Zap Credit Consultants

Photo of Zap Credit Consultants

Located in Houston, Texas

Address: 3040 Ruben M Torres Blvd Ste E, Brownsville, TX 78526, United States

Phone: +1 956-649-8880

Rating: 4.8

Services

  • Online appointments
  • On-site services
  • Wheelchair-accessible car park
  • Wheelchair-accessible entrance
  • Wheelchair-accessible seating
  • Wheelchair-accessible toilet
  • Toilets
  • Appointment required

Categories

  • Credit counseling service

Photos

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Comments

  • Review 1 (2024-12-16 - Rating: 5)

    I called Zap Credit because my credit score dropped by 100 points. I explained my situation to them. We sent out some emails, letters and an affidavit it was all cleaned up within two weeks. My credit is now restored back to the 730 range.I would recommend that credit to anyone who is looking to prove their credit and bring up their score.Mark Whalen Sr.

  • Review 2 (2024-06-05 - Rating: 5)

    I am thrilled to share my experience with Zap Credit Consultants, particularly with Christina, who provided exceptional service. From the moment we started working with her, she treated us like family and went above and beyond to take care of our needs.When we began this journey, both my wife and I had credit scores in the 500s. Christinas professionalism and dedication were evident as she meticulously worked on our credit reports. Thanks to her efforts, she successfully removed numerous negative items, and our credit scores improved significantly, reaching 650. This remarkable improvement enabled us to achieve our dream of buying a house!We are deeply grateful to Christina and her team at Zap Credit Consultants. Without their help, we wouldnt be homeowners today. If youre looking for a credit consultant who genuinely cares and delivers results, look no further than Christina at Zap Credit Consultants. Thank you, Christina, for making our dream a reality!

  • Review 3 (2024-09-25 - Rating: 5)

    In 5 months I’m finally ready to by my home !!!! My score is there ! I highly recommend this place if you’re a serious buyer or looking to correct past mistakes!!! I was divorced and widowed all in a 5 year span so my credit hit very hard CHRISTINA helped me so so much and was always there to help me she worked tirelessly on my case file and I’m super grateful for her and her team !!!!Thank you zap !!

  • Review 4 (2025-02-17 - Rating: 5)

    Very helpful person when they take your appointment they make sure time is devoted to helping you she looks very throughly through your credit and gives you the best advise

  • Review 5 (2024-04-15 - Rating: 5)

    This has been the best credit repair experience. Christina was very helpful and made sure that I understood every step of the journey. Weekly phone calls to answer questions and give updates. My credit report has made a complete 360 i Will definitely recommend if you are on a credit repair journey!

  • Review 6 (2025-01-06 - Rating: 5)

    I talked to one of the agents named Christina. Was really helpful and kind. I highly recommend her for any problem with credit u might face

  • Review 7 (2024-02-29 - Rating: 5)

    Having poor credit as an adult is no joke… Your credit IS your livelihood. I was referred to Zap Credit by a friend and honestly had my doubts BUT I couldn’t be MORE HAPPY with the experience. Christina was so communicative which both my partner and I really appreciated more than anything because we weren’t left to wonder what was going on throughout the experience. Zap Credit/Christina has been more than helpful and I would HIGHLY RECOMMEND the company to anyone needing help with their credit! Thank you again so much Christina and Zap Credit!

  • Review 8 (2024-02-09 - Rating: 5)

    I was referred to Zap Credit Repair and it was thee best most honest company I’ve come across before. After speaking to Christine about my credit she explained everything clearly and straight forward. Never been happier. I send all my friends and family to her over @ Zap credit Consultants.

  • Review 9 (2025-01-24 - Rating: 5)

    Stopped by for my scheduled appointment, and the office was closed... why schedule someone when youre going to be out of the office?Edit: One of the lead people at the office reached out to me promptly regarding my issue, and were setting up a new meeting date; I cant wait to see how things go. Very attentive, kudos to them!

