Cut Up Debt

Photo of Cut Up Debt

Located in Houston, Texas

Address: 215 W Margaret St, Lindale, TX 75771, United States

Phone: +1 903-882-3328

Rating: 4.9

Services

  • Online appointments
  • On-site services
  • Wheelchair-accessible car park
  • Wheelchair-accessible entrance
  • Wheelchair-accessible seating
  • Wheelchair-accessible toilet
  • Gender-neutral toilets
  • Toilets
  • Appointment required

Categories

  • Credit counseling service
  • Debt collecting

Photos

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Comments

  • Review 1 (2024-12-11 - Rating: 5)

    Kyle was very helpful in shedding light on ex spouses creditors coming after me. He helped me explore all the options available to me and gave a real perspective on things to expect. I felt he understood my position and offered empathy with reality. Thanks, Kyle!

  • Review 2 (2025-02-27 - Rating: 5)

    How amazing to have a company that truly cares about your financial decisions right in East Texas. The owner gives a free 30 minute consult, make sure you reach out to Kyle, he is amazing!!

  • Review 3 (2024-12-27 - Rating: 5)

    Very helpful. Asked my entire story and where my life is taking me. The context behind all that gave him the insight to be able to give me the best advice possible. Very articulate, no excessive words or ideas. Just a simple and well thought out answer to all my questions.

  • Review 4 (2024-02-23 - Rating: 5)

    I was desperately looking for a new company to help me after being lied too deceived and ripped off so bad and by Beyond Financial so I started googling and this Company called out to me “we can help”. Not to mention the amazing reviews I took the time to read. I called the office and an hour later I was speaking to Kyle about my situation. I was pretty much feeling devastated, but Kyle told me about their program and I felt so much relief and felt some hope for the help I desperately needed . Now 4 days later..i am all set up and so happy with the help and support this amazing guy and his company t am receiving! Reasonable rates, everything explained up front and away I go to getting this stressful monkey off my back !Thank you so much Kyle and staff

  • Review 5 (2024-02-20 - Rating: 5)

    Kyle and his staff were professional friendlyAnd knowledgeable. They answered all my questions made the whole process very easyAnd always had time to answer my questionsThey also helped educate me on helping myself. My score went up over 120 pointsI highly recommend this service if you’re looking to improve your credit and credit score.Kyle and his Team are the best!

  • Review 6 (2024-12-20 - Rating: 5)

    Very knowledgeable! He really took the time to talk to me and help me! He cared more about helping me then his pay check! Super nice, would recommend!!

  • Review 7 (2022-08-16 - Rating: 5)

    Before contacting Cut Up Debt I felt completely lost in knowing what the best measures were to improve my credit in preparing to purchase a new vehicle. The consultation and analysis over the phone with Kyle of my credit report was vastly different than other companies I had contacted. He immediately gave me the right information that was necessary to see an improvement in my score, he walked me through everything I needed to know and was completely transparent about what to expect in resolving my debt and improving my credit.Kyle was so incredibly helpful and went above and beyond in explaining the most logical way to clean up my credit. I felt complete confidence in entrusting them to help, very grateful to have found Cut Up Debt- thank you and continue all the wonderful work!!

  • Review 8 (2023-08-30 - Rating: 5)

    I was needing some advice on how to build my credit....I called the better business bureau and they gave me the number to cut up debt in Lindale Texas. The gentleman said they had a 4 or 5 star rating. I called cut up debt and talked to a very nice lady that sat me up and appointment with Kyle Frasier(the owner). I spoke with Mr.Frasier and he gave me some great advice on how I could build up my credit.Mr.Frasier was very informative on how to solve my situation. I would recommend cut up debt to anyone that is needing help getting their debt and credit strengthened out. If you go by his advice you will never go wrong. God Bless.

  • Review 9 (2023-08-01 - Rating: 5)

    I talked with Kyle today for a free consultation concerning my financial situation. He was so honest and even gave me advice and advised me not to sign up with them at this point because my situation can be resolved without having to have a third party. He gave free advice on how to get out of unwanted situations. I definitely would recommend him. He’s upfront and honest about everything and is here for his clients.

  • Review 10 (2022-04-21 - Rating: 5)

    I chose to contact Cut Up Debt due to the companys A+ rating with the Better Business Bureau. After speaking with Kyle, it was clear why Cut Up Debt received that rating. Kyle not only was extremely informative about the services provided by his company, he also took the time to educate me about the credit reporting process. Kyle discussed my debt challenges with concern and professionalism. Cut Up Debt is a reputable, dependable company that conducts business with the highest degree of integrity.** Update: I have just completed services with Cut Up Debt. Kyle and his team fulfilled every goal that I had set when I initially began working with them and far exceeded my expectations! I can highly recommend Cut Up Debt!

