also walking me through all the steps I had to do. Furthermore since this was and out of state buy and I couldnt be there in person for everything, he went above and beyond to make sure I felt comfortable with the process. He even had back up options in place for all the potential scenarios we had in mind and made everything seamless.

  • Review 28 (2023-12-30 - Rating: 5)

    The person that assisted me throughout the home loan processwas Adrienne Sanchez. She was amazing, so patient, knowledgeable, and always helpful and supportive.The people I talked to in the office were helpful and professional.

  • Review 29 (2022-12-09 - Rating: 5)

    My experience with Austin Capital Mortgage was professional and seamless. As a first time buyer, going into the process was daunting but Adrienne and the team at Austin Capital helped me to feel calm, confident and secure in my decision making. Thanks again for all the help and I will definitely be using Austin Capital Mortgage when shopping mortgage loans in the future!

  • Review 30 (2023-04-11 - Rating: 5)

    Charlie and Adrienne are a fantastic team. Working with them allowed us to get the lowest rate for a VA loan when compared to many other lenders. They made the entire process easy and seamless for us, while also accommodating a last minute close date move up. We wholeheartedly recommend them!

  • Review 31 (2022-08-24 - Rating: 5)

    I used Austin Capital Mortgage to purchase my home. The process was easy and went very smoothly. My experience was so great that I came back to ACM a year later to do a refinance. The interest rates were so low, they helped me take advantage of the low rates! My refinance was super easy and fast. Everything was well organized and ready to go when it was time to sign. I highly recommend Austin Capital Mortgage. I will certainly be using them again in the future.

  • Review 32 (2023-07-09 - Rating: 5)

    We had the pleasure of working with Nicholas Josey through the loan process. His communication was great and kept us informed every step of the way. He genuinely cared. He went above and beyond to help us with our new home purchase. We highly recommend choosing Nick as your lender.

  • Review 33 (2024-05-22 - Rating: 5)

    With my 30-day quick close, Charlie and Adrienne jumped through hoops to find a competitive loan for me, get it approved, and get it funded in order to close on time. Bravo Charlie and Adrienne!! I really appreciate your work.

  • Review 34 (2023-10-03 - Rating: 5)

    Excellent brokers that helped navigate a very difficult process. Super friendly and communicative. Would recommend to anyone looking to purchase a new home in Austin. Adrienne Sanchez was particularly helpful!

  • Review 35 (2020-08-12 - Rating: 5)

    I worked with Austin Capital Mortgage team on couple of occasions. My experience on both counts were excellent. As a first-time home buyer, they ensured my application was hassle free and very professionally managed without any issues. After two years, I refinanced with them recently which was even better. Considering amount of refinance occurred during the pandemic, they ensured my application was processed in a short time frame and closing went hassle free again. Thanks a million to Paul and Juliann in Austin Capital Mortgage team for their excellent customer service.

  • Review 36 (2022-11-01 - Rating: 5)

    Working with Austin Capital Mortgage was fantastic during the process of buying my first home. Cameron worked with me the entire time to get me the best rate and to make the process as smooth as can be. He even came to our closing with champagne. Very happy I ended up working with Cameron!

  • Review 37 (2022-04-25 - Rating: 5)

    We were referred to Austin Capital Mortgage through a friend and had a really great experience! Jeff was so helpful and always answered any questions we had. Once we got a house under contract the process was very easy and super smooth. I honestly was surprised how easy they made it. We will certainly be using Austin Capital Mortgage for any future needs!

  • Review 38 (2023-07-12 - Rating: 5)

    AMAZING!!!! We just used Austin Capital Mortgage for what I want to say was our 4th mortgage with them and of course- everything was PERFECT from start to finish AGAIN. Adrienne and Charlie kept everything on track and we could not have asked for a better experience. Thank you ACM!!!!!! So grateful we never have to stress or worry when you are handling our transaction!!

  • Review 39 (2022-09-10 - Rating: 5)

    Cameron with Austin Capital was the absolute best in getting my loan funded and closed on time. I originally had contacted them as a backup plan so when the other lender kept having issues and was not getting things done on time on their end, I called Cameron who had my file ready to roll and within a few weeks of the close date made it happen. I would recommend these guys to everyone. You will be happy with their ability to get things done and get them done quickly and on time but the professional attitude and overall care they gave me made all the difference. 6 stars!

  • Review 40 (2024-08-03 - Rating: 5)

    I had some unique challenges to overcome that made me feel like buying a home again may not be possible. All of the staff encouraged me and actually made it come true!! Thanks for everything and how I was treated.

  • Review 41 (2020-12-17 - Rating: 5)

    My wife and I just purchased our first home and Austin Capital Mortgage made things SO much easier for us! Everyone we spoke to was very knowledgeable, professional and went out of their way to make the home buying process very easy on us. We worked with Charlie Cooper and Adrienne Sanchez who were always available to talk, no matter the time of day.We absolutely recommend Austin Capital Mortgage to any and everyone! Give them a call so they can help you too!

  • Review 42 (2023-03-23 - Rating: 5)

    Austin Capital Mortgage was a home run for us. Nicholas is a great communicator and problem-solver. We felt well cared for, not just another loan that would be passed along. We will continue using Austin Capital Mortgage and Nicholas Josey for all our lending needs. Thanks for being a reliable partner in Austin!

  • Review 43 (2019-06-09 - Rating: 5)

    I have worked with Charlie and team twice and I have been very happy each time. They are responsive, honest, and professional. Each time they beat my expectations.I first met them when I was close to buying my first house. I was working with another broker and my real estate agent recommended me seeing what Austin Capital Mortgage could do. They got me a significantly better deal and saved my family a lot of money.I would never use another mortgage broker in Austin!

  • Review 44 (2022-11-23 - Rating: 5)

    I had mortgage process with Derek Poehlmann, Austin Capital Mortgage. He is very kind and active. It was my first time to purchase a house in my life so I mean I had not much knowledge and information, He explained me every single word and gave me every answer for my questions in very gentle. It was good time to work with him and ACM. I really appreciated for their hard work and awesome service. I strongly recommend to have work with them.

  • Review 45 (2022-01-28 - Rating: 5)

    Was referred to Austin Capital Mortgage through my realtor Melissa Seims. I was introduced to Rachel Brown who provided stellar service and was very meticulous. Being the micro-manager person that I am, I felt at ease allowing Rachel to guide me through all the requirements. She was on top of things that I didnt even have to intervene! :) She is a very caring person and would definitely recommend her!

  • Review 46 (2023-08-23 - Rating: 5)

    Moving a house is hard, moving out of state is even harder. Moving a family of 6, both being self employed makes finding a loan and keeping the moving cost down is extremely difficult. Jeff helped us from the beginning stage of figuring out how much we can afford, how to figure out the loan, he helped us talk with the realtors, he stayed close contact and communicated above and beyond every aspect of getting the loan and the house. I couldnt imaging working with anyone else for any other loan. We feel like we got a great deal, great house, and learned a lot about the whole process.

  • Review 47 (2018-10-06 - Rating: 5)

    Charlie and Jessi helped make our home buying process easy and as stress free as possible. As first-time home-buyers we had a lot of questions and they were always happy to explain everything thoroughly and in straightforward way, which I greatly appreciated. They are professional, courteous and responsive. I highly recommend Austin Capital Mortgage. Not only are they easy to work with, their rates were very competitive.

