Wayne the Credit Guy

Located in Houston, Texas

Address: 6401 Eldorado Pkwy STE 104, McKinney, TX 75070, United States

Phone: +1 469-424-3031

Rating: 4.9

Services

Wheelchair-accessible car park
Wheelchair-accessible entrance
Wheelchair-accessible toilet
Toilets
Appointments recommended

Photos

Latest AC Repair Services in Houston

Comments

Review 1 (2024-06-07 - Rating: 5)
Wayne is amazing! He did literally everything for me and helped me be able to get approved for a house! He’s super professional and would highly recommend him for anyone who wants to fix their credit!!!

Review 2 (2022-04-25 - Rating: 5)
I was informed about Waynes Credit services prior my wife and I were building our current home. We are so fortunate to have worked with Wayne on strengthening our credit. Wayne is very knowledgeable and professional and he knows a lot of the pitfalls to avoid when building your credit.I would definitely recommend his services to anyone who needs a consummate pro to help them achieve their credit goals.His services are Awesome!5 Star service and quality.

Review 3 (2020-03-13 - Rating: 5)
Glad I found Wayne to help me with repairing my credit. He was very honest, informative and straight to the point. He answered and text back right away whenever I have any questions or concerns. Made the process of repairing my credit smoother than I imagined. Showed me how the credit world work and how to maintain my credit to be on point! You just have to listen and follow his directions without question asked. Just gotta trust Wayne cause he know what he’s talking about.I would definitely refer my family and friends to him!!

Review 4 (2023-09-22 - Rating: 5)
I just got off the phone with Wayne and I am so thankful that I found him online today. The past several weeks I have been trying to figure out the best way to get out of a not-so-great credit situation after COVID. Ive been on the phone calling banks, talking with CPAs (mine and others that I know), my dad... even a credit counselor and kept getting conflicting advice. I saw that Wayne lived in my area and he was able to explain things to me in a way I could understand. We only chatted for about 20 minutes, but I have walked away from that call feeling so much better about my situation and have a game plan for the remaining things on my list. He even recommended where I should look to rebuild credit! If you need help improving your credit score, please give Wayne a call!

Review 5 (2023-04-23 - Rating: 5)
Just now getting around to leaving a review. I used Wayne back in 2020-2021 and he was excellent and an absolute professional. When I say he was an expert in regards to credit matters, I would compare him to an airplane mechanic with 40 years experience. He knows the industry better than the industry knows itself.

Review 6 (2018-12-19 - Rating: 5)
It has been about 7 months since we (my wife and I) found Wayne and we could not be happier. We were told about Wayne when we were looking to purchase a home. I first spoke over the phone with Wayne and came away very hopeful that he could help. He told us what we needed and i gathered all the information and met with him at his office. Wayne laid out the needed steps to follow and things that we needed to do to help improve our credit. In a little over 6 months Wayne has improved our credit by an average of over 50 points per credit Bureau. The thing that impressed me the most was how professional Wayne was and how we could follow our progress on the customer portal from the first day to today- seeing our progress, what has been removed and how many things are left to improve. You hear stories about these credit repair processes that become a nightmare-- well working with Wayne has been a dream come true!!! I highly recommend using Wayne to help get your credit life back!!

Review 7 (2019-03-28 - Rating: 5)
I had a medical bill that I had no idea about hit my credit right as I started closing on my home loan. Perfect credit score dropped 140 points. I started to freak out and was given Waynes information to help me get this removed if paid. Wayne was very responsive and helpful during this entire process. I am happy to say that he was able to get the medical collector to agree to delete the delinquent account from my credit report. We are weeks away from closing on our home and I am hoping that the collection agency will get this taken care of before then. Wayne did his job and it was money well spent. Thanks, Wayne!

Review 8 (2018-01-12 - Rating: 5)
I am a loan office and I have worked with Wayne exclusively for 5 years and have had great experiences with him helping my clients.So when it came time to buy a home of my own we reach out to him to assist with my husbands credit who had fraud and some bad accounts from his prior military life.Wayne was able to get my husbands score up about 70 points and get all the fraud removed.I recommend him to not only my clients but also my friends and family who want to get their credit up or just have a better understanding of their credit and how to keep it in good standing.He is honest and upfront throughout the process and we would not use anyone else to assist with our clients needs.

Review 9 (2017-02-23 - Rating: 5)
Wayne and his team are great! They were very helpful and will stay connected with you throughout the process. It worked so well, in fact, that my credit started to improve almost immediately. I was able to buy a house before the process was finished. I recommend Wayne to anyone I meet who has credit issues.

