Cosmo Credit Repair

Located in Houston, Texas

Address: 1400 Preston Rd STE 400, Plano, TX 75093, United States

Phone: +1 469-619-3799

Rating: 4.6

Services

Wheelchair-accessible car park
Wheelchair-accessible entrance
Wheelchair-accessible toilet
Toilets

Photos

Latest AC Repair Services in Houston

Comments

Review 1 (2025-01-16 - Rating: 5)
I’ve been working with CCR for over a year now and it’s a decision I will never regret. I remember talking with one of the representatives about working together to build up my credit, and I cried because I was so happy and relieved to have someone in my corner to explain all the nuances. To this day, they have delivered on their promise. I continue to work with them and they have thus far removed one potential damaging account from my credit report. I absolutely recommend them. You will be happy you made the decision to work with them.

Review 2 (2024-12-09 - Rating: 5)
Ive been using cosmo credit repair forcquite some time, they helped restore my credit back to near excellent standing! Also, with data breeches becoming commonplace, I am glad I have cosmo checking my credit and resolving errors quickly.

Review 3 (2024-06-06 - Rating: 5)
Clarity—thats what Gloria at Cosmo Credit Repair provided throughout my journey. I had felt lost, confused, and deeply concerned about my future due to the negative inquiries on my credit. After months of searching for help and trying multiple gurus and companies who just wanted a paycheck, I finally found someone who genuinely cared about my situation.From the start, Gloria addressed my bad credit situation and its impact on my future. She worked her magic and created a step-by-step plan to repair my credit within a few months. Fast forward, and I am now in a much better position. They erased negative inquiries from my history and kept me updated on what I needed to do weekly.Cosmo Credit Repair not only helped me perfect my credit but also guided me in building a secure credit history, ensuring I never end up in this situation again. Their dedication and personalized approach made all the difference. I highly recommend Cosmo Credit Repair to anyone struggling with their credit.

Review 4 (2024-04-19 - Rating: 5)
Cosmo Credit Repair has done an amazing job on getting my credit back on track. The process has been easy, convenient, and affordable. They communicate efficiently and provide updates throughout the process! Thank you for all you do!! Keep up the amazing hard work!!!

Review 5 (2023-12-06 - Rating: 5)
I am really happy today, Jessica from Cosmo Credit Repair just let me know that my credit is doing good. Today they deleted some negative items from my credit. I’m excited and thankful for these great team!!!! They been so helpful and kind. I looking forward for more of these good new and for my credit to be better overtime. Thank you so much….. I appreciate your business.

Review 6 (2024-05-23 - Rating: 5)
I had some items on my credit report that wasn’t accurate. I thought it didnt matter but it was really hurting my scores. Cosmo’s expertise and diligent work cleaned it right up. They’re fast, informative, and knowledgeable. My scores across are near 800!

Review 7 (2023-11-06 - Rating: 5)
I can’t say enough positive things about my experience with Cosmo Credit Repair. From the moment I reached out to them, I was met with professionalism, expertise, and a genuine commitment to helping me improve my credit score. The team at Cosmo not only provided me with a clear roadmap to repairing my credit, but they also kept me informed and supported throughout the entire process.What truly sets Cosmo apart is their dedication to their clients. They took the time to explain every step of the credit repair journey and answered all my questions with patience. I appreciated their transparency and the fact that they never made unrealistic promises. Instead, they delivered real results. Within a few months, I saw a significant improvement in my credit score, and it continued to rise.The service at Cosmo is top-notch. The communication is excellent, and they were always accessible whenever I needed assistance. They worked diligently to dispute inaccuracies on my credit report, and their expertise in dealing with credit bureaus was evident. I can confidently say that my financial future is brighter thanks to Cosmo Credit Repair.If you’re looking for a credit repair company that is trustworthy, effective, and genuinely cares about your financial well-being, I highly recommend Cosmo. They have been a game-changer for me, and I couldn’t be happier with the results. Thank you, Cosmo, for helping me on my journey to financial success!

Review 8 (2023-11-16 - Rating: 5)
Cosmo credit fixed my credit about a year ago and they were great! They removed 26 items and raised my score. The team is very communicative and very professional. I have recommended them to some family members. Thank you so much for your help and I look forward to working with you again in the future when its time to buy my house!

Review 9 (2023-12-23 - Rating: 5)
Cosmo credit repair helped me tremendously! I started with them when my credit score was a 580. Now I have above 700 on all my scores. 100% recommend this company, they stayed in contact with me throughout the whole process! Thanks again Cosmo!

Review 10 (2024-05-07 - Rating: 5)
Cosmo is a great company. I was very hesitant initially about signing up with them but what pushed me was my serious desire to clean my credit report. My biggest problem has been a collection agency called ProCollect. Because of them, I haven’t been able to rent an apartment or buy a house. I need the recored gone.It’s been two months since I signed up with Cosmo and I received the first round of results today. Multiple derogatory records have been removed. ProCollect has been knocked off one of the Bureaus as of today!! (See the proof in your own eyes in the attached image).It’s a patience and trust game. Trust that cosmo is doing the work for you as promised and be patient to see results.

Review 11 (2025-02-19 - Rating: 5)
Thank you, Cosmo. You guys are great and do the job accurately.

Review 12 (2024-04-16 - Rating: 5)
In the short time being with Cosmo they have really helped in rebuilding my credit. Anytime I’ve ever had any questions they are quick to respond and explain everything.

Review 13 (2022-03-22 - Rating: 5)
I am extremely happy with the results with this company they have been amazing in communicating with updates from their staff. I have been contacted from different members with updates each one was very polite, helpful & informative regarding my credit history. We are in the process on working in improving our credit to get a home loan & we will continue to work with them till our goal is reached. In our first round on disputes we were able to get 24 taken off. I will definitely recommend Cosmo Repair to anyone who is looking to repair their credit.

Review 14 (2024-10-31 - Rating: 5)
Cosmo credit has been amazing 10/10 highly recommendedThank you Jessica!!