  • Review 48 (2023-08-11 - Rating: 5)

    Nicholas was incredible to work with on buying my first home. He has been a support throughout the process, super communicative and speedy to secure financing. Great service and would highly recommend!

  • Review 49 (2019-09-04 - Rating: 5)

    We received our home loan for our first home through Austin Capital Mortgage and their service was excellent from start to closing. We shopped around at several lenders and our loan originator, Rachel Brown, not only got us the best rate, but also provided us with the the best service. As first time home buyers we were initially confused by a lot of the jargon and costs, but she carefully went through and explained each component of the loan and closing costs to us. We never had an issue contacting her and always received a prompt response to our questions. Thank to Rachel, we went into closing feeling confident and competent.

  • Review 50 (2019-09-04 - Rating: 5)

    As a Real Estate Broker in Austin for 30 years I have worked with many mortgage lenders - local and national. Buying a home is exciting, but sometimes the mortgage process can be stressful for clients. I highly recommend Rachel Brown at Austin Capital Mortgage. Rachel provides amazing professional and caring service, great communication to clients and agents, plus finds solutions for complicated transactions. She and her staff make the sale so much easier for all involved. My clients (and I) are well taken care of which makes all very happy. Thanks Rachel and Austin Capital!

  • Review 51 (2024-02-01 - Rating: 5)

    Really smooth mortgage and closing experience within a pretty tight timeframe. Adrienne Sanchez at ACM was great at preparing us for what to expect, and was immediately responsive to all our inquiries.

  • Review 52 (2022-08-29 - Rating: 5)

    Ive been doing business with the team at Austin Capital Mortgage since 2012 and in that time weve transacted almost a dozen times. Theyve been knowledgeable, honest, reliable, and incredibly professional. Charlie and Adrienne have become my trusted advisors and I will continue to transact with their team for years to come!

  • Review 53 (2022-10-11 - Rating: 5)

    Austin Capital Mortgage made my home buying process a breeze. Excellent service and very quick responsiveness. Largely, due in part to my loan officer, Adrienne Sanchez. If you get the chance to work with her you will be in good hands.

  • Review 54 (2023-02-24 - Rating: 5)

    Had an amazing experience with Tommie! As a matter of fact, he was by far the best part of the home buying process and made it a breeze for us. We were first time home buyers and Tommie was so incredibly patient and helpful! He was also very quick to respond with any questions and really went above and beyond for us. We would highly recommend him to anyone!

  • Review 55 (2019-06-27 - Rating: 5)

    We reached out to multiple companies when searching for a Lender for our investment property. Josh at Austin Capital Mortgage had the best rates and amazing customer service. We had to place multiple offers before landing the perfect house, and Josh really cared and was super responsive in critical times. When the closing day came, everything went smoothly and everyone involved executed flawlessly. We look forward to doing business with Austin Capital Mortgage again!

  • Review 56 (2019-11-19 - Rating: 5)

    As first time home buyers, Josh Cruz made the process so easy for us. He got us a FANTASTIC rate-better than any other company we spoke with. He was great with communication and making sure deadlines were met. We had a very quick close and he was able to get the job done. Not to mention he is super friendly. Would definitely recommend this company to our friends and family!

  • Review 57 (2024-08-04 - Rating: 5)

    This is my 3rd transaction with Austin Capital makes it so easy and worry free, I will recommend everyone that needs mortgage to them with out hesitation. Thanks Charlie and Adrienne for not only your customer service but treating every deal as it were your own!Thank you and we will see ya on the next one!

  • Review 58 (2022-06-09 - Rating: 5)

    I can not say enough good things about Rachel Brown at Austin Capital Mortgage. To say I wouldnt be a homeowner without her is not an exaggeration. For two years Rachel has worked with me on finding, financing and closing on a home. Her advice locked in an interest rate that made my home affordable and her help with financing was invaluable. This was a stressful process and her availability and vast knowledge made all the difference. I will always be grateful to her for her guidance and expertise in buying my home!

  • Review 59 (2019-10-17 - Rating: 5)

    Austin Capital Mortgage made my buying experience so much easier than anticipated. There is always a lot of anxiety behind purchasing your first home and they made it seamless, but helped answer any questions during the process. I 100% recommend working with Charlie and Adrienne for your home buying needs!

  • Review 60 (2022-03-29 - Rating: 5)

    Super happy working with Tom Oltmann to purchase our first home. He went above and beyond to make sure we understood each step of the loan process. He was very thorough with his communications and easy to reach if we had questions. I would not hesitate to use Austin Capital Mortgage again. Great experience overall. Thanks Tom!

  • Review 61 (2024-02-09 - Rating: 5)

    We had such a great experience!! Bobby and Jeff were quick to answer any questions we had, and were friendly and professional! They took so much stress out of purchasing our home. I will recommend them to everyone I know!

  • Review 62 (2018-07-27 - Rating: 5)

    Charlie and his team did an exceptional job helping me close on my first home loan. They offered the best rate/least points of the multiple lenders that provided me with quotes, including local credit unions. When you get the best price and the best service, using Charlies team is a no-brainer.Leslie was very conscious of my time and even pushed back on my behalf to minimize requests. She was very patient with me despite all the extra questions I had that come with being a first-time buyer.Charlie went the extra mile to help solve an appraisal issue, for which I am extremely grateful. Even though it was my first time working with them, they treated me as if I was a long-time customer and truly cared about making sure I was satisfied.I strongly recommend reaching out to Austin Capital Mortgage and getting a quote. It was probably the smartest thing I did when purchasing my first home.

  • Review 63 (2019-04-08 - Rating: 5)

    Austin Capital worked with us to provide the best service possible. Not only were they able to assist with the best rate possible, they went above and beyond to guide us through the ENTIRE process. Service and Delivering the best results in this very important purchase for my family. Adrienne was always available. Definitely recommending Austin Capital to anyone with mortgage needs.

  • Review 64 (2020-07-19 - Rating: 5)

    Austin Capital Mortgage just completed my refinance start-to-finish in 3 weeks! Banks are overwhelmed with refinance applications and many folks cant even get approved for one, or if they do, its taking 8 weeks or more. I filled out the application, send my documents, and a couple weeks later answered an email about what time I wanted to close. It was the easiest lending experience I have ever had. This is my third loan with them and Im still surprised each time at how easy it is. Not only that, my rate was a half percent lower than Bankrates average. I also liked that Im helping a local business. I worked with Jeff, Adrienne, and Charlie and they are rock stars. My refinance was small, especially in Austin terms, but they made me feel like their most important customer throughout the process. I cant say it enough, Austin Capital Mortgage is the best Mortgage company in Austin.

  • Review 65 (2018-10-30 - Rating: 5)

    We were so impressed by Rachel at Austin Capital Mortgage. She is definitely knowledgeable and good at her job. She worked very hard to get us a great deal and ensure it all came together. She was excellent at keeping us informed and always pleasant to work with. We highly recommend anyone looking to give Rachel a call. Jeff & Jennifer

  • Review 66 (2019-01-10 - Rating: 5)

    We had a wonderful experience with Austin Capital Mortgage. Josh Cruz was our agent, and he worked tirelessly to make sure that we were on track to obtain our loan. He even asked emergency questions for us on Christmas Eve! We live in rural West Texas where closings usually takes months, but with Mr. Cruzā€™s help, we were able to have everything wrapped up in about a month. Everything was so fast and easy because Josh worked so hard for us.

