Debt Consolidation & Credit Counseling Dallas Fort Worth

Located in Houston, Texas

Address: 325 North St. Paul Street Suite 3100, Dallas, TX 75201, United States

Phone: +1 469-421-9500

Rating: 5

Services

Identifies as veteran-owned
Wheelchair-accessible car park
Wheelchair-accessible entrance
Wheelchair-accessible toilet
Toilets
Appointment required

Photos

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Comments

Review 1 (2023-10-18 - Rating: 5)
No other company I contacted was able to provide me the protections of Affordable Debt Consolidation and their Redemption debt relief program and their fees were much lower than ALL the other companies I consulted with. They also work with a very amazing non-bankruptcy Texas debt defense attorney and while some of the other companies said they had attorneys; it wasn’t really true. When I received their agreements, they were all just pre-paid legal plans and they could never tell me who the attorney was. After enrolling into the Affordable Debt plan my monthly payments are less than half of what they would be but that is of course assuming I could make even the minimum payments. After I fell behind with just shy of 100K of credit card debt, I was getting bombarded with calls and letters from debt collector lawyers threating to sue. After I started their services, the attorney they work with contacted my creditors and they all stopped calling me. Every one of them stopped. That’s another important point because the other companies said they could likely not stop all of the calls. The attorney Affordable Debt works with immediately contacted several debt collection attorneys who threatening to sue me if I didn’t pay because I had not paid on the debts in almost a year. This alone saved me 10s of thousands of dollars. My biggest mistake was not enrolling into this program sooner as it I could have stopped stressing much sooner than I did them bit they dug me out of my financial mess and it really was a big mess. Thank you for taking away largest stress I have ever had in my life. I know your representatives and your attorney put in a lot of extra time with me and dealing with my creditors and not charging me any extra for it. Your company is something special and I hope anyone stressed out by the banks who don’t care about you will use your services because you really do care and it clearly shows.

Review 2 (2023-09-29 - Rating: 5)
If you want out of debt very fast this is your ticket. With no savings and barely anything set aside for retirement and I finally realized why....the money I had been throwing away for many years to credit card interest was essentially stealing my ability to save into my retirement!! I should of made better financial decisions but making the minimum payments was going to take me over 20 years to pay them off and that is just plain wrong of the credit card companies. After procrastinating I finally pulled the trigger and I got help with Affordable Debt Consolidation. I completed their program after 26 months and I’m quite sure I saved well over $100,000 or more in interest alone compare to if I just kept making them minimum payments. When I enrolled, I kept my program payments roughly the same monthly amount as I was directly paying the credit cards directly. I was offered 3- and 4-year program options with much lower payments if needed, but I really just wanted to get this debt done and over with. They helped me to do exactly that and I am now saving an extra $1500 a for my badly need retirement investments which is only a few years off. Thank you!!!!

Review 3 (2023-09-06 - Rating: 5)
My husband and experience fluctuations in our income and used our credit cards to try to fill in during those times. No longer able to keep up we ended up enrolling with another company that reduced our interest rates and it helped a little, but shortly after enrolling we could not afford those payments either because there was only a small savings every month. We were then stuck with a long-term income reduction and 126K in total credit card debt. Affordable Debt Consolidation also had an interest rate reduction program that was a better than the one we were in, but they told us what we REALLY needed was a program to reduce the balances due to the long-term income reduction. We enrolled and could not have made a better decision! I wish we had found them originally and we would have saved a few thousand in wasted money with the other company. As we move along in the program, they have been continually obtaining reductions in our balances and resolving the debts as we move though the program. Most have paid off for under half of what we owed! Affordable Debt Consolidation is the real deal and I highly encourage anyone with a large amount of high interest credit card debt to see if they can help you too.

Review 4 (2019-12-20 - Rating: 5)
Jay Martin and his team of experts are the best thing that ever happened to me. They make sure you understand all aspects of how their plan works.If you are looking to get out of debt I highly recommend you contact them.

Review 5 (2020-09-25 - Rating: 5)
My husband and experience fluctuations in our income and used our credit cards to try to fill in during those times. No longer able to keep up we ended up enrolling with another company that reduced our interest rates and it helped a little, but shortly after enrolling we could not afford those payments either because there was only a small savings every month. We were then stuck with a long-term income reduction and 126K in total credit card debt. Affordable Debt Consolidation also had an interest rate reduction program that was a better than the one we were in, but they told us what we REALLY needed was a program to reduce the balances due to the long-term income reduction. We enrolled and could not have made a better decision! I wish we had found them originally and we would have saved a few thousand in wasted money with the other company. As we move along in the program, they have been continually obtaining reductions in our balances and resolving the debts as we move though the program. Most have paid off for under half of what we owed! Affordable Debt Consolidation is the real deal and I highly encourage anyone with a large amount of high interest credit card debt to see if they can help you too.

Review 6 (2021-01-25 - Rating: 5)
I just got off the phone with Jeff and while I wasn’t able to work with the program they offered, he took the time to give me the right advice I need to approach my current debt situation. He was extremely helpful and was genuinely interested in helping me find answers to this dilemma! Highly recommend reaching out to these people if you need help getting your credit back on track!! Thanks Jeff!

Review 7 (2020-04-15 - Rating: 5)
Jack was wonderful and truly helped with planning my way to amazing credit. He explained everything thoroughly and concisely. He cared and showed compassion and I appreciate his help.