Review 15 (2022-04-05 - Rating: 5)
Thank you for amazing results in just a few short months! I was able to get 26 Items deleted with all three credit bureaus, in just one round!! The team has been so helpful and informative and advised me on the best course of actions to take in order to get the results to get my credit where I need it to be. My score has improve by over 100 points since starting the program!! Would definitely recommend to anyone needing credit repair!!Shout out to Gloria, Ashley and the rest of the Cosmo team!!! 🥳

Review 16 (2022-02-17 - Rating: 5)
I absolutely love Cosmo. My credit score has gone up tremendously. Israel has been working on my accounts and has kept me up to date on everything that is going on with each account. He has given me advice on how to improve my score, what helps my score and what hurts my score. He is so sweet and professional. Explains everything he’s doing step by step and answers all my questions. If you are looking to repair your credit cosmo is the place to go. Everyone is so nice, helpful and professional.

Review 17 (2023-12-07 - Rating: 5)
It’s been a great pleasure finding out about Cosmo!, they have been helping me with my credit repair fast and changes are noticeably right away, the staff is great and professional at all times. Thank you Cosmo family!. Happy holidays!.

Review 18 (2021-10-28 - Rating: 5)
Cosmo Credit Repair made it possible for me to get opportunities to build my previously non-existent credit. They connected me with creditors who gave me a chance, and they taught me exactly how to use credit responsibly. By following their advice, I have seen my credit score continue to climb. I now have more than one unsecured credit line & was just able to purchase a nice used vehicle through a dealership.Everyone I worked with at Cosmo has been professional, friendly, and more than helpful. They continue to check in with me and seem genuinely happy about my progress. Working with Cosmo Credit Repair has been an all-around great experience.

Review 19 (2023-11-02 - Rating: 5)
Cosmo has helped us tremendously with our credit we are grateful. With Jessica’s prompt responses my fiancé were always in the loop of every change made. I’d recommended to family and friends.

Review 20 (2021-09-17 - Rating: 5)
When I first started with Cosmo I was very unsure and skeptical on credit repair but I decided to give them a chance. I called in wanting to cancel and spoke with Israel about my account. He was great help and very detailed. He pulled my reports and was able to see all my deletions and also advised on different ways to increase my score. I am very satisfied with Cosmo and I highly recommend them to anyone that is needing credit repair! Ro and Israel 5 Stars!!

Review 21 (2023-12-08 - Rating: 5)
Many people, including myself think things should happen overnight. Cosmo has taught me that patient is a virtue. You will see results, but it just takes time.I have one word to describe this company, and that is happy. I am happy with the results and look forward to continue my journey with them.

Review 22 (2024-04-29 - Rating: 5)
Thank you, thank you Cosmo credit! My credit score went up 52 points ! I appreciate the consistent communication throughout this process and the quick response to my questions. I highly recommend this program!

Review 23 (2019-12-14 - Rating: 5)
Cosmo Credit is the best thing since sliced bread ! They have helped my credit tremendously! I initially joined them 1.5 to 2 years ago. My credit score was in the 500s, they really worked hard on my account for a year, my credit score went up to 620, I also was approved for 2 credit cards which I kept in excellent standing, never missing one payment nor being late. I then entered into their maintenance program where they monitor and watch your credit which was also nice. Today I have been notified that my credit score is now 708! I’ve never had that score before ! I was also just approved for 2 new credit cards, which are also in good standing and for emergencies only. My Husband and I are also in the process of purchasing a home! My husband is also a client of Cosmo! He initially started with a credit score of 520, and has now reached 637! They also excellent customer service and are always available for any questions and even advice if needed! Garret Ryder has been awesome ! He keeps me updated , and gives great information and advice! Thanks Cosmo !!

Review 24 (2020-05-30 - Rating: 5)
I’ve been with Cosmo for almost 2 months and they have been amazing! First round of disputes went out about 2-3 weeks ago and they got over 64% deleted! They keep in contact and have always answered all of my questions. I’ve seen my credit score go up and that makes me feel amazing. They really do help as much as they can! I give 5 stars, highly recommend!

Review 25 (2019-04-11 - Rating: 4)
Cosmo Credit Repair is a good reputable firm. I have been able to account for all the work that they are doing on my behalf. The staff even found paid off accounts on my credit reports that had been reported negatively on my scores. In two months 39% of negative items had been removed. Great work, Cosmo!

Review 26 (2021-12-01 - Rating: 5)
Phenomenal, this team is amazing. I appreciate their communication and professionalism. Ashley was eager to ensure I got my results in a timely fashion. Israel then delivered, they truly are a team. I am still amazed with the results and turn around time to raise up my score. I look forward to seeing my score rise. I can’t thank Cosmo Credit Repair enough, for their excellent service. I appreciate Alexis for the referral.Thank you team, Tasha.

Review 27 (2023-05-04 - Rating: 4)
Jose worked with me the last part of my experience with Cosmo. He was very responsive and provided great explanations to the process. I appreciate Cosmo and thanks for getting my credit to its current standing, a good amount was taken off.

Review 28 (2023-01-13 - Rating: 5)
Cosmo credit repair! THE best company to go to if you REALLY want your credit fixed! I have paid Lexington law over 2 thousand dollars maybe even more and NOTHING has ever gotten done in the way cosmo credit repair has done. They work really fast, aggressive and accurately! A hospital was trying to bill me for a $16,000 for surgeries I never had even after I provided all the paper showing it wasn’t me and I was not at the location during that time and it still wasn’t removed. Today 01/13/23 I got the call that it was deleted, COSMO CREDIT did that!!!! I am so freaking excited. I definitely would seriously recommend them to everyone that is looking for a credit repair company. They are legit, fast and I’m telling you they will get your credit going sky rocket high in a matter of just 3 months. Thank you cosmo really

Review 29 (2022-01-10 - Rating: 5)
Great experience with Cosmo! Especially Ashley! Extremely detailed and they are definitely masters in their field. Communication is superb with updates, action items and next steps. They are an absolute pleasure to work!! I have been with them for over a year and am extremely pleased with the results thus far!! Reach out to get your credit right!!!

Review 30 (2020-01-17 - Rating: 5)
Gloria and the Team at Cosmo Credit Repair have been absolutely amazing! From the moment I made the phone call to start this process I felt I was being taken care of!! Now less than 2 months in and they have completely deleted everything off my credit!! That speaks volume! I’m so happy I made the call and look forward to my future credit!! Thanks Cosmo Credit!! You guys rock😎

Review 31 (2019-07-10 - Rating: 5)
I would highly recommend Cosmo Credit. I started the program in May this year. Just within 3 months the have deleted 26 items from my credit. Thats is about total of $3,500. They are truly their for their clients. Thank you, yall are truly amazing people to work. Thanks Jasmine for working so hard. Cant wait to see what happens within 3 months!!