  • Review 11 (2024-01-09 - Rating: 5)

    I have worked with Kyle (Owner) of Cut Up Debt on my own personal credit. Kyle and his staff have kept me informed of everything that was taken place in order to better my credit. I would definitely recommend Cut Up Debt and their service to anyone who needs credit or debt repair.

  • Review 12 (2019-12-06 - Rating: 5)

    Kyle was so helpful! Unfortunately I live in New York so I was not able to sign up, but Kyle was generous enough to give me a ton of advice! We spoke for 45 minutes and I was blown away with how helpful and kind he is. After speaking to him he was honest and told me I dont need to seek help from a credit repair company and basically explained to me what I can do on my own to improve my score. If you live in Texas and need help with your credit I RECOMMEND USING THIS COMPANY!!

  • Review 13 (2021-10-12 - Rating: 5)

    It was our pleasure to meet Kyle and his wife, Jennie. They were very kind and treated us with respect. I was very nervous and they both made us feel comfortable. We had prayed about our situation and I feel God lead us to this business. We were just about to take a different road. So thankful we didnt. We spent 3 hours in his office and we never felt rushed to make a decision. Kyle answered all our questions. He was very patient. I highly recommend you talk to Kyle and see what he can do for you. At the end of our meeting he prayed that God would give us peace. You dont find that just anywhere these day. So excited that we will be debt free in just a few years instead of the rest of our lives. God bless this couple that truly care about others and want to help.

  • Review 14 (2023-10-11 - Rating: 5)

    I have worked with **** (Owner) of Cut Up Debt on my own personal credit. **** and his staff have kept me informed of everything that was taken place in order to better my credit. The credit education that CutUp Debt provided helped me to get a better understanding of my credit and credit score. My score was poor when I started with Cut Up Debt and now its in good standing. I was able to buy a house. I would absolutely recommend Cut Up Debt and their service to anyone who needs credit or debt repair and crdit education.

  • Review 15 (2021-08-28 - Rating: 5)

    Let me start by saying that my wife & I felt as though our life was stuck and we were in a holding pattern. A good portion of that was due to our credit being a big hurdle. After being underwhelmed by our score, among a few other things on our reports, we knew we were going to have to hire a professional to work with us if we were going to get a mortgage loan, and hopefully before our apartment lease was up. The first thing we did was pray for wisdom on how to proceed. Shortly afterwards I discovered ‘Cut Up Debt’ on the BBB website. I would strongly suggest you look them up there and see for yourself what we saw. Then search for comparisons and, well…see with your own eyes. Then let me say this, after our initially meeting with Kyle, my wife & I felt hopeful for the first time in over a decade. With him doing his part and us implementing his class strategy, as best we could, our score began a steady rise. Once we felt comfortable applying for a loan, Kyle put us in touch with someone who wanted to help us achieve that. Not only did we gain insight and wisdom on how to manage our credit better moving forward, but we were also approved for that mortgage loan! I have already strongly recommended ‘Cut Up Debt’ to a couple of our friends and family members.Sincerely thank you Kyle,William

  • Review 16 (2023-04-02 - Rating: 5)

    Thank you Kyle and Jenny!! Choosing your company for credit repair has been a blessing. This pasted year I went through a painful season which affected my credit. Your tips and work in helping have helped my credit. Anyone needing help I recommended Cut Up Debt. 🙌🏼

  • Review 17 (2018-10-30 - Rating: 5)

    Kyle explained everything to me very clearly and made it easy to understand. It was obvious he has had plenty of experience with this in the past, and with very positive results. Quick and friendly service as well. I know feel comfortable and confident that he will do all to fight for me to erase my past debt and guide me into building good credit. He made it clear also, that he would be happy to continue to guide me as long as I needed.

  • Review 18 (2020-04-23 - Rating: 5)

    Kyle really knows his stuff when it comes to fixing credit problems and helping with debt relief. He has helped so many people in the Tyler area, and I trust him with my family and friends. He is professional, honest, patient, and knowledgeable. I highly recommend Cut Up Debt!

  • Review 19 (2021-08-27 - Rating: 5)

    Kyle and his team are awesome! He is very knowledgeable and crafty, and knows how to navigate the system in ways others don’t. He was able to improve my credit score over 100 points; very highly recommend.

  • Review 20 (2019-10-18 - Rating: 5)

    Kyle is the absolutely best in providing award winning customer solutions to clients that are in need of some very unique and specialized services. Kyle has been able to help current, new and existing clients with services that we can not offer, and always provides amazing customer services and I know that he will treat each and every client we send his way with very professional and detailed dedication to the services that they require to meet their specific credit needs. Kyle is the definition of Professional.

  • Review 21 (2022-09-08 - Rating: 5)

    Kyle and his team are honest, dedicated, and great communicators. They did exactly what they promised and my credit went from 615 to 763 in 6 months. The best part, we’re all followers of Christ Jesus. God bless y’all!