  • Review 67 (2022-05-02 - Rating: 5)

    Nicholas J was fantastic to work with throughout the entire process. He was patient and punctual with all our concerns and inquiries. I would HIGHLY recommend using Nick as well as Austin Capital Mortgage for your next lending needs. I have nothing bad to say. Truly a 5 star experience.

  • Review 68 (2022-06-15 - Rating: 5)

    I cant say enough good things about Tom and his team at Austin Capital Mortgage! Im a realtor and I was introduced to Tom through my clients who had gotten pre approved before reaching out to me. As a realtor, its always nerve racking working with a new lender because you never know what youre going to get. I have to say I am so thankful that Tom and I got connected through our mutual client because he was AMAZING! He is so proactive, calls with updates and didnt pass me off to multiple different assistants. If I have a client looking to get pre-approved I will definitely be recommending they get in touch with Tom and this is coming from someone who has worked with a lot of lenders in the Austin area.

  • Review 69 (2018-04-28 - Rating: 5)

    I have been working with Charlie and his team over the past few years and they have been great to work with! Their ability to find a great product for your through the lending process is second to none and their customer support along the way is top-notch. Having trust in a lender is very important to me, Charlie and his team have definitely earned my trust through their great communication and ability to find great solutions. Whether its getting qualified/pre-qualified, buying, refinancing or whatever your need it, I would definitely recommend Charlie and the Austin Capital Mortgage team!

  • Review 70 (2019-04-12 - Rating: 5)

    My wife and I worked with Rachel Brown during our home-buying process. This was our first home that either of us had ever bought and we werent sure how it was going to go, but we had both heard horror stories about the ambiguity and the time consumption of the process and were not looking forward to it. I am very pleased to tell you that Rachel made it very simple for us! She was extremely friendly, very responsive to all our texts, calls and e-mails and was there for us every step of the way. We never once got the impression that she wasnt completely interested in helping us. We went with Austin Capital Mortgage because of the very high reviews on Google and Yelp and we werent disappointed.

  • Review 71 (2022-09-17 - Rating: 5)

    It was a really great experience with Austin Capital Mortgage. I was refer through a friend for my home purchasing. Tracy is really nice and expert. The team are professional and fast. I will definitely refer to my friends and others to use AUSTIN Capital Mortgage for the home purchasing.

  • Review 72 (2019-09-07 - Rating: 5)

    My husband and I were referred to Rachel Brown with Austin Capital Mortgage by our realtor, and we could not be more happy with the service she provided. She was able to get us a very low mortgage and and was even able to adjust it within the lock in period when rates dropped even lower.We were first time homebuyers so throughout the process we had a lot of questions that Rachel was more than willing to provide the answers to in a very timely manner. It was always great to know that when a pressing need arose Rachel was just a call away to help with us understand and take the appropriate action. She even made the trip to be at our closing in Houston to be sure we understood all the documents during the process.We would highly recommend Rachel and Austin Capital Mortgage to anyone looking for a new home or to refinance.

  • Review 73 (2020-02-12 - Rating: 5)

    Austin Capital Mortgage is outstanding! Charlie and Adrienne made everything easy. They were constantly friendly and helpful, offering expert guidance throughout our mortgage process. Iā€™ve worked with several companies before, but Austin Capital is unparalleled in their speed and professionalism. Call Charlie and get ready to move!

  • Review 74 (2023-04-10 - Rating: 5)

    I am so glad I got to work with Nicholas at Austin Capital Mortgage for my mortgage. He is always just a phone tap away and answers all your questions. He got it done. I wound up with a lower interest rate than some other lenders offered. Highly recommended.

  • Review 75 (2019-12-03 - Rating: 5)

    My wife and I partnered with Rachel Brown from Austin Capital Mortgage, who came highly recommended by my colleague. What I liked specifically about my experience with Rachel is that I was never pressured into any sort of financial direction. Instead, I was presented with detailed scenarios of different financial models, centered around my specifics. This layout calmed my analytical mind and ultimately helped me sign the dotted line. Rachel is also very attentive and detailed and will answer all your e-mails without delay. She will be a teacher (for New Home buyers like me) when needed, but most of the time, she will be a partner that will walk you through this process all the way to the end zone !!! Thank-you Rachel !!Ben

  • Review 76 (2021-05-08 - Rating: 5)

    Rachel Brown did a tremendous job for us. She was very attentive to our needs and always available whenever we had questions. I highly recommend Austin Capital Mortgage only because of the hard work that Rachel did for us. She is the person you want helping you with one of the biggest purchases youll make.

  • Review 77 (2022-09-28 - Rating: 5)

    Jeff Wilkinson and Austin Capital Mortgage are just the best! After an extremely stressful and exasperating time attempting to get a loan through our builders mortgage company, we went on a search and found Austin Capital Mortgage. We received a call back almost immediately, got the best customer service ever during the entire process.

  • Review 78 (2019-04-25 - Rating: 5)

    Rachel at Austin Capital Mortgage was not only helpful but engaging. She communicated regularly throughout the mortgage application process and worked to get us the best rate possible. She was responsive to all of my requests and was always there to help. This was the first time that Ive worked with a mortgage broker instead of directly with a lender and have discovered that it can be a real advantage.

  • Review 79 (2023-08-15 - Rating: 5)

    I have worked with Austin Capital Mortgage for all of my home purchases. They are experts in the space and always extremely accommodating. They have held our hand through every step of the process and saved us money with our rates along the way! Highly recommend.

  • Review 80 (2022-03-30 - Rating: 5)

    Sir Nicholas Josey was unbelievably helpful and knowledgeable about the entire refinance experience. Could not have been easier, and he was very helpful in answering any questions we had about the multitude of options he presented us. It was a very smooth and easy process. We will absolutely use him for all mortgage financing in the future.

  • Review 81 (2018-04-05 - Rating: 5)

    The team at Austin Capital Mortgage made buying my first home a great success! Charlie sat down with my fiance and I to go over the numbers to make sure we could get a deal that would work for us. Leslie was tremendous in helping me understand all the numbers and the ins/outs of submitting all the paperwork to get our loan finalized. They took all the stress out of buying a home for the first time & were always there to answer any and all questions I may have had. I would recommend them to anyone looking at buying their first home as they make it really simple or anyone for that matter. A+

  • Review 82 (2020-01-04 - Rating: 5)

    Josh Cruz is THE MAN!!! And Connie Anderson is the Jam!!! I could not have had a better home buying experience than I had working with Josh and Connie. They truly made everything smooth, easy, and understandable. Plus they kept us organized throughout the process. Thanks again for getting us in our first house!

  • Review 83 (2020-08-21 - Rating: 5)

    Rachel is fantastic to work with. Always attentive to all email and phone calls - you can always count on a quick response. She goes above-and-beyond to do everything she can to ensure you are taken care of and guided through the process. Highly recommend Rachel & Austin Capital for any mortgage or refinancing needs.

  • Review 84 (2022-04-19 - Rating: 5)

    I enjoyed working with Austin Capital Mortgage, specifically with Cameron Valverde. He was always very responsive and provided me with the information and guidance I needed in order to close on my current home. There were some unforeseen circumstances but he was a part of the solution and stood by me and my realtor while we had to navigate a tough situation. Ten stars all around!