Review 32 (2020-04-27 - Rating: 5)
I absolutely have LOVED my entire experience with Cosmo Repair. They have been absolutely amazing to me. They’ve made me feel like family, not just a client. I had 26% deletion in my first round. I could not be any happier! I definitely recommend their business to you. It was more than worth the investment!

Review 33 (2020-03-12 - Rating: 5)
When I started with Cosmo Credit Repair my credit was in the low 500’s and the outlook on life wasn’t promising but thanks to Garrett and the Cosmo team I’m in the 700’s now and will be purchasing my 1st home. They have been an absolute blessing and I will continue to be with Cosmo until the end. Thanks Cosmo for allowing me to be an all around better person for my family

Review 34 (2024-01-30 - Rating: 5)
Cosmo Credit has been so good to me! My credit score was in the low 400 & now it’s almost a 700 credit score! Thank y’all so much for being so amazing!

Review 35 (2023-11-08 - Rating: 5)
Shout out to Cosmo credit repair helping me increase my score.Great communication! Great follow and very responsive on any needs!Thank you for your help with everything.

Review 36 (2021-02-05 - Rating: 5)
Cosmo CR has done an amazing job for me. OMG 24 negative trade lines removed within 4 months WOW. They are very attentive to the needs of their clients and I truly appreciate them. I have a great team routing for me to succeed and for that Im truly grateful. I cant wait to purchase our forever home. I can see the light at the end of the tunnel. Thank you Cosmo Credit Repair.

Review 37 (2020-08-26 - Rating: 5)
The Team at Cosmo Credit Repair are awesome very professional and knowledgeable they are great at what they do. My experience has been great! They have deleted so many negative things i’m at a 35% deletion rate!! Very happy highly recommend.

Review 38 (2021-10-02 - Rating: 5)
Israel helped with my account and was very responsive and attentive to the details of what was needed to get my credit back on track after a bankruptcy.He had several accounts removed and my credit score went up over 90 points. I have now gotten qualified to refinance my house (at a lower interest rate) and my car (which started out at a high interest rate bc of the bankruptcy). Credit is so important and I am glad I chose Cosmo to help me rebuild.

Review 39 (2022-12-06 - Rating: 5)
I started working with Cosmo credit repair in September , and I’ve already had a 40% deletion rate and more are coming ! Me and my husband are ready to get a house and new cars ! It’s good to know we will be able to do that sooner than later ! Thank you Cosmo this is so awesome

Review 40 (2021-02-19 - Rating: 5)
I am so excited! Ashley call me today and we went over my credit. Omg! My credit score has went up 94 points. That is awesome! I did not have a credit score for one of the creditors in the beginning but now I am getting closer to become a home owner. I just cant believe it. Cosmo you guys are great❤💕 Thank you for all you do!!!Thank youCatina Allen

Review 41 (2020-01-27 - Rating: 5)
Cosmo Credit Repair has greatly improved my credit score. They are a company who does what they say they will do for their clients. They have keep me informed on the status of my credit and tell me what I need to do each step of the way in order to be successful. I have been impressed and I highly recommend them.

Review 42 (2019-12-10 - Rating: 5)
I must say Cosmo definitely knows what they are doing. I have started with the program a few months ago and my credit has increased at least 100 points and I was able to get approved for 2 Credit Cards, A car loan with no money down. A big shout out to Garret Ryder who has been on top of my file since day one. If your looking for a Credit Repair company to trust I recommend the Cosmo family.

Review 43 (2021-12-21 - Rating: 5)
Israel was awesome. I received a summons for an outstanding debt. Israel informed me of a couple of solutions. I went with the one that would benefit my credit the most. He made the call to the law firm that initiated the summons and made certain I would receive a pay for delete letter, ensuring it would fall off my credit report. When we were done with that he set me up with Experian and boosted my credit score 27 points! I cant articulate how happy I am with Israel @ Cosmo Credit. Thanks again

Review 44 (2020-07-17 - Rating: 5)
If in need of credit repair services Cosmo credit is highly recommended. The difference in my score took place almost immediately and reached primary goal within 90 days.... There are no hidden costs and they work with you financially.. this is my second round with this company and I have been completely satisfied both times.... in less than 60 days theyve successfully had 10 deletions on my report

Review 45 (2021-11-28 - Rating: 5)
It has been an incredible journey with Cosmo Credit. The team is very professional knowledgeable and experienced. Life is good when your credit is in good standing, truly life changing. Now to start house hunting. Thank you Cosmo Credit for such an amazing job.

Review 46 (2018-07-31 - Rating: 5)
My experience so far has been great with this company. I am still currently going through the process, but within a short period of time, I have seen results and have seen a decent amount of accounts be removed from my credit report. I am looking forward to reaching the 700 Club and I am confident that I will be able to achieve my goal with Cosmo Credit Repair.

Review 47 (2019-03-27 - Rating: 5)
Cosmo Credit repair is very supportive and professional. Just in my first month with the company my credit issues have resolved 47%. The staff has been like a family and relate to my problems like their very own. It has definitely been a sureal experience so far!!!! I can’t wait to clear the program and take advantage of a fresh start!!!

Review 48 (2021-03-11 - Rating: 5)
I have seen a 100 point increase thanks to Cosmo! Ashley has been super helpful and informative. I was skeptical at first but I am so glad to have some remained in the program. My husband is a client as well and both of us are extremely satisfied with the work already done so far and we haven’t even finished yet. I am glad I am now on the road to becoming a homeowner.

Review 49 (2021-03-03 - Rating: 5)
I hired Cosmo last summer, about 6-7 months ago after I was denied for a mortgage loan. Within about 30-45 days of hiring them, 21 late payments were removed from my credit report and my credit score soared. A couple of months later my collections accounts came off my report too!! My credit score went from a 540 to now a 750. I will be closing on my new house in less than a week with a very low interest rate and I owe it to the great people at Cosmo!! If you want to better your credit in order to buy a home, this is the company to go with. Even my mortgage officer asked me who had helped me clean up the mess because he could tell they specifically knew what to remove that mortgage officers hate to see. Thank you Cosmo!! I’ll be referring friends and family to you for life.