  • Review 10 (2022-02-16 - Rating: 5)

    I am super impressed that in a couple of months my credit score changed! I didnt have good credit when I started with Zap Credit. Cristina is very attentive and explains everything to you in detail. From the simplest question you have to the most complicate ones. I definitely recommend Zap Credit 100%. They will definitely not disappoint you! Cristina cares about her clients. She goes above and beyond to give you the best outcome. She help me to change my 20% interest to 2%. This is a great improvement.

  • Review 11 (2024-03-26 - Rating: 5)

    I highly recommend ZAPCREDIT BROWNSVILLE for their ability to deliver quick and effective results. If you give them a call, you can trust that they will definitely help you achieve your credit goals. I love their strong communication skills and their dedication in keeping in touch. Don’t doubt giving them a call!

  • Review 12 (2021-10-11 - Rating: 5)

    I cannot say enough about Cristina and her team at Zap! Her and her team helped me get my credit right where I needed it and gave me a ton of knowledge about credit and how the system works along the way. Cristina made me feel valued and like a part of the family, requesting updates on the home buying process and even helping me forecast future steps in the process. She has a lot of experience and knowledge and does not hesitate to share that with her clients. I am closing on my first home in a couple of days and it’s all because of Cristina and her team at Zap Credit Solutions!

  • Review 13 (2021-10-11 - Rating: 5)

    I am so grateful to have been referred to Zap credit. I started my credit journey at a low 500 and I’m now in the high 600’s in just a few months. I appreciate the quick responses and professionalism that they have provided. I never thought I’d be able to accomplish this and I wouldn’t have without these amazing ladies. They answered every call and always responded in such a timely manner. I was able to purchase a new vehicle and soon a home! So grateful and appreciative for everything they have done to help me in my credit journey.

  • Review 14 (2022-07-15 - Rating: 5)

    I came to Zap Credit Solutions because I saw in Facebook how many people they were helping. I was very skeptical because I had paid for credit repair before and all they did was take my money and I didn’t see result. With Zap Credit I have been with for less than two months and I have seen a huge positive impact in my credit scores. This is not the end of the road for me yet. I still have a few more months to go with them but I’m excited for the outcome. Thank you Zap Credit!

  • Review 15 (2019-08-28 - Rating: 5)

    Christina is the best at what she does with Zap Credit. Very professional,very efficient. Dedicated to help you with any and all credit problems you may have. She has done so much for me and my wife. Im just amazed as what she was able to accomplish for us. I would more then recommend Zap Credit. AMAZING service, always responds to any and all questions we had. Christina thank you so much for what you have been able to do for me and my wife. Zap Credit give them a call you wont be disappointed.

  • Review 16 (2021-10-14 - Rating: 5)

    My goodness, I don’t even know where to begin. Christina and her team are AMAZING! The customer becomes their priority from day one. Christinas work is off the charts, and honestly, she is hands down the best in the credit repair market. She removed negative items from my credit history that others could not. She is absolutely AMAZING! My credit score has not looked this great in ages. LOL. If you or a loved one is struggling with your credit because of your bad credit history, please call one of Christina’s offices today. As I said, she is AMAZING and will produce the results you or your loved one are looking for. Finally, I HIGHLY recommend Zap Credit Solutions. Excellent service and excellent results! Christina IS the credit doctor!

  • Review 17 (2023-12-18 - Rating: 5)

    Christina was a huge help with one of our customers that needed to increase his scores. She was able to get him where he needed to be. We are very grateful for her service!

  • Review 18 (2018-08-01 - Rating: 5)