  • Review 85 (2018-12-14 - Rating: 5)

    Where should I begin, Charlie and Adrienne are awesome! They were upfront with what I needed to provide in order to qualify for a Home loan. I was able to speak with one them whenever a concern came up. After going with 3 different banks, almost running out of time Austin Capital Mortgage were able to help me and required the least amount of down payment compared to the other 3 banks. They made it possible to buy my home in time and not lose my earnest money. I wish I would have found them first and would have avoided the hassle and stress caused by the other banks. My advice to anyone who reads my review give them a try you might be in for a surprise when you realize how two great personnel like Charlie and Adrienne can make your loan process super easy. Avoid AMPLIFY Credit Union!! (stressful and worse loan process experience )

  • Review 86 (2020-12-22 - Rating: 5)

    Josh Cruz was absolutely amazing during our recent home purchase!! He was in constant communication, cares about his clients and is easy to talk to. He took what can be a grueling process and made it as easy on us as he possibly could. Thank you again, Josh for all of your help, you are truly the best in the business!!

  • Review 87 (2022-07-29 - Rating: 5)

    I have used Charlie Cooper and Tom Oltman at Austin Capital Mortgage for over 10 years for my mortgage needs. Each time the service is top-notch, professional, timely, and they provide a friendly atmosphere that will have me coming back time and time again. Highly recommend!Thanks, Tom & Charlie.

  • Review 88 (2019-11-16 - Rating: 5)

    I stumbled upon Austin Capital Mortgage when I was loan shopping. Rachel was excellent and provided me with a great interest rate. As a first time home buyer, I had tons of questions and she has been so patient with me. I also had very tight timeline which she had to work with. I would highly recommend Austin Capital Mortgage , especially Rachel to anyone.

  • Review 89 (2023-02-14 - Rating: 5)

    I had the pleasure of working with Nicholas Josey through the loan process. Nicholas came highly recommended to me and I can see why. Nicholas was attentive I felt like I was the only one he was working with at the time. Every question I had every hour he was there breaking down the steps detail by detail. Iā€™ve heard storyā€™s of other people going through the same process, they were asked for information over and over again, thatā€™s not what I experienced with Nicholas and Austin capital. Nicholas and Austin capital made a complicated process uncomplicated. I canā€™t recommend them enough!

  • Review 90 (2022-02-03 - Rating: 5)

    Cameron Valverde was excellent to work with and made our Re-Finance a breeze. He respected our time while still making our closing date. He obtained a great interest rate and our closing cost was zero. I would highly recommend Cameron over at Austin Capital Mortgage.

  • Review 91 (2019-01-27 - Rating: 5)

    Tom Oltmann & Charlie Cooper and everyone at Austin Capital Mortgage are the best. They make what could be a stressful process seem like just another day. They are professional and yet they make you feel right at home. It is hard to balance that in their field but they succeed and are well above the mark.We have and will continue to recommend them to anyone who is looking for their services.

  • Review 92 (2023-08-29 - Rating: 5)

    Thank you so much to jeff and the rest of the team for making buying my first home so easy and stress free! iā€™m self employed and not a US citizen so the idea of trying to get a mortgage seemed really scary and confusing but jeff made everything feel so smooth AND got me a great interest rate on top of it all. highly recommended!!

  • Review 93 (2017-07-21 - Rating: 5)

    Charlie, Leslie and team quite simply make the process of getting a mortgage as painless as possible. Ive been working with Austin Capital Mortgage since 2009 and I have nothing but an amazing customer service experience each time. They make the process of collecting the documentation smoother each time and its been a pleasure knowing I have them on my side. On my first purchase as a new homeowner they helped me immensely and guided me along the way. As a real estate investor they are now a part of my go-to team of people to make the lending process easy, quick and as painless as possible. Ah yes! they offer the best rates too!Want your dream home? Then totally work with this dream team!

  • Review 94 (2024-01-11 - Rating: 5)

    I cant say enough good enough things about company. I have purchased multiple homes through Austin Capital Mortgage and it has been a breeze every time. Adrienne at ACM is my rep and she is the absolute best!!! Wish I could give them a 6 out of 5 stars! Thanks again for everything:)

  • Review 95 (2021-03-30 - Rating: 5)

    We had such a great experience with the team at Austin Capital Mortgage! They got us a great rate and worked quickly to finalize our refinance. Everything was so easy and seamless, I highly recommend.

  • Review 96 (2022-07-12 - Rating: 5)

    I was referred to Rachel Brown through our realtor and I could not be more pleased with how our close process went. She was thorough and clear in her communication and attention to detail and she truly helped make the home-buying process so much simpler than it otherwise could have been. I highly recommend her for assisting others with the close!

  • Review 97 (2017-12-31 - Rating: 5)

    At the beginning I had decided to work with another lender but Charlie was relentless and offered me a mortgage I couldnt decline. Made me switch to Austin Capital at the last moment and so glad I did. Absolutely streamlined process which could not have gone any smoother. Will definitely be using them again for my next home. I highly recommend and refer to anyone who wants to get the best rates in the industry while still using a local lender which is always available to help.

  • Review 98 (2023-03-20 - Rating: 5)

    We had an AMAZING experinece working with Nicholas Josey! He is extremely knowledgeable, efficient and made sure we felt well-informed each step of the way. He really went above and beyond to ensure we were being put in the best position possible. Thank you for all your help Nicholas, and we look forward to working with you in the future!

  • Review 99 (2021-03-16 - Rating: 5)

    Ive used Austin Capital Mortgage for several home loans/refinances and its always been a simple process and we get a great deal on our loan. What I like most about working with the team is they dont just put you in a loan and walk away. They make sure they get the right loan for you and do a lot of number crunching to show you costs over time and exactly how much youll pay and save. Was a bit worried about doing our latest refi during the pandemic, but again they made it super easy. Uploaded all the documents to a secure portal, did most of the closing online and they had a remote notary meet us at a location we chose to do the final signings. Cannot say enough good things about this team, give them a call and get some great advice on refinancing or getting a mortgage.

  • Review 100 (2021-09-23 - Rating: 5)

    We have used Charlie Cooper and Adrienne Sanchez for over ten 10 yrs for multiple mortgages and refiā€™s and we canā€™t say enough about how great they are to work with. Charlie and Adrienne are so professional, personable, knowledgeable and reliable and itā€™s always a pleasure to work with them. There is no need to go any place else for a mortgage or refi. Austin Capital Mortgage should be your go to mortgage destination.

  • Review 101 (2022-09-05 - Rating: 5)

    Unlike a big bank lender, which kept asking for new documents that extended for over 2 months, Austin Capital provided a one time list of the required documents and executed the approval without subject tos within 3 weeks. Tracy made the whole process engaging & a productive use of each otherā€™s time. Her upfront guidance & timely involvement proved critical in our winning the bid.

  • Review 102 (2019-08-23 - Rating: 5)

    Rachel at Austin Capital Mortgage was incredibly helpful during the loan process. Her communication during the mortgage application process was always timely and helpful. She worked to get us the best rate possible, and we are very appreciative for all of her help!