Review 50 (2021-03-26 - Rating: 5)
The Cosmo Team is amazing 🤩!!! I can’t thank them enough for getting my credit scores to increase and giving me tips on how to speed up the process. They have helped me get credit ready for anything and everything that I want to do! I am able to purchase my dream car thanks to them! IF YOU ARE THINKING ABOUT CREDIT REPAIR COSMO IS THE WAY TO GO!!!!!!

Review 51 (2024-04-04 - Rating: 5)
I thank Cosmo Credit Repair for giving me the trust and security during this time of repairing my credit they have been a constant and effective team during the process giving response and solution to my financial problems, currently my credit score has improved and I am sure that they will be able to fully fulfill their work and improve my credit there is a guarantee in their work and I recommend it 100% it is a team that works to improve their credit score.

Review 52 (2020-05-26 - Rating: 5)
Great company. Garret and Alexandra are awesome to work with, they are very professional and so helpful with anything I need. My credit score is going up and I can’t thank them enough. Cosmo is the best for credit repair, will def recommend to all my family and friends.

Review 53 (2021-08-30 - Rating: 5)
I reached out to Cosmo Credit Repair because my son had negative reporting from past medical services (Hipaa violations). During the 6 month program, they were able to remove all of the negative items successfully. I am very satisfied and grateful for their service. I also plan to use them, in the future, if happens again.

Review 54 (2020-02-17 - Rating: 5)
I love Cosmo Credit! I had a messy divorce that left me with a lot of negative items on my credit report! Ive only been working with Cosmo for about 2 months and they removed over 50 percents of my negative items! Gloria and Garrett have been so helpful and available anytime I have any questions or need any help!

Review 55 (2019-03-27 - Rating: 4)
I was skeptical when I first started the credit repair process. The dedicated professionals at Cosmo managed to ease my trepidation. I have been in the program a little over a month and have 52% deletions! Thank you Cosmo! Keep up the awesome work!

Review 56 (2023-12-13 - Rating: 5)
Cosmo credit has been a great addition to rebuilding my credit. I recommend them to anyone who is wanting to start credit repair for their future.

Review 57 (2025-01-08 - Rating: 5)
They were very attentive and communicative the whole process. Very pleased

Review 58 (2018-11-14 - Rating: 5)
Great experience so far! Cosmo team has removed more tha 60% of my credit. I’m almost at 700 :) so excited! Anna is always prompt with answering any questions I have and always checks in with me to make sure I remember to send in my mail! Strongly recommend!

Review 59 (2019-04-11 - Rating: 5)
If you were never informed on financial wellness, Cosmo credit is really there for you. Not only have i got everything deleted my credit score has went up. I can finally start purchasing a home and breathe better being so financially stable. Thank you everyone at Cosmo!

Review 60 (2020-02-01 - Rating: 5)
If you are looking to improve your credit score and clean up your credit, try them out. I have had a great experience and more than 50% of my negative marks have been deleted in the first 4-6 week. Thank you Cosmo Credit for you hard work. Satisfied customer!

Review 61 (2021-03-09 - Rating: 5)
Id like to give credit (no pun intended) where credit is due! Cosmo has many assets and one of them is a young lady by the name of Alejandra Moya! She AMAZING!!!!! Very responsive, professional and nice! I would recommend Cosmo to anyone. Dont think about it and contract them to help you fix your credit. Thanks again for your help and support!

Review 62 (2020-11-25 - Rating: 5)
So far my experience with Cosmo Credit had been great, Ro did a great job explaining my processes. I’m very happy I joined the program & can’t wait to see what they can do for my credit. Ale & Ashely are great & always there to answer any questions I have. Thank you Cosmo Credit !

Review 63 (2019-03-17 - Rating: 5)
After having been revealed during a credit check, two accounts sent to collections threatened my job security. Cosmo credit repair took action straight away after a very in depth consultation to combat these accounts. They successfully got both removed totaling $30,000 of debt for a small and absolutely fair price. If you have issues with collections I will say with experience that cosmo credit repair will do everything they can in a timely manner to help. Shout out to Abbie, Kayla, and the team that worked my case, Thank you.

Review 64 (2018-05-11 - Rating: 5)
Worth EVERY PENNY! Let me tell you, if you follow the directions they give you (which are simple) you will be GREAT! Cosmo has helped me with SEVERAL deletions! If you are interested in buying a home, car, getting a small business loan. Please, its worth the time you will spend to give them a call! My report comes with MANY challenges but they have not stopped! Not only can you enter the program BUT you can STAY in the program afterwards! I would definitely recommend Cosmo and have to anyone I know! Give them a shot, you WONT regret it! Tell them Noelle sent you!!

Review 65 (2018-08-06 - Rating: 5)
I’ve been with Cosmo since February of this year and let me tell you.....Gloria and her team are amazing!!! I had an old apartment haunting me on my credit report and Gloria and her team were able to get it removed off all 3 credit reports 🙌🏽🙌🏽🙌🏽🙌🏽 Not only that but my credit score has jumped tremendously! I know a lot of people are afraid to pay someone to fix their credit and thinks it’s better to clean it up on your own. I used to think the same thing until I met Gloria and the Cosmo team. I would recommend Cosmo to any and everyone I know, including strangers lol my sister has signed up, my fiancé and recently my uncle. If you’re reading this review and still have mixed emotions, I’m telling you don’t. Just give them a call and I promise you it’ll be the best decision you’ve ever made. Cosmo I love you all for life!!!! Gloria thanks so much for helping me. I am truly grateful ❤️

Review 66 (2022-07-06 - Rating: 5)
I absolutely love this company!!! I’ve recommended to several friends and family and they love them as well. Ashley has been a big help guiding me through my credit process. I was approved today for a credit card and i literally cried!!! Thank you so much for your services.

Review 67 (2024-09-11 - Rating: 5)
Highly recommended! Received 10 deletions and an increased score on my first round of disputes!!

Review 68 (2021-08-04 - Rating: 5)
Israel from Cosmo Credit Repair took the time to look at everything that was needed to help increase my credit score. Since day one, this company has been a blessing to my family and I.. I went from a 520 credit score and now Im in the 700 club.. Thanks to Israel and the Cosmo Credit. Repair Company..