    Hello, to all. This is one review I happy to write. Zap Credit Solution has helped me in many ways with my credit. I live in North Carolina. So, I never physically went into one of their offices. However, I saw the Zap advertisement on a SUV and googled the company and read the reviews. I called them while in Texas for a consultation. From there, I haven’t looked back. I was able to handle all my business with them by phone and fax. Zap has demonstrated contributing positive results on my credit report every month. I can say so many good things about Zap but the most significant result was my bankruptcy being removed for all 3 credit bureaus. The representative Christina will tell you, I cared about what was on my reports. But, the removal of the bankruptcy from all 3 credit bureaus meant everything to me.Whenever, I had a question Christina was always there to help. I feel Zap provides individualized attention to their customers. Prior to working with Zap, I worked with a company that I felt like I was always talking to someone different. Christina always made me feel like she understood me and was there for me. And, my questions were answered. As a professional, she went above and beyond to help me. Anyone can sell you a dream with a review - and I can’t tell anyone how to spend their money. However- if you are looking for a company that is going to help you repair your credit and educate you about credit along the way, Zap is a great place to spend your money. And, you will be on your way to new doors opening. As the saying goes, you get what you pay for so, you will have to listen to the Zap representative that will be handling your case.If you are wondering what my scores are currently, I now have A credit. If Zap wants to share with you my results, I would obilge. Thanks, a million Zap for helping me get back into doors that were closed to me due to my credit falling. And, a special thanks to Christina-she was the best.Thank You,Darnell

  • Review 19 (2018-06-20 - Rating: 5)

    Great service, extraordinary customer service. We were help by Christina and Anna they would always answer our questions and help us in any way possible. I recommend them 110%. I never though it would be possible to improve my credit so fast but they proved me wrong. I went from a 540 to 715 in less than 2 months. If they helped me out imagine what they could do to you. Do not dout it and go with Zap Credit to help you fix your credit 😁. Much love Christina youre awesome❤❤❤❤

  • Review 20 (2018-09-07 - Rating: 5)

    Going to zap credit solution to help me with my credit has been one of my greatest decisions ever. Let me start of by saying Cristina and Ana are the Best of the Best. They make you feel welcomed and are very easy to talk to. They are there thoughout the whole process to guide you. I’m so thankful with Cristina because she has helped me improve so much with my credit. Cristina has been there for me 24/7. Whenever I received a letter, I would send her a pic and would get a respond back right away explaining to me what it was. She is simply AWESOME 💗. I highly recommend zap credit solution to everyone, but most importantly trusting Cristina to help you improve your credit.

  • Review 21 (2021-09-29 - Rating: 5)

    Highly recommend Zap Credit! My credit score went up more than 100 points in about a month. I was able to get a brand new GMC 1500 Denali with a great interest rate! My Experian score is in the mid 700s!! Christina and Ana are a great team!!

  • Review 22 (2019-10-30 - Rating: 5)

    Zap provides services tailored to the needs of the customer. Excellent service. Christina is a wealth of knowledge on this credit repair world. Christina is very profesional, she knows the ins and outs of credit. If you do exactly what’s she tells you to do with your credit, you will get amazing results In no time.

  • Review 23 (2018-07-06 - Rating: 5)

    I was skeptical at first but began to see results in about 2 months. I went from being in the low 500s to the top 600s in just six months. Around 5 negative accounts were deleted from my report. With my new credit score, I was able to purchase a new car and shortly after purchased my first home. Christina is extremely helpful and does more than what she has to (in my opinion). Any question or issue I had, she responded promptly. If you are looking to fix your credit, dont hesitate to start here.

  • Review 24 (2021-11-18 - Rating: 5)

    Great people to work with very professional and courteous. Good job on working on my credit repair.They will work with you in many ways until you are satisfied with your results. To Christina and Ana awesome work, good team work God bless you always and keep up the good work. 😎🙏🙏👍👍

  • Review 25 (2018-10-11 - Rating: 5)

    ZAP Credit Solutions have exceeded far and beyond my expectations, with amazing character and customer service. For a while, I was not able to check my updates and I received a caring call that led to me to find out a lot of work was taken care of. I have had a great experience so far and it has only been a month and a half.

  • Review 26 (2018-11-20 - Rating: 5)

    Back in March my Credit score was under 550; I was definitely in need of help. Christina and Ana her awesome staff really helped me out. I’m glad and proud to say that in about 7 months my score has increased to 750+. I owe it to the strategic work of Zap Credit. THANK YOU!