  • Review 103 (2019-04-02 - Rating: 5)

    My wife and I worked with Josh at Austin Capital Mortgage in buying our first home. He was fantastic and made our first home buying experience a breeze, instead of a chore. It didnt matter that we first contacted him on the first Saturday of sxsw; he was in the car and was still able to walk us through the process, explaining every detail that we asked about. He provided clear answers and business always seemed to be open for him. A great guy and a great experience!

  • Review 104 (2020-01-08 - Rating: 5)

    I worked with Andrew Thurston at Austin Captial Mortgage to secure loan for rental investment property. He was very thorough, knowledgeable and always reachable for any questions I had. Their rates are very competitive and had one of the lowest closing costs out of 7 lenders I spoke to. Closing for my property was quick and everything was smooth. I highly recommend Andrew and Austin Capital Mortgage.

  • Review 105 (2020-07-10 - Rating: 5)

    We recently refinanced our mortgage and worked with Josh Cruz of Austin Capital Mortgage. Josh did an excellent job of helping us through the entire process and quickly responded to our many questions. Refinancing a mortgage is complex and confusing. Josh helped us to lock into a great interest rate and guided us to closing despite the difficulties brought on by the Covid-19 Pandemic. We highly recommend Josh for his honesty and dedication to his clients.

  • Review 106 (2019-08-22 - Rating: 5)

    I recently worked with Tom Oltman at Austin Cap Mortgage to close on my new house and he was absolutely fantastic! He was responsive and diligent and hustled through last minute changes / title issues to make sure I closed on time. He made sure I understood all of the details in my loan and gave me all the confidence I could ask for during the closing process. Cannot thank him enough for his work and wouldnt hesitate to refer him or Austin Cap Mortgage to anyone!

  • Review 107 (2023-08-11 - Rating: 5)

    Adrienne was amazing, despite the many personal challenges I faced in the buying process, she always helped me find a solution efficiently and effectively. I would highly recommend her when buying your first home, and hope to use her again! 12/10

  • Review 108 (2018-09-14 - Rating: 5)

    I write reviews only for the most deserving and Austin Capital Mortgage needs to be recognized for the professionalism, responsiveness, knowledge and attitude displayed by each and every member. This is our second mortgage with Austin Capital and they just get better and better. Adrienne, Charlie and Nicole are in a class by themselves. They set the bar high and exceed it every time. It was a pleasure working Adrienne on almost a daily basis. No matter the hour she was front and center-a definite asset to Austin Capital Mortgage.

  • Review 109 (2019-06-19 - Rating: 5)

    Austin Capital Mortgage made home buying so easy. Josh and Connie helped us through the process and made everything go smoothly. Josh would call just to keep us posted on the process and make sure to answer any question we had. I would highly recommend Austin Capital Mortgage.

  • Review 110 (2018-07-03 - Rating: 5)

    The team at Austin Capital Mortgage was a pleasure to work with. They made this process as easy as possible. They walked us through step by step exactly what we needed to do and were very accommodating to our needs. We would highly recommend ACM to anyone who is about to start the home buying process.

  • Review 111 (2019-08-26 - Rating: 5)

    If you want a great experience with the mortgage application process call Josh at Austin Capital Mortgage. Josh is very knowledgeable and attentive. Josh will make sure that you are well taken care of by going the extra mile in a friendly, relaxed manner. I highly recommend Josh at Austin Capital Mortgage for your mortgage needs.

  • Review 112 (2018-11-02 - Rating: 5)

    Rachel Brown at Austin Capital Mortgage might have provided me the best customer service Iā€™ve received from anyone, anywhere. Forget that this is a mortgage brokerage company, Rachel was everything you hope for in a customer service representative ... she found a me a great rate, answered weekend and after hours phone calls, texts and emails with my sometime ridiculous questions and ultimately made me feel very comfortable throughout the financing process. And most importantly she provided me straightforward advice as this was the first home Iā€™d bought in a while. Initially I was interested in the larger nationwide lenders just because I thought Iā€™d get a better rate but I was fearful that as soon as they locked me in the customer service would fall apart and Iā€™d be all alone and afraid! So I went with ACM after reading some other reviews and lo and behold, Rachel got me a rate on par with the larger companies and, as stated previously, provided unparalleled customer service. I couldnā€™t recommend ACM any more adamantly.

  • Review 113 (2022-09-01 - Rating: 5)

    Austin Capital was easy to work with, always in touch, and Josh was just amazing! We closed quickly and we were able to get our dream first home. So happy to have found Austin Capital!

  • Review 114 (2021-09-08 - Rating: 5)

    Rachel is a consummate professional and a true pleasure to work with. She takes as much of the paperwork and lift off of her clients as possible and is always very helpful in guiding through the process. When our first appraisal came back lower than anticipated she offered to pay for a second appraisal without us having to ask or suggest it. We love Rachel and her team and would not go anywhere else!

  • Review 115 (2019-04-19 - Rating: 5)

    Tom was great in helping me get a mortgage with a great rate with a really quick turnaround! I think he pulled it off in about 6 business days. Definitely would recommend! I was a first time home buyer and Tom was super informative and helpful, he made it easy!

  • Review 116 (2022-02-07 - Rating: 5)

    I called Austin Capital Mortgage, because we had used them before and were very satisfied. I was actually calling for advice and ended up talking to Adrienne Sanchez. I wasnt looking for a loan but for advice. She took it upon herself to search out a number of alternatives, but it turned out that the best solution was a re-fi through ACM. It was the simplest and easiest loan app weve ever done. Excelllent service.

  • Review 117 (2019-11-04 - Rating: 5)

    We had a great experience working with Austin Capital Mortgage and Joshua Cruz. Buying a house can be a long and tedious experience, but these guys made easy, simple and fun. They also provided great advice and assistance to help us reduce the out of pocket. I would highly recommend them.

  • Review 118 (2018-07-25 - Rating: 5)

    What a responsive team. Charlie was on the ball and got me the rates and terms I wanted without having to shop around. Leslie made all the paper work seem easy and walked us through the closing statement like a champ. I highly recommend the Austin Capital Mortgage team !

  • Review 119 (2018-07-02 - Rating: 5)

    Austin Capital Mortgage did a great job. Charlie and Leslie were wonderful to work with and got everything done on time. Will definitely use them again if we ever buy another house!

  • Review 120 (2022-05-31 - Rating: 5)

    Got approved very quickly unlike other mortgage companies with the help of Derek Poehlmann. He helped out every step of the way and made everything simple and understanding. Definitely recommend Derek and Austin capital mortgage

  • Review 121 (2019-12-12 - Rating: 5)

    Our agent was Josh Cruz, Wow!! He was Very Knowledgeable, Very Professional, Very Patient and Always Helpful!! Likeable and Friendly!! Everyone we dealt with was the same!! I would absolutely recommend Austin Capital Mortgage!! They helped us through some Major hoops!!

  • Review 122 (2019-09-24 - Rating: 5)

    We got EXCELLENT SERVICE from Josh and Connie! Awesome Rate! Josh was right by our side through the whole process doing whatever it took to keep us informed, educated and to get to the finish line. I highly recommend Austin Capital Mortgage and Josh Cruz!!

  • Review 123 (2020-03-02 - Rating: 5)

    I went through a refinance of my rental property with Josh Cruz and he went above and beyond in making the process as smooth and transparent as I couldā€™ve hoped for.He was on top of the ball during every step of the way, from sending updates during both work and off-work hours, to taking time out for phone calls to explain details of documents.I would absolutely recommend Josh and Austin Capital Mortgage to anyone looking for a mortgage lender.