Review 69 (2020-04-16 - Rating: 5)
From day one, Cosmo credit has been Phenomenal from phone calls to just answering simple questions. They most definitely go above and beyond in every aspect. They always are there to help weather it’s a concern or just a simple question. I’ve only been in the program since February and at the end of March/beginning of April they had already removed 61% of the items off my credit. Pretty Amazing Right??? So glad my fiancé introduced me to them btw he’s also almost done they deleted just a little over 80% of items within a short amount of time. Thank you cosmo credit we are one step closer to where we wanna be I appreciate everything you have done

Review 70 (2021-12-30 - Rating: 5)
I have been with cosmo for a while now and have referred family and friends! Israel hands down has been great! He communicates and breaks down everything so you can understand. I will definitely continue to refer people to Cosmo!

Review 71 (2020-02-11 - Rating: 5)
I started my file with Cosmo credit a little over 1 year ago. I had an extensive case and today it’s been reported that I’m in the 800’s with everything Deleted!!! Thank you so much to Gloria and her team! I now look forward to referring every client I can after seeing these results!

Review 72 (2019-04-12 - Rating: 5)
Cosmo Credit Repair is AMAZING!!! They really do work hard to help their customers and that’s hard to find! Vanessa called me the other day with such GREAT NEWS and that they resolved several issues with my credit that I wouldn’t be able to do! This is a company that goes above and beyond!

Review 73 (2023-11-02 - Rating: 5)
Ive been with Cosmo almost 2 years and theyve been really helpful with me working really hard with my creditSo why dont you hit up Cosmo credit and get your credit right thanks Cosmo you guys are are the best

Review 74 (2022-11-02 - Rating: 5)
Cosmo truly delivers excellent results. If you are looking for a credit repair company look no further. Cosmo has sincerely proven that it is a legitimate service. The results are amazing and are highly astounding.

Review 75 (2019-03-15 - Rating: 5)
Cosmo has done wonders for me. From opening my eyes to the reality of what actively building credit really means, to helping me clean up my existing records in order to increase my scores across the board. The peace of mind gained from knowing that my credit scores are in good light is priceless.This isn’t a “fix all my problems” program, it’s a process of learning and applying techniques to better yourself financially. Cosmo has the capacity to help clean up mistakes, challenge marks against you and guide you in the process of fixing a low score, or building up a score that is already considered good. With a team of professionals working on your account, everything you do to help yourself is multiplied.I want to thank Shawn specifically, he has been there from the beginning and has made sure my needs were met. He did an amazing job of clearing up any questions or concerns I had with my portfolio. Without cosmo, I wouldn’t have been able to reach my goals.

Review 76 (2020-04-20 - Rating: 5)
They have been amazingly great. 3 deletions & 42 late payments removed, big increase on my credit score in 2 months. They have always been available to answer my questions, I really appreciate them, highly recommend them, my brother recommended me to CosmoCredit & I will do the same for anybody else.

Review 77 (2024-04-17 - Rating: 5)
Im please to be working with Cosmo Credit repair. They have been very helpful and responsive to my questions. They have removed all the negative stuff impacting my credit score.

Review 78 (2022-02-11 - Rating: 5)
I visited Cosmo today due feeling uncertain and frustrated regarding my credit After speaking with Mr. Israel he listened very attentive and answered all of my questions and concerns, he is the REAL deal! I finally feel at ease as he took the time to explain the process and where Im at. Thank you Israel and Cosmo.

Review 79 (2020-10-21 - Rating: 5)
I am amazed at the work Cosmo Credit has done on just the first round.I got 24 deletions totaling $9432 and 4 late payments removed!! If you are searching for a credit repair company go with Cosmo Credit! SO HAPPY!

Review 80 (2018-10-11 - Rating: 5)
I highly recommend Cosmo Credit. They successfully removed old negative accts & inquiries from my credit report. I had a recent charge off which caused my score to drop 100 points. They successfully had it removed. Im currently still working with Cosmo to have more negative accts removed. Im impressed with how much theyve accomplished in such a short period of time. Call for your free consult, you wont regret it.

Review 81 (2018-03-08 - Rating: 5)
I absolutely love the experience I had working with Cosmo credit. They were able to get almost everything removed from my credit report. I was able to buy my house, since I am now in the 700 club! Thanks Cosmo

Review 82 (2019-03-27 - Rating: 5)
I was very nervous about starting this program at first. I figured it was a scam like others out there. But as I was going through the 1st stage of the program, Cosmo was able to get 65 percent of items on my credit report removed on the 1st go around. Vanessa is who I dealt with the majority of the time and is a tremendous person. She has always been extremely helpful with info,and finding out answers to my questions. I would recommend this program to anyone

Review 83 (2019-12-13 - Rating: 5)
Cosmo is a reputable credit repair company. They are very organized, reliable and communicative. Garrett in particular calls and keeps my wife and I updated and mostly importantly the negative files and reports are being deleted. I highly recommend this company!!!

Review 84 (2021-10-22 - Rating: 5)
Israel was such a big help! He walked me through everything step by step. He explained everything and answered all my questions. Then when got off the phone he worked on my file and was able to get me 44 deletions the same day! You can’t go wrong with Cosmo CR.

Review 85 (2019-12-20 - Rating: 5)
My husband and I must admit we were skeptical at first as I always think I can clean my own credit. In the past we have had bad experiences with other companies that did not provide any results. I even wasted time filing bankruptcy. But after a couple of life changes in my family we decided to set a goal with Cosmo and trust that they would do the work and to our surprise this company is legit, they were very detailed in explaining their process and providing instructions to us as to how to proceed on our end. They would keep us reminded as to what to look for, how, where, and when. We started seeing results within about 6 months and at about 9 months after we purchased a home. So if youre struggling with your credit I would most definitely recommend this company. Thank you Abbi and Garrett.

Review 86 (2023-12-14 - Rating: 5)
I just started my credit process end September and I’ve already gone up by almost 90pts I believe and most importantly have had deletions already Jose my rep is amazing answers all my calls and questions explains everything to me I just trust these people I really do I couldn’t be more excited my goals are high and I know we’ll get there with cosmo credit also I just love my rep Jose’s attention to everything he’s just amazing can’t say enough great things when credit is everything and you don’t have it just come here !!!!