  • Review 27 (2022-09-23 - Rating: 5)

    We had a great experience with Zap Credit. They are very professional & are always responsive even on the weekends. They helped us raise our credit score to buy a home. Definitely recommend them, they treat you like family!

  • Review 28 (2019-05-19 - Rating: 5)

    Christina helped me with looking at my credit, and finding the best solution for my score specifically. She was so patient with any questions I had and took her time to help me out. I definitely recommend Zapp Credit Solutions to anyone looking to fix their credit!

  • Review 29 (2023-07-08 - Rating: 5)

    Growing up I did not know the importance of credit. But whith her help and guidance I am now in a great place with My credit. Ask for Jordan she makes things happen with fast results

  • Review 30 (2018-12-14 - Rating: 5)

    Zap Credit solutions has done an awesome job repairing my credit, my credit score has sky rocketed. Big thanks to Christina and her staff for helping turn my credit around and making life alot easier for my family and I. I definitely recommend Zap credit b to everyone.

  • Review 31 (2022-11-22 - Rating: 5)

    I wholeheartedly recommend Christina and staff at ZAP! Hiring ZAP is your investment in a better life. They know what to do and have a plan for everyone. In less than a year my credit is alive again thanks to ZAP.

  • Review 32 (2022-03-25 - Rating: 5)

    Cristina and Ana have been so helpful and so kind to us in building our credit from 200 to 800 pointsAnd we’re so excited grateful to them and their team for everything they have done for us. Trust and believe in Zap credit . They will get you where you need to be . With zap credit your dreams can come true !!!

  • Review 33 (2020-05-11 - Rating: 5)

    Christina was so easy to work with and was very attentive and supportive. She was very knowledgeable and had great advice on how to improve credit scores. I saw a difference after a month. She was very helpful.

  • Review 34 (2023-01-31 - Rating: 5)

    I big Thank You to Cristina and Ana. They assisted me back in 2020. Even after our agreement ended, they continue being great advisors. Go see them..Zap Credit Solutions in Brownsville, Texas.

  • Review 35 (2022-07-13 - Rating: 5)

    I was referred to Zap Credit Solutions by a coworker and I am so happy I went with them. My credit score has jumped up in such little time. Thank you for helping me!

  • Review 36 (2018-11-08 - Rating: 5)

    I highly recommend Zapp Credit Repair. I have done a credit repair in distant past and I NEVER saw any results. With Zapp credit my credit score has increased and on my major credit card I got an increase within 3 months service of Zapp credit. Im almost there and cant wait til I am able to try and use my new credit for purchase of a vehicle and new home furniture! Zapp Credit Repair take care of theirCustomers and are on top of it! Thank you Zapp Credit Repair!! 🤗😊

  • Review 37 (2021-03-08 - Rating: 5)

    I started my credit repair a few months ago and my credit score has increased from bad to good. I had several bad marks that were removed from my credit reports which caused the increase in my score. Would highly recommend to anyone with credit issues.

  • Review 38 (2021-02-04 - Rating: 5)

    A big thank you to Zap Credit Solutions for helping me get my credit started. I am more knowledgeable and know I will make the right credit decisions because of the help I got.

  • Review 39 (2023-02-14 - Rating: 5)

    If you guys need help fixing or building credit this is the right place.Ana and Christina have help me build and remove some inquiries from my credit report and they will also give you advice that will help you get House/Car etc..Thank you guys.

  • Review 40 (2019-05-16 - Rating: 5)

    I am very pleased with my results! Christina and Anna have the best customer service. I highly recommend Zap Credit Solutions Brownsville!

  • Review 41 (2018-05-04 - Rating: 5)

    I highly recommend Zap Credit solutions for anyone who is trying to get their credit back on track. The staff goes above and beyond to answer all questions. Most places close at 5:00pm, Zap ⚡️ staff answers all messages even after hours. They are never too busy to answer questions. I am a very happy customer.