  • Review 124 (2019-01-30 - Rating: 5)

    My husband and I worked with Adrienne to refinance our house and purchase 2 investment properties within 3 months! As you can imagine, there was a lot of paperwork involved, but Adrienne made the process as smooth as possible for us. We hadnt planned on the 2nd investment property, but an opportunity came up and every curveball we threw at Adrienne - such as setting up closing with an out of state power of attorney while we were out of the country! - was handled in a professional manner. I highly recommend their services because they are willing to work with you and will do whatever is in their power to get the best rates and close on time.

  • Review 125 (2018-05-23 - Rating: 5)

    The team at Austin Capital Mortgage makes the process of obtaining a home loan seamless and very organized. Their customer service is top notch. We are so appreciative of their guidance and help through our home buying process. I highly recommend Austin Capital Mortgage.

  • Review 126 (2019-04-24 - Rating: 5)

    Rachel Brown was my person at Austin Capital Mortgage. She made everything easy. Rachel always returned my calls in a timely fashion and she responsive and informative when I had questions. I had a good experience with Austin Capital Mortgage.

  • Review 127 (2018-07-26 - Rating: 5)

    We had the pleasure of working with Rachel Brown to get us a mortgage to our new home based on our relatively new (2- year old) business income.We couldnt be happier with the professionalism, best efforts and responsiveness to our every question and concern.Mrs. Brown went above and beyond our expectations putting together an attractive offer in quite a limited timeframe.We will be forever grateful.Keep up the good work!

  • Review 128 (2022-10-12 - Rating: 5)

    Austin Capital Mortgage is my go-to for all home financing needs. Adrienne is a gem to work with and ensures a seamless process. Highly recommend.

  • Review 129 (2018-05-14 - Rating: 5)

    My husband and I used Austin Capital Mortgage to refinance our home. The ACM team was absolutely exceptional! They have a seamless system in place that helps to ensure that you (and your spouse or family) receive the best customer service while pursuing and enduring the loan process. Their timely communication and knowledgable expertise give you a feeling of comfort and confidence. I would highly recommend reaching out and/or utilizing ACMs services when making such an important decision.

  • Review 130 (2023-05-31 - Rating: 5)

    Just purchased my first home and Nicholas Josey was super helpful. Super responsive and informative. Proactive communicator and helped put my mind at ease. Overall great experience working with him.

  • Review 131 (2019-12-11 - Rating: 5)

    We went to Joshua Cruz from a friendā€™s referral, and had a great experience. My husband and I, combined have purchased 11 homes over the course of 20 years, and comparing notes have never had a better experience than this one. Joshua kept us up to date, got us a better rate than expected, and a seamless closing. BEST HOME FINANCING EXPERIENCE EVER!

  • Review 132 (2018-07-03 - Rating: 5)

    Working with ACM is a pleasure, in an otherwise stressful home buying process. Charlie and Leslie were able to turn a closing around in three weeks, and anticipated my questions, even before I knew I had them. Their staff and team worked closely with my realtor and title company, responded almost immediately to every phone call and email I sent, and explained the process from beginning to end. Closing went without a hitch, and they were even able to secure a reduction in my interest rate rate post-lock when rates dipped slightly one day early in the process. Ive worked with ACM twice, and each time, the process couldnt have gone better. Highly recommend Austin Capital Mortgage, Charlie, Leslie and their entire team.

  • Review 133 (2019-05-21 - Rating: 5)

    Joshua Cruz , was excellentIam , Janet Williams from Austin, TX| Joshua Cruz worked with me on refinancing my home. Capital Mortgage is the best ever. I would give them a five star and a gold medal.Joshua. was my guardian angel, he made the impossible , very possible for me to get refinance. He stood by my side all the way through the process of the loan. Joshua was a very good listener very kind and understanding. He was on point about answering his phone calls, or if he was busy he always replyed back with a text. Stating when was a good time to talk. Joshua gave his all and went beyond and above. It was a blessing to have had him as my lender. My hopes and dreams came true. Thanks to Joshua and Austin Capital Mortgage, they were simple, got the loan done quickly and communication was excellent. there words were truthful. Capital Mortgage is the best. Thank you Joshua Cruz

  • Review 134 (2019-08-23 - Rating: 5)

    Capital mortgage is great! Ive used them several times for refinancing. Ive done standard ones and cash out. Ive done for principal residence and investment property. They communicate well and have great rates and are pretty quick. Id definitely recommend.

  • Review 135 (2018-06-05 - Rating: 5)

    I cant say enough great things about RACHEL BROWN and ACM. Rachel shopped around and got me a great rate. Although she lives in Austin and I am in Houston, she was very responsive via email and text-usually within minutes. She gave me frequent updates on the process and answered all my questions in a way I understood. She also made the drive to Houston to sit with me during closing which I really appreciated and thought was above and beyond! Do your self a favor- call Rachel.

  • Review 136 (2021-04-01 - Rating: 5)

    Charlie Cooper came in and saved the day! Our previous lender was limited in who they could us for an appraiser and we decided to shift gears at the last minute given their significant delays. Charlie answered our call promptly and he and his team were able to go in and help us get the appraisal and close in just under 2 weeks from my original call! Thank you Charlie and the Austin Capital Mortgage Team for helping us get our dream home!

  • Review 137 (2018-08-02 - Rating: 5)

    Ive worked with Austin Capital Mortgage over the years on several refi and home purchases and each time they are easy to work with, professional and have the best rates. Its been a joy working with them, highly recommend them to anyone with mortgage needs.

  • Review 138 (2019-08-26 - Rating: 5)

    Josh was with us every step of the way and guided us through any challenges that came up in our process. He and his team were definitely miracle workers and made what we believed impossible to become a reality. Our family will forever be grateful for Austin Capital Mortgage, we now of a home of our own. Thank you Josh and Connie!

  • Review 139 (2018-01-03 - Rating: 5)

    Adrienne helped me get preapproved in minutes, way faster and more friendly than others companies I had talked to. As a first time homebuyer it was great to be able to email or call her with any questions. She helped make the whole process very smooth and kept me informed every step of the way.

  • Review 140 (2018-03-23 - Rating: 5)

    I worked with Mark from Austin Capital Mortgage and had an extremely good experience. Mark kept me informed and communicated to me through the entire process from pre-qualification letter to closing. I would highly recommend Austin Capital Mortgage to anyone who needs a no nonsense and professional experience.

  • Review 141 (2023-10-30 - Rating: 5)

    Just closed on our first home all thanks to Austin Capital. They made the process so seamless from start to finish. Great communication and customer service. Id recommend them to anyone!

  • Review 142 (2020-02-27 - Rating: 5)

    Rachel is the BEST!!! She always went above and beyond to help me with my loan and my financing options. Each time I looked at a home she provided me with an estimate of my monthly payment-usually within a few hours of looking at a property! The whole process went smoothly and she was always available to answer my questions. Thank you Rachel!