Review 87 (2021-12-06 - Rating: 5)
Based on my one year experience for using this company’s service to repair my credit , at the beginning for couple months I didn’t get any proper results, but now I’m satisfied from this company , because they could finally raised up my credit score from 550 to 690 and removed most of my late payments and more.I wanna appreciate Israel to taking time for me and help me to get my new credit card after couple years.Thanks Cosmo Credit repaire.Thanks a bunch Israeil👍😊🍁

Review 88 (2020-05-12 - Rating: 4)
Cosmo is a great company!! In the first round of sending out letters they got me 12 deletions and 3 late payments deleted off my credit report! If anyone is looking to get your credit up this is the company to go to!!!

Review 89 (2020-08-19 - Rating: 5)
I would recommended Cosmo. I had a consultation with Ro Alvardo back in June signed up it was a slow process at 1st. I was getting impatient but got that phone call & email stating that I had 8 deletions my 1st round. The communication is good I have no problem with anyone responding back when I send a email. Cant wait til I finish my journey. THANKS Cosmo!!!!

Review 90 (2018-09-20 - Rating: 5)
I started out with Cosmo feb 2018 with a credit score of 462, 413 and 429 as of August 2018 my scores have to jump to 590, 582, and 597 this is a wonderful experience for me and I know that my six months is over with but I constantly want them to keep working on my credit because now I can apply for Credit and also buy my first home. They may be pricey 🤦🏾‍♀️💲💲💲 but it is well worth it and u want miss it trust me . Thanks Cosmo

Review 91 (2020-07-09 - Rating: 5)
I want to thank Cosmo Credit for your excellent skills and dedication to help me get to my goal so far 25 DELETIONS WORTH $19,050 & 1 LATE PAYMENT REMOVED from my credit report!!! Thanks so much for all you do and i really cant wait to see how the outcome looks because this is the begining i signed on with them in april and look! Again thanks and im ready for get to my dream credit score!

Review 92 (2023-01-17 - Rating: 5)
They have helped within time to remove any negative accounts from my credit. My score has increased. They promised and delivered!Definitely recommend Cosmo Credit!

Review 93 (2024-10-15 - Rating: 5)
Cosmo credit repair has been amazing…especially through my ups and downs…I’d highly recommend them to anyone looking to better their credit

Review 94 (2020-09-30 - Rating: 5)
Quick praise report 🥳🙌🏼 since I’ve been working on repairing my credit with Cosmo Credit Repair . I’m beyond happy I got 8 DELETIONS worth $20,680 & 9 LATE payments REMOVED on my FIRST ROUND ON TU ! That’s a 18% DELETION RATE ! Ashley has been amazing keeping up with me and always there to guide me !!! COSMO is DEFINITELY the route to go to fix your CREDIT !!!

Review 95 (2018-08-21 - Rating: 5)
I have had nothing but excellent customer service from the team at Cosmo. I have called multiple times a day with questions and they were always there to answer the my questions. They never made me feel as I was a bother and always addressed the issues at hand right away. The knowledge and concern that they have for the customers that they serve is amazing. I feel that they take my concerns personal and are ready to help any way that they can. Thanks Amanda, Kylie, for all you guys do.

Review 96 (2020-02-20 - Rating: 4)
I’ve used this service since September 2018. Before communication was not very good and turn over within the company seemed very high. Things have stabilized and from what I can tell, Garrett is a large part of this. I’ve seen a lot of growth in his ability to address my concerns and he has remained consistent in reaching out at least once every couple of months to recap where my accounts are in the deletion process amongst the credit bureaus. Every once in a while, I think, I’ve paid this company so much money and I’m not sure it is all worth it. Without Garrett boldly advocating the Integrity of the process and his company every time, I would’ve canceled.My credit score has jumped from the 5 hundreds to high 6 and 7 hundreds from September 2018 to December 2019.Thanks!

Review 97 (2020-02-10 - Rating: 5)
Thanks Cosmo for all that you have done and continue to do helping me with repairing my credit! Abbi and Garrett are awesome!! Thanks for getting me results so quickly.The first round removed over 46% of negative reports off my credit! Thanks!!!Great company to get things done efficiently

Review 98 (2021-03-25 - Rating: 5)
Thank you CCR for 30 deletions totaling 60.26% and still fighting hard for me. They always keep a Clear communication and great at explaining anything i request for. I would definitely keep referring my friends and family to Cosmo Credit Repair.

Review 99 (2022-02-01 - Rating: 5)
Cosmo credit repair is the best! They have helped me increase my credit score and have deleted collections, late payments etc.. Israel is the best he takes time to listen to your questions and explains in great detail.

Review 100 (2020-02-28 - Rating: 5)
If you’re reading this you’re probably trying to decide whether or not to use a service like CosmoCR to increase your credit score, clean up your report etc. Stop trying to decide and just do it.I know how it feels to wonder if you’re doing the right thing by using a credit repair agency, it’s scary and invasive and you’re allowing a team of people to know everything about you. If you’re not ready to trust them, trust ME, when I tell you that I did ALOT of research before committing my own money and trust to CosmoCR.I’m so happy I chose to work with this particular credit repair company. Throughout the entire process the team kept me updated and no matter when I had questions someone was there to answer them. As long as you, the customer, do your part and provide the Cosmo team with everything they need to do their job, you will see results.I began the program in early December and by February I only have 1 account left to be deleted. That’s an 89% deletion rate for those of you looking to crunch some numbers.To be honest I really didn’t think Cosmo would be able to delete the types of accounts in my file, but I knew I didn’t have the time to personally go after each account and fight with the bureaus myself. I decided this solution was better than not doing anything at all.Listen, I don’t know how they do it, but they do, and I’m here to tell you that CosmoCR has exceeded my expectations. The team has absolutely blown me away with what they were able to accomplish in such a short amount of time. Choose CosmoCR you won’t regret it.EDIT: I decided to add the following disclosure because I noticed the review right after mine made some pretty wild accusations.I’m currently a student and work part time. My money and time is extremely valuable to me. I wouldn’t waste either of those things by paying a company hard earned money if they didn’t do what they said they would do, nor would I take the time to write this extensive review if I didn’t believe in them. I do not work for CosmoCR. I wrote this review because I believe in what they do and I’ve experienced the results. Remember, the credit repair process is a two way street, you have to do your part in order for them to do theirs.

Review 101 (2020-05-29 - Rating: 5)
Cosmo credit repair has been an awesome choice so far. I have had several deletions from my credit report on my first round of disputes. I am very grateful that Cosmo credit is helping me repair my credit!