Review 10 (2017-12-21 - Rating: 5)
I found Wayne (The Credit Guy) when I was googling for help about reducing my percentage rates and payments, when I ran into a blog from Wayne. I emailed him, and to my surprise he emailed me back. Then I gave him a call and he advised me where and what companies to look for. Since then I found a company that is working with me, counseling my debt and I am a little skeptical about it. I emailed Wayne once again to ask him more questions. He said he would call me back in 2 days so that he can look over the documents and contract from this company I am working with (Debt Counseling) and he called me today. He told me it was legit and that he has a few questions for them, so he is calling on my behalf so that he can get clarification for me. Like I told Wayne, there are not enough people out there in this world that would take the time to do this for me and without ever asking for a penny. Wayne I appreciate everything. Thank you......

Review 11 (2013-07-30 - Rating: 5)
I learned more about how credit works talking to Wayne in five minutes than dealing with other “credit people” who were only interested in knowing when I wanted to “pay them”.I wish there were more experts like Wayne who actually care about helping their clients.With banks and underwriters making it harder everyday for us to close loans having a good credit guy to help us continue to grow is essential. Wayne has an inside knowledge of what the underwriters want to see and not see which makes our job so much easier.

Review 12 (2018-11-07 - Rating: 5)
Wayne and his team are great! A year ago, I found his add and signed up for his system. MY Credit Karma score was 580, after working with his team for almost a year today my score is 732. I had no Credit Cards Presently I have 6 Cards with available Credit 13,500.00 of unsecured credit. Thank you Wayne!

Review 13 (2015-11-04 - Rating: 5)
I received excellent service from Wayne and his staff. They helped me understand and explained everything. My husband and I have been trying to buy a house but my credit wasnt so great, so we decided to go to Wayne for help. I cant say thank you enough, we are now in the process of buying a house thanks to their help fixing my credit. I highly recommend anyone with credit issues to make an appointment today.

Review 14 (2019-10-21 - Rating: 5)
Wayne was very friendly and eager to educate and answer questions. It was obvious he cared about me and genuinely wanted to help. I was impressed with his knowledge of building business credit and would have no reservations referring him to friends/family.

Review 15 (2018-12-20 - Rating: 5)
This guy is the real deal. I wasted thousands on another credit repair company only for them to do little on fixing my credit. Wayne has raised my score nearly 80 points. Wayne is the best hands down. I highly recommend using him first!

Review 16 (2015-12-08 - Rating: 5)
Want your credit fixed call Wayne. I wasted money I did not have and months with another company that did nothing prior to my path crossing and meeting Wayne. He asked me what my goals were, he told me the plan of action he would take and gave me step by step instructions. And BOOM - Wayne is the real deal no lip-service! Not only did he fix my credit, we exceeded my goals; I started my new full time position the first of 2015 after being a stay at home mother of 6 for 24 years, finalized a year long divorce without going into debt, and closed on my new house. I love my income to debt ratio and shredding the credit card solicitations I get in the mail. Wayne did more than just fix my credit. So if you are serious about getting out of your current circumstances and want to improve your financial foundation, smile more and live life along with getting your credit fixed - Call Wayne - he will do his magic if you are ready to do your part too! You will thank yourself for making the right choice and be thanking Wayne too.

Review 17 (2018-04-02 - Rating: 5)
There is NOBODY else I would refer my friends & family to. Wayne is LEGITIMATE in an industry full of fakes & fly by night frauds. He is responsible for getting us into our home and repairing my credit from divorce and identity theft. He was able to do it in 3.5 months. If you are serious about the process and can follow his EVERY DIRECTION- he can do it for you too!!! Thank you, Wayne

Review 18 (2017-12-22 - Rating: 5)
I emailed Wayne from Michigan, and within 12 hours, got a response including his phone number. I gave him a call, and he answered all my questions and put my mind at ease. If I lived in Texas, I would definitely have him handle my credit situation! Hes straight up and honest, and tells you what you need to do! I would rate 5+ STARS if I could!

Review 19 (2014-01-08 - Rating: 5)
Contacted Wayne last February (2013) to help fix my credit. I was referred to by 2 close friends who advised me the process was very simple. I did everything Wayne advised me to do and 1 year later (Jan 2014), using the same credit score website, my credit score went up 39 points, (Transunion), 134 points (Experian), and 61 points (Equifax).I would tell anyone looking to try to rebuild their credit to use Wayne and his expertise!! He is very knowledgeable and extremely professional and courteous

Review 20 (2014-03-12 - Rating: 5)
Wayne and his team did a great job! They were able to remove incorrect and negative items from my report, which allowed me to purchase my first home. They were available to answer all my questions and they provided a detailed plan for me to reach my goals. Highly recommend. Worth every penny.

Review 21 (2022-05-11 - Rating: 5)
If your looking for a trustworthy credit repair company, wayne is the way to go! summer 2021 i began house shopping and was connected with wayne. he was very patent and knowledgable as well as professional. i own a solar company and i send all of my clients to wayne to get their score up to par to be qualified for our solar programs. highly recommend!