  • Review 143 (2022-07-18 - Rating: 5)

    We had a very difficult situation where there were more twists during the process than the Mississippi river - before Babe and Paul Bunyan straightened it out. There were issues on all sides - qualification, builder delays, non-standard builder financing, etc... But Tom Oltmann just rode through it and helped us every step of the way. Even when another funding group (builders primary) backed out and said they could not do it, Tom succeeded. I have used Charlie Cooper and now Tom for the last 3 houses, and some were very ugly, but the team handled it all.

  • Review 144 (2022-04-11 - Rating: 5)

    Wow, wow and more wow! We closed on our property in record time, 1 week before we needed to! Charlie and Austin Capital have a can-do approach to everything. Not once did we hear any bad news or no or we cant. Such a breath of fresh air! Everyone should use Charlie and Austin Capital for your mortgage needs. Brava team!

  • Review 145 (2018-04-26 - Rating: 5)

    I am so happy that Rachel found me. She helped me buy a home that complements my family and future.Rachel was very patient helping me collect all of my statements and documents; she went way above and beyond the call of duty helping me evenings and some weekends. Rachel matched my needs with the perfect lenders and underwriters. I am really excited about my new home and that I am able to be near my family.

  • Review 146 (2022-02-23 - Rating: 5)

    Adrienne was the loan officer that we worked with while refinancing our home. We had countless barriers due to a loan with the SBA. Adrienne and her office worked tirelessly to help us remove these barriers in order to fund our refinance. Adrienne and her office are INCREDIBLE to work with and I know we will continue to use them in the future!

  • Review 147 (2018-04-20 - Rating: 5)

    My husband and I had the blessing of working with Charlie and Leslie Kuhn on our first home purchase and I am extremely grateful for their services. They made buying a home look so easy! Everything from start to finish was very user friendly and we appreciated that so much. A big thank you to you guys!!

  • Review 148 (2021-02-24 - Rating: 5)

    Worked with Austin Capital Mortgage on our first purchase and refinance and their team was a joy to work with. They made everything very easy and stress free for us. First-class organization and people!

  • Review 149 (2019-08-26 - Rating: 5)

    Rachel made the process of buying my first home feel effortless. Always professional, attentive, respectful, and friendly. She was genuine in her desire to provide the best client experience and to work in my best interest!Highest recommendation.

  • Review 150 (2019-06-25 - Rating: 5)

    Rachel made it very easy for me and my wife to go through the process, we concentrated on enjoying our house search and finding the perfect house for us. we definitely recommend her and her team. They are amazing.

  • Review 151 (2022-04-18 - Rating: 5)

    We worked with Rachel Brown to purchase our first home and we couldnt have picked a better person to help us through this process! Not only did she make it easy, we were always kept well informed and she went above and beyond to support us in making our purchase.

  • Review 152 (2018-04-28 - Rating: 5)

    I was quite pleased with the way all of the Austin Capital Mortgage employees treated me making sure I know exactly what to do. How to go about doing it .Im not as fast as I used to be at my age but they make sure that was up to date. When I need to call they know who I was, made fill like a part the group.

  • Review 153 (2018-02-19 - Rating: 5)

    Mortgage Lending Pros!I have worked with Charlie and Leslie on 2 occasions now, and coming from a finance background myself would highly recommend them as lenders. They are both very efficient and excellent at communication and explaining the details down to the smallest details. Very personable and professional. They make sure to work with you and make the lending process a breeze.

  • Review 154 (2022-08-31 - Rating: 5)

    Tom was helpful and amazing support through the purchase of our home and continues to be supportive well after our transaction. I would 100% work with Tom and Austin Capitol Mortgage again in the future!!

  • Review 155 (2020-07-13 - Rating: 5)

    Josh Cruz was extremely helpful and patient with us during the buying process of our new home. He stayed in contact with us and answered all of our questions in an honest way. I would highly recommend Josh Cruz!! He is awesome!!

  • Review 156 (2022-09-02 - Rating: 5)

    We have worked with Austin Capital three times and our Sons at least three times and the experience is always great. The whole work force is fantastic, financing and refinancing with us in mind.

  • Review 157 (2019-07-31 - Rating: 5)

    Working with Austin Capital Mortgage was great. Josh was very helpful throughout the process and answered all of my questions quickly and thoroughly. Highly recommend.

  • Review 158 (2022-12-06 - Rating: 5)

    Tommie was amazing! Highly recommend working with Tommie at Austin capital. Both my agent and title agency said that Tommie and Austin capital was the best lender they have worked with! Thanks so much.

  • Review 159 (2018-03-16 - Rating: 5)

    I have used Austin Capital Mortgage several times and always have had great service and results. I shop their rates each time, and they are always competitive or lower. Their fees are always less than other lenders, super service and always close on time.

  • Review 160 (2022-09-02 - Rating: 5)

    ACM was able to close on a new purchase and an existing property cash out refi within 1 month. It was a tall order during a busy real estate market. All staff provided excellent support and advise throughout the process. Highly recommend them for your real estate transaction needs!

  • Review 161 (2017-05-19 - Rating: 5)

    Upon the sudden death of my husband, I needed to refinance our home in my name. While I am not unteachable, I was not up to date on how to best handle the process.Paul Mitchell took the project and quickly brought me up to speed, patiently sharing new rules and regs, and not only getting me a much better interest rate on a new conventional 20 year mortgage, but offering several options that have allowed me to pay off our childrens student loans, etc. while still keeping my new mortgage payment below our old one and only adding a couple of years to the payout. My husband used to laugh when i would worry about things and tell me that it will be seamless, and this was! Paul was quick to respond to every question and to assure me that it was going smoothly. I would recommend Paul Mitchell to anyone - and he can help you with your mortgage wherever you are in Texas. And in my case, he is saving me more than $700 a month! If I throw in an extra $500 dollars a month, I can pay this off in 13 years! Thank you Austin Capital Mortgage - and thanks to Paul Mitchell.

  • Review 162 (2019-03-27 - Rating: 5)

    I was (emphasis on WAS) a very discouraged single-mom trying to become a first-time Home Owner, when my file landed on the desk of Rachel Brown. She was my third Loan Officer and the answer to my prayers. Not only did she help us get a great mortgage but she did it with a professional integrity that none of the other lenders possessed. She answered ALL my questions, walked me thru mortgage lingo I didnā€™t understand and drove from Austin to San Antonio to be at my closing for support! I canā€™t thank Rachel Brown and Austin Capital Mortgage enough šŸ˜

  • Review 163 (2019-05-08 - Rating: 5)

    I have been working with Josh and Connie, by far the people to work with. They handled everything great and very fast. I would highly recommend them to anyone looking to buy a house or refinance their home. Thanks again guys great work on getting me into my new house.

  • Review 164 (2019-06-28 - Rating: 5)

    We all know buying a home is stressful. Couple that with moving a parent from half way across the country, said parent having major medical issues and having to fly back and forth to get everything organized and you have complete chaos. You know what wasnt chaos at any point? Working with Rachel! She was incredibly sweet and wonderful from the start of everything to the last day. She was so understanding, caring, kind and just exactly what our family needed during the craziness that has become our life. I will FOREVER use Rachel for any home loans and will be a life long customer and friend. I could not have asked for a better experience or person to work with.

  • Review 165 (2019-06-05 - Rating: 5)

    Charlie , Jessi and the rest of the team are personable, fast, thorough and patient. I could not be happier with the service I received. This is my second time working with Austin Capital mortgage and I wouldnā€™t even consider going anywhere else.