Review 102 (2023-02-23 - Rating: 5)
Highly recommend Cosmo Credit Repair, they’ve been working on my credit since last year and the result is amazing!! They where able to get me +100 pts on my score.

Review 103 (2018-08-10 - Rating: 5)
I have been working with Cosmo Credit Repair for a few months now and so far the process has been awesome. I am very happy with what they been able to remove and help me understand thus far. They have exceptional customer service. To be more specific my assistance and guidance with a Anna Escobedo has been a flawless experience and I couldn’t have asked for anyone better.I have been with my job for about 11 years and recently received quite the opportunity at a new company with a better schedule and salary. However, I was beyond nervous to make the change as I plan to purchase my first home once I’m all put back together with CCR. Anna made that nervousness go away in the snap of a finger. She helped me understand that it should be okay, however, went the extra mile to speak with her manager and a lender to give me peace of mind. I can’t thank her enough for the calming yet happy feeling she provided. CCR is lucky to have her and as customers we are extremely lucky to have her as our advocate. Thank you so much, Anna. I look forward to working with you more.

Review 104 (2019-01-04 - Rating: 5)
This company did so much for me! I had an old student living apartment complex on my credit and this company was able to get them to remove it! I got approved for my apartment today, and I can’t tell you how happy I am! Do yourself a favor and use this company. It does take time so don’t expect immediate results! Invest in yourself and get Cosmo to take care of your problems!

Review 105 (2018-10-16 - Rating: 5)
Big shout out to the Cosmo team! They get results! I’ve been in the program for about a year now and they have gotten so many delegations off my report! Including something’s I thought never would come off. Anna, Gloria and the whole staff are awesome and amazing at what they do!

Review 106 (2021-08-25 - Rating: 5)
First in gonna start off by saying that Israel is the bomb dot com literally!!! Thank you so much for all your help some what of my stress has been lift drastically. I started my process with cosmo due to that my goal was to buy a house of my very own and I must say my scores have been a total improvement thank you guys so much that fog seems to be getting clear by the day. I very much recommend cosmo and especially Israel he is very helpful with explaining

Review 107 (2021-10-05 - Rating: 5)
In my three years in working with Cosmo, Israel is hands down the most thorough account manager I’ve had. I have never been asked to fill out a review before either but am for sure filling one out for them.

Review 108 (2021-01-28 - Rating: 5)
Cosmo Credit has been helpful on my credit repair journey. Theyve been successful at erasing several debts from my credit, and my score has increased because of it. Ashley has been sweet and helpful. 🙏

Review 109 (2020-03-18 - Rating: 5)
Cosmo Credit is the real deal! If you want results, Cosmo Credit is the only way to repair your credit. I have used other repair companies in the past, that ended up being a waste of money, time and effort! Would highly recommend Cosmo Credit to anyone looking to increase and repair their credit score.

Review 110 (2019-08-08 - Rating: 5)
Crazy result!!! 83% of my negative factors. On my credit score GONE!! The results pay for themselves, if you want to fix your credit and better your families life with that financial stability, wanting to buy that new car, or that house with the white picket fence?? You better get ahold of Cosmo Credit Repair they will help you get there!!!!! Thank you Garrett Ryder for being so helpful with my questions!! You guys are the best!!!

Review 111 (2021-10-01 - Rating: 5)
I am currently reviewing my credit record with Israel R. Israel is superb! Prompt, thorough, extremely patient, helpful, explains everything to me. I have never worked with a customer service agent from any agency that impressed me like he did. I appreciate the genuine personality he exhibited. I would refer any acquaintance to him. Thank you.

Review 112 (2021-06-22 - Rating: 5)
This company did exactly what they said they would do. They responded immediately to questions, concerns and phone calls. They got every collections account removed and increased my credit score by 100 points. Cannot recommend them highly enough. Special thanks to Ashleye for going above and beyond throughout this whole process. She really made me feel like i had someone that cared and was working hard for me.

Review 113 (2020-10-22 - Rating: 5)
Wooohooo Congratulations to NELLIE GREEN for getting 9 deletions worth $3,952 & 2 LATES removed on her FIRST ROUND!!! A total of 33.33% deletion rate!!WOW !!! Cosmo Credit Has done it again!! 9 deletions worth $3,952 & 2 lates removed on my first!!! What an awesome job, thanks for taking care of me and my credit history. Love yall!!! Great job for informing me and keep me up to date Ashley.🥰😁👍🏼

Review 114 (2019-05-03 - Rating: 5)
Me and my wife have both signed up for the credit repair program and it has worked out for us so great! With almost 80 per-cent of negative off of my report in just the first round I would definitely recommend this company and especially Jasmine and Doug they were wonderful very helpful always able to respond quickly A1 Customer service I have recommended them to friends and family and will continue to do so thank you so much

Review 115 (2022-02-26 - Rating: 5)
Like many I’m sure the search for a reputable credit repair company can be daunting. Cosmo Credit Repair, specifically Israel truly brought my credit score back from the abyss. Give them a try and I’m sure they can do the same for you…absolutely no regrets 👍🏾

Review 116 (2023-01-24 - Rating: 5)
Cosmo credit repair is a Wonderful company. Everybody who I came in contact with is awesome they got my credit down to 93%. That is amazing.

Review 117 (2020-10-08 - Rating: 5)
You can count on Cosmo Credit Repair in your time of need! Their team is dedicated, professional and always willing to help. Big shout out to Ro and Ashley for always having a positive attitude and responding quickly! Thank you Cosmo 🙂

Review 118 (2021-09-22 - Rating: 5)
My hubby and I have nothing but profitable experience!!!! We have really profit from being with Cosmo Credit! They have our credit better than ever before and we’re now ready to move in to the next chapter of out lives.

Review 119 (2019-12-06 - Rating: 5)
I just finished a 6 month round of working with this company to repair my credit. They were able to increase my credit score by 118 points. I would highly recommend their services to anyone who is needing to bring their credit up to purchase a home or vehicle.

Review 120 (2019-03-26 - Rating: 5)
I highly recommend this company on my first round i recieve a result of 60% of deletion. My dream to being a home ower is so much brighter now after years of trying to do it on my own. Cosmo repair, i can not thank u enogh so worth the money and much much more cheaper than me doing it on my own. Every time i call everyone is so helpful, they nots are there and i get transfer to the right department. So impress with customer service. Everyone knows what going on on my report. Highly recommended. Job well don!