Review 22 (2018-05-30 - Rating: 5)
Wayne is one of the most helpful people I have spoken to regarding credit issues/needs. I sent an email over the holiday weekend and he took the time to call me back to leave a message for me to try to contact him again. I called the following business day, after hours and he answered immediately...he was extremely helpful with answers and FREE advice regarding my credit. It is apparent that he is VERY knowledgeable and just simply wants to help people. This is service like we had in the old days--people helping people! If you need a guy... WAYNE IS YOUR GUY! Id give 10 starts if I could. Awesome dude. :)

Review 23 (2021-01-04 - Rating: 5)
Wayne is a miracle worker! Immediately started working on my issue, and I saw instant improvement. His suggestions were spot on. One of the best investments I’ve ever made, put us in our dream home!

Review 24 (2019-01-31 - Rating: 5)
Wayne and Ashley have been such a joy to work with. They made the process simple, kept my mind at ease and most importantly helped me understand EVERYTHING. Their hard work and effort truly changed my life and helped me pursue my goals and obtain them!!

Review 25 (2014-02-08 - Rating: 5)
Wayne is and easy to talk and always there for you to answer any questions. Knows what hes doing and worth every penny. Will not hesitate to recommend him to my friends and family...

Review 26 (2021-07-14 - Rating: 5)
I am so excited, I worked with this guy years ago. My old and paid off accounts were removed. Outstanding accounts were negotiated, credit score went up! Today I called back and had more information on what I needed to do to get in position to make a large purchase I have been wanting for years. We talked about income, credit score, and website that will provide more specific information for the purchase.Guess what! He instructed me in my language. I am not a credit expert, so I appreciated it. I didnt have to look up any of the words after the call. LOL.... THANK YOU sooo much again, Wayne The Credit Guy!!!

Review 27 (2018-01-15 - Rating: 5)
Wayne and his associates were extremely helpful and answered all of my questions I had during the process. With their help I was able to qualify for top tier interest rates on my home loan which made my payments lower. Thank you Wayne!!!

Review 28 (2018-05-01 - Rating: 5)
Wayne is phenomenal! He is hands down one of the most pleasant individuals that we get to work with. He is a walking encyclopedia! His service, experience, and knowledge are second to none.

Review 29 (2019-09-06 - Rating: 5)
Wayne is the guy to go to for your credit needs. Superior service and care. My wife and I are enjoying our new home and we have Wayne the Credit Guy to thank!

Review 30 (2022-05-13 - Rating: 5)
Wayne +s:FriendlyEmpatheticImpeccable follow up, kept his wordThoroughTook time to explain the process to where I understood itExpert credit industry knowledgeSolution focusedHonest and up frontA workhorse for his customers bottom line resultsThank You Wayne.Perry

Review 31 (2018-08-02 - Rating: 5)
I called this guy at almost 800 pm at night. He answered and talked to me for about a half hour. I was in a different situation than most seeking credit score help. I have an almost perfect score. Somewhere around 830 to 840. It took me over a decade to get that score and I was faced with a problem that could have ruined it. Wanye explained all the options I had. He resercehed my situation for several days and made four or five follow up calls to relay info and check the status of my problem.Any body having credit issues. I highly recommend him. He didnt have to put in the effort but he did. People like that are rare these days.

Review 32 (2019-10-01 - Rating: 5)
Wayne was very knowledgeable and helpful to me. It was a pleasure to have you assist me and will certainly be referring friends and family your way. Thanks again Wayne!

Review 33 (2018-10-11 - Rating: 5)
I am so glad I was introduced to Wayne. We had a meeting to review my credit and then came up with a plan. After following all of his instructions, I am so pleased with the results.

Review 34 (2024-10-11 - Rating: 5)
He spent the time to tell me about a phone call I had received claiming I owe $2000 for something back in 2008 in Alaska over ten years ago. Told me they are scammers trying to get me to set up a payment plan on something thats not even on my credit that came of years ago...He gives very good advice!!! If I havent had called I would have be scammed out of 2000 dollars.

Review 35 (2020-10-07 - Rating: 5)
I presented my issue to Wayne, and he came straight to the point on how I could resolve my problem. He is the real deal! May God continue to bless you Wayne! And may nothing turn your heart hard!!

Review 36 (2024-06-08 - Rating: 5)
Wayne is very knowledgeableAnd helped me with my credit.I would highly recommend.

Review 37 (2020-01-31 - Rating: 5)
I honestly was so impressed with the time he spent listening to my long term situation and gave me ways to gain peace of mind! That in itself was priceless. His sound advice seriously gave me hope that I’m not alone in my credit mess and can reach my credit score goal.

Review 38 (2021-05-29 - Rating: 5)
Wayne is 100% authentic and professional across the board. No need to look any further for credit financial advisory. Go see Wayne the credit guy.

Review 39 (2019-03-26 - Rating: 5)
Wayne and his staff do exactly what they say they are going to do raise your credit scores. Will definitely refer him to friends and family.

Review 40 (2017-10-11 - Rating: 5)
Excellent job and excellent service was absolutely thrilled at how easy the process was. Anyone needing a credit repair service this is the one. Repeat, this is the one dont call anyone else . They delivered as advertised. Thanks again