  • Review 166 (2021-01-11 - Rating: 5)

    Josh Cruz made what I didnt think could be possible, POSSIBLE! We were able to seal the deal on the house in the middle of all this craziness. With a limited budget he worked with me and understood what my priorities were. He is fantastic and I wish more people worked as diligently as he does!

  • Review 167 (2020-05-31 - Rating: 5)

    Paul was recommended to my wife and I. Him and his team including but not limited to Juliann were amazing. They Locked us in at a historic rate and worked with us smoothly and with great customer service through out the entire process.

  • Review 168 (2022-05-01 - Rating: 5)

    I highly recommend Rachel Brown at Austin Capital Mortgage. Rachel is excellent and went above and beyond to address all of our concerns during the purchase of our new home.

  • Review 169 (2018-08-06 - Rating: 5)

    This is the third time using Austin Capital and as always, they came through like champs.This time we had a tight closing window and they were amazing at pulling everything together and working with us to get all the details worked out, the paperwork processed and helped us to close on time!!! Thanks for the great work and extra effort.

  • Review 170 (2017-09-28 - Rating: 5)

    Truly a great experience! Charlie and Leslie were professional, timely, accurate, helpful, accommodating and found me the mortgage that suits my personal needs best. If you are looking for a mortgage this is the only place you need to go.

  • Review 171 (2022-09-02 - Rating: 5)

    This was the easiest loan and house buying process I have done. It was great to be able to e-sign most of my documents. The staff were extremely helpful and answered all my questions. It was the quickest I have purchased a house. It was a great experience.

  • Review 172 (2019-02-22 - Rating: 5)

    Smoothest part of the entire home buying transaction. The team worked hard to ensure my file closed on time to complete my first home purchase! I would recommend Austin Capital Mortgage to anyone!

  • Review 173 (2017-11-18 - Rating: 5)

    Everyone at Austin Capital Mortgage was friendly and helpful. Leslie Kuhn, in particular, went out of her way to explain, guide and help us navigate the many documents our home purchase required. She is a star!

  • Review 174 (2021-09-27 - Rating: 5)

    Charlie and Adrienne have been amazing to work with. I have used them on multiple home purchase over the years and will again in the future. Honest and they work to get a great deal.

  • Review 175 (2019-04-25 - Rating: 5)

    Rachel was fabulous! We had many questions throughout the home buying process and Rachel was quick to answer each one. We highly recommend her to anyone looking for a new home.

  • Review 176 (2019-03-30 - Rating: 5)

    They gave me the best rate around. They helped me set up a number of financing scenarios depending on the timing of the sale of my current home. They were incredibly helpful and responsive. Id definitely work with them again in a heartbeat!

  • Review 177 (2023-07-25 - Rating: 5)

    Nicholas Josey did me a great job. Effortless process. I will definitely reach back out to him again for any mortgage needs.

  • Review 178 (2022-04-04 - Rating: 5)

    We worked with Adrienne and Charlie to secure a loan for our first home and they couldnt have been more helpful. They patiently answered all our questions and were extremely professional through the entire process.

  • Review 179 (2022-11-11 - Rating: 5)

    Nicholas Josey was EXCELLENT to work with! Always available to answer questions and made this process extremely efficient. We would highly recommend using him and canā€™t thank him enough for making this a great experience!!!

  • Review 180 (2019-06-07 - Rating: 5)

    Working out of state on a mortgage can be stressful. Austin Capital Mortgage was amazing. From start to finish, the process was smoothest I have ever experienced. Thanks!

  • Review 181 (2023-05-30 - Rating: 5)

    Austin Capital Mortgage made our home buying process so seamless and answered all of our questions without missing a beat! Couldnt recommend them more, and I dont say that lightly.

  • Review 182 (2019-05-09 - Rating: 5)

    This is a generous business and family!! In response to the gentleman who said ā€œthe wife parks in the handicap parking spot at River Place Elementaryā€ she is parking in a VIP PTA spot that the PTA had offered her due to her volunteerism. Thank you to Austin Capital Mortgage for your generosity, kindness, and support!!!

  • Review 183 (2019-10-17 - Rating: 5)

    Andrew and Charlie Cooper make a great team. Andrew Thurston diligently shops for the best rates. He goes above and beyond in every way. Even Id you have someone in mind give Andrew a call 95% of the time he can beat anyone else in the market. VA or Conventional.

  • Review 184 (2022-03-22 - Rating: 5)

    We worked with ACM a couple of times this year and they were fantastic. Tom and Charlie were super nice and they made the process easy for us. Five-star service!

  • Review 185 (2018-06-06 - Rating: 5)

    Rachel Brown was fabulous to work with. She represented the buyer and I was the agent, she was thorough, responsive and made the process seamless for my client. I would highly recommend her.

  • Review 186 (2020-01-21 - Rating: 5)

    Josh Cruz did an excellent job of securing our loan and walking us through the process. He answered our questions and helped make our transition to Austin a smooth one.

  • Review 187 (2023-04-06 - Rating: 5)

    I got great experience, itā€™s a privilege to work with Paul and his team. Weā€™ve closed the house without any headaches. Thank you for providing such a excellent service.

  • Review 188 (2019-11-02 - Rating: 5)

    Best loan mortgage company to work with. They make the process of financing and refinancing so smooth and quick, and always thinking about the clients goals. Thanks Charlie and Josh!

  • Review 189 (2023-04-24 - Rating: 5)

    Let me tell you these guys rock! Especially Nicholas Josey! 15 days from start to finish we had the money to buy a investment property. Give them a call you will be glad you did!

  • Review 190 (2019-10-02 - Rating: 5)

    Working with Charlie and Adrienne over there. Very professional and thorough! I got my house and they made sure i got a great rate with the VA loan. I would use them again for sure!

  • Review 191 (2020-06-12 - Rating: 5)

    Joshua was the absolute best. He made my buying experience so much less stressful. Im a first time buyer so I had a trillion questions and he was so patient and calm with me. Thanks again

  • Review 192 (2019-05-30 - Rating: 5)

    Thank you so much for the seamless transaction experience! Tom was fantastic through every step of the process. We will be using Austin Capital for all of our lending needs in the future.

  • Review 193 (2018-07-02 - Rating: 5)

    Paul made the entire process very smooth. He walked us through the procedures of buying a home step-by-step, and made himself available for any question at any time. Highly recommended!!

  • Review 194 (2022-09-02 - Rating: 5)

    Charlie and his team are fantastic! They are responsive, attentive and I always feel like they have my best interests at heart! I will be working with Charlie again!

  • Review 195 (2023-04-29 - Rating: 5)

    Nicholas Josey was incredibly helpful and made the process as smooth as possible. Would highly recommend and will definitely use him and his team in the future.

  • Review 196 (2019-10-29 - Rating: 5)

    We had a great home buying experience with the help of Paul and Angie. Everything went smoothly and they were with us every step of the way, available to answer my endless questions :)

  • Review 197 (2023-12-11 - Rating: 5)

    Adrienne and her team were spot on with updates, understanding, and helpful guidance along the way! 10/10

  • Review 198 (2020-09-22 - Rating: 5)

    Andrew Thurston of Austin Capital Mortgage was awesome and answered lots of questions I had about the mortgage process that have been stumping me that my current mortgage company couldnt answer. Great customer service!

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