  • Review 22 (2022-04-29 - Rating: 5)

    Kyle is amazing in the credit repair and debt negotiation industry. He is one of the top Go-to-Guys for compliance, results, and bottom line honesty. Look no further, if you are looking for experts in the industry!

  • Review 23 (2022-10-16 - Rating: 5)

    Cut up debt is a great company to work with, they are very responsive to your needs and your questions. One thing I especially like is it they return your calls promptly. My credit score went from 549 to 688 within about a year. I would highly recommend cut up debt.

  • Review 24 (2019-02-08 - Rating: 5)

    They really helped me understand exactly how debt settlement works and what to expect. I was able to see for myself why settlement is the best way for someone to get out of debt. In my case I am expected to be debt free 1 year faster and 15,000 cheaper than credit counseling programs would cost me. I will also have my credit restored faster like this. If you are in debt this is the best way to get out of it. They will show you the numbers so you can see for yourself. I am soooooo happy I called and gave them a chance to help me.

  • Review 25 (2022-09-19 - Rating: 5)

    Do you need someone thats fair , professional and honest on your side when it comes to making the decision of whether or not youll seek this service ? Kyles it.No one better. Hes going to disrupt this industry because he put the interest of his clients first over points or percentages with a bank.I will always always always point family and friends in his direction .

  • Review 26 (2019-08-01 - Rating: 5)

    I didnt realize what my credit situation was until I went to get a new car and my interest rate was sky high. I was referred to Cut Up Debt by a co-worker. It has been one of the best financial decisions Ive ever made. They got to work on my case right away. After a few months I went from 580s to high 600s. I even had one score that was over 700. They disputed debt from my divorce and had things dropping off my report. I even got a letter from a creditor that had illegal jargon in it. They sent it to a lawyer and now I get paid. If you make the decision to repair your credit go with Cut Up Debt you wont be disappointed!

  • Review 27 (2021-12-14 - Rating: 5)

    My husband contacted Cut Up Debit in Feb 2021 wanting help fixing his credit. Since Kyle helped him his score has increased almost 100 points Kyle is amazing.Cut up Debit is the best ever

  • Review 28 (2022-12-06 - Rating: 5)

    So incredibly friendly and helpful! I called with full intentions to pay them to help me and was giving amazing advice and tips on how to fix/handle my situation without having to spend a lot of money! I will definitely use them in the future if I ever have debt problems again. Absolutely wonderful people!

  • Review 29 (2019-02-01 - Rating: 5)

    They have been great! Professional and first class from the very beginning. Not only has my credit improved drastically, but I have learned quite a lot on how to maintain a higher credit score. I would recommend them to anyone !

  • Review 30 (2023-11-08 - Rating: 5)

    Kyle listened to every question I had and pointed me in the right direction. Don’t hesitate to call. Extremely nice people and quick to respond

  • Review 31 (2022-08-30 - Rating: 5)

    Kyle and his team will help you get rid of your debt. They have worked very hard to help us put the past behind us and move forward.

  • Review 32 (2019-08-01 - Rating: 5)

    Kyle is outstanding in what he does! Not only easy to work with but he’s integrity, trust and knowledge is second to none! I would highly recommend to anyone! Thanks Kyle!

  • Review 33 (2020-10-16 - Rating: 5)

    Wonderful service - owner Kyle is fantastic to work with. Extremely responsive to communications. Hope to continue working with Kyle for years to come!

  • Review 34 (2020-12-31 - Rating: 5)

    I spoke with a representative about my credit situation , they were extremely professional took the time to hear what the issue on my report was and offered their advice and what steps I could take to advance my credit score. Give these guys a call for sure .

  • Review 35 (2018-09-19 - Rating: 5)

    Unbelievable results! Cant believe how much they helped me. Very professional. They really know what they are doing. TransUnion score 660 to 750 Equifax 679 to 768 .

  • Review 36 (2022-10-13 - Rating: 5)

    I would highly recommend Kyle Frasier at Cut Up Debt. Kyle is very professional, knowledgeable, and customer oriented.

  • Review 37 (2019-11-09 - Rating: 5)

    I loved Cut up Debt because it provided great service and education to not only get out of debt but to continue to move forward to better credit and keeping it that way,

  • Review 38 (2019-03-05 - Rating: 5)

    Cut Up Debt is a blessing to me as well as others. They are good honest people and will do you right.

  • Review 39 (2018-09-29 - Rating: 5)

    Great Service. I recommend working with Kyle for your credit repair needs.

  • Review 40 (2019-02-01 - Rating: 5)

    Very professional and knowledgeable about fixing debt and the law about it. A really huge help to get rid of debt and get a clean slate

  • Review 41 (2021-07-28 - Rating: 5)

    Kyle knows what he’s doing!