  • Review 42 (2023-06-29 - Rating: 5)

    Cristina was great! Provided some great recommendations & tools to use while disputing and removing some negative creditors that would have overwhelmed me with Legalities. Thank you

  • Review 43 (2020-08-18 - Rating: 5)

    I started with not so good credit. The kind that gets you the car you qualify for , not the one of your choice , ya I know it sucks! But so does paying high interest. I decided to invest in my credit and its paid off. Slowly but surely, sounds cliche ,but its true. Thanks to Zap Credit

  • Review 44 (2018-05-03 - Rating: 5)

    Great Serive and most of all RESULTS came in after 30 days by my 3 months with them my negative information was removed. I was able to finance my new Cadillac XTS. Thank You Ana

  • Review 45 (2022-01-06 - Rating: 5)

    I started with zap credit in November , and I was able to accumulate More than 80 points with them , I really recommend their service , they will help a lot. they are very good at answering all your questions .This company is amazing 🤩 11/10 ⭐️⭐️⭐️⭐️⭐️

  • Review 46 (2018-05-09 - Rating: 5)

    !!!!!!!!READ THiS PLZ!!!!!!!Listen to me this place works!!! Things I wanted to see remove are gone. If u dnt believe me I can show you. Absolutely, positively, worth the fees. They work for it and earned itI am telling EVERYONE.People if u need results come and talk toThem. I had a choice of a lil less expensive credit repair Comapny , but I am over the top satisfiedI’m so glad I used ZAP. New truck here I comeVery grateful,David Garcia

  • Review 47 (2018-09-06 - Rating: 5)

    Thanks to Zap credit for helping us through the process of helping us purchase our FIRST home. A very BIG THANK YOU to Christina for guiding us through the process, and most importantly for being patient with us.

  • Review 48 (2021-04-21 - Rating: 5)

    I’ve used them 4 times because I have personally messed up 4 times and they always save me. They’ve taken care of my friend who is a local physician and I couldn’t be more grateful! We love you guys! Thank you for being awesome!

  • Review 49 (2022-11-21 - Rating: 5)

    If your looking for a team that is professional and direct in its approach, you have found it. In a 6 month time frame this team has solved more than I expected. They are highly adaptable and work around you.

  • Review 50 (2024-04-03 - Rating: 5)

    Christina was super helpful really looking forward to work with her!

  • Review 51 (2018-07-28 - Rating: 5)

    The service and staff is amazing. You see results right away. We even wanted to pay extra months so we could continue going into the office. Fully and completely recommend!

  • Review 52 (2019-02-09 - Rating: 5)

    I am very pleased with my results. Christina and Anna have the best customer service. I highly recommend Zapp Credit Solutions Brownsville

  • Review 53 (2021-04-02 - Rating: 5)

    Excellent credit repair company. They actually take their time to teach you about your credit. Fast and efficient✅✅✅

  • Review 54 (2021-09-28 - Rating: 5)

    I hard a hard time getting a house because I had low credit score … thanks to Zap credit my credit score went up and I was able to qualify a Morgage for a house

  • Review 55 (2022-07-14 - Rating: 5)

    100% recommend this place mrs ana was very helpful. I started seeing reaults within the first month

  • Review 56 (2022-11-14 - Rating: 5)

    Love how Ana is able to help me out and answer any questions I got! Super great place!

  • Review 57 (2019-07-11 - Rating: 5)

    They are very helpful and will do everything they can to get your credit taken care of.

  • Review 58 (2024-03-12 - Rating: 5)

    Great Service, Professional and nice! Highly recommended

  • Review 59 (2023-04-28 - Rating: 5)

    Christina J. Was very helpful and informative.. really liked the information relayed to me and was in an understanding lingo.. thanks 😊

  • Review 60 (2022-02-17 - Rating: 5)

    I highly recommend zap credit 👍 Thank you ANA and Cristina 😁

  • Review 61 (2025-03-05 - Rating: 5)

    Zap Credit was great!I I lost my husband, and needed help getting my credit fixed . A young lady named Christina helped me. She was so patient with me. Now I’m able to buy a car .And get my life back on track. Thank you so much again. You are a blessing. ❤️