Review 121 (2021-09-16 - Rating: 5)
Great service. They will respond quickly to address any questions and concerns. I have had an amazing experience with them so far and seen really progress and improvement in my credit score. There service and expertise is top notch especially working with Israel who provided excellent customer service.

Review 122 (2021-03-04 - Rating: 5)
FIRST TIMERS❗️ I wasn’t sure what to expect and I am still in the middle of the process but I believe in the work they are doing and the employees that are working with me have been super understanding and flexible considering I joined this during the pandemic and while I come to terms with the lifestyle changes I have to make too. I’m 25 this year and really want more for myself so here’s the first step. There were things in my reports that I didn’t even know existed and cosmo not only found these but also just got 9 inaccuracies on my account = 42%= $4,500 GONE. I am beginning to see the light in the credit ness I was in. You have nothing to lose and everything to gain. Definitely recommend. Trust the process and I will update how this turns out. Ask for ALEXIS or ASHLEY 🙌🏽👏🏽

Review 123 (2022-04-07 - Rating: 5)
They are GREAT!My credit score was not good when I started the program but 8+ months later here I am with a credit score. I have officially finalized my papers for our 10 acre lot!!!! THANK YOU SO MUCH FOR THE HELP!!!!!

Review 124 (2020-09-04 - Rating: 5)
I was very skeptical of using a credit repair program because Ive heard so many nightmares about other places. I am BLOWN AWAY by the service of Cosmo Credit Repair & the progress I have already made- they have removed SO much already & im on my way to buying a house! I would 10/10 recommend using Cosmo Credit Repair!

Review 125 (2020-12-11 - Rating: 5)
I found myself in bad times financially and as a result my credit suffered. I was referred to CosmoCredit by a friend, and I’m very grateful. They’ve already helped raise my score 100pts in the last 6mo’s which is AMAZING! Thank you CosmoCredit team, you guys are awesome!

Review 126 (2018-08-23 - Rating: 5)
Shout out to all of the Cosmo Family Team for doing such an Awesome Job on my credit report. You have done a great work in a very short time frame and I am very pleased with the results, would recommend you highly. Thanks so much Sherrel Kirklin

Review 127 (2020-03-04 - Rating: 5)
Cosmo Credit Repair helped myself and my clients out of credit jams time after time. They really know how to put a plan together for your situation and attack it. Instructions were easy to follow and they stay in front of you.

Review 128 (2023-01-25 - Rating: 5)
My experience with COSMO was stress free experience. Through your due diligence I was able to purchase my dream home in 2021. I will highly recommend your services.

Review 129 (2018-10-28 - Rating: 5)
I’m so impressed with the professionalism at Cosmo. This team truly delivers results! I’m very greatful for Anna. She keeps it straight with you and gets you to your goals. I’m so excited to continue my progress in the program!

Review 130 (2018-10-12 - Rating: 5)
I have had nothing but positive encounters with the Cosmo credit repair team! I have seen an increase in my score and any questions I have had are answered quickly. Anna is amazing. Gloria gets results!

Review 131 (2019-05-22 - Rating: 5)
I have been in the program for just a couple of months and within the first round of disputes, I’ve already had 67% of negative items deleted! I am so excited to see what happens the next go around! Jasmine has been very helpful and keeping me informed every step of the way.

Review 132 (2020-03-16 - Rating: 5)
Removed over 32k worth of debt to include a repossession, there were some hiccups at points and some confusion as to how billing cycles and everything were, but all got sorted out. ALEX works wonders and stays in your ear with important updates and really strives to assist you in what you’re looking for, they take their time to talk you through each piece, and wholeheartedly care about getting the past mistakes off your report. Everyone deserves a second chance, Cosmo helps you get it!

Review 133 (2020-09-11 - Rating: 5)
I cant say enough about my experience with this company. They were very professional and the process was seamless and easy. On the 1st round, they were able to get over 13 accounts deleted, 35 late mortgage payments deleted, and 9 late student loan payments deleted. I am so glad I found this company. They are BEYOND amazing!!!

Review 134 (2021-10-12 - Rating: 5)
Great job!!! Cosmo Credit Repair has help me increase my credit with great results totally recommend Israel with Cosmo credit repair for all your credit repair needs. Outstanding job Israel🥳

Review 135 (2020-10-28 - Rating: 5)
I am very happy with the results that I obtained , my credit report when from average to super good. I can’t wait to see all the good opportunities that this change is going to bring to my financial investments. Thank you Cosmo Credit!!!!

Review 136 (2023-04-07 - Rating: 5)
Over the 2 years with Cosmo they was able to help boost my credit. Great service and highly recommend them for credit repair.

Review 137 (2023-01-22 - Rating: 4)
From the time I first time I started working with this company they have worked diligently to remove negative impact off my credit, even at times I slack off.These are great guys to work with and I am very impressed by their results.

Review 138 (2021-02-24 - Rating: 5)
HORRIBLE &&&& UNPROFESSIONAL.I RATED THIS 5 STARS SO THAT IT SHOWS ON GOOGLE.READ THIS REVIEW!!!!!!They constantly call and ask for payment for doing absolutely nothing for my credit. They charge my card repeatedly for months now even though I have cancelled services. Gloria hides the real reviews and has her friends and family leave positive ones so that she can continue to lure in unknowing customers. Be careful. Take your business elsewhere. Read the reviews on the BBB website first. They are the one reals. She FRAUDULENTLY will continue to charge your card each month and harass you with phone calls but when you call to see what theyre even doing for your credit, you cant get a single person on the phone. Theyre only here to collect money and do nothing for you. This business will probably go under soon with such unethical practices and unprofessionalism. Good luck gloria.

Review 139 (2020-03-31 - Rating: 5)
Cosmo has done an amazing job to my credit score! My goal was to purchase a home and I have been prequalified! I would recommend them to anyone!

Review 140 (2020-07-21 - Rating: 5)
Cosmo credit repair has helped quite a bit with deletions off my credit. I highly recommend them to help with your credit issues. Im very satisfied so far with there performance.

Review 141 (2023-11-03 - Rating: 5)
Cosmo Credit have been good for me they have deleted 25 items off my credit report it’s been good working with them

Review 142 (2022-01-13 - Rating: 5)
I am more than pleased with this company! Especially Israel to be exact. He went over the call of duty on handling particular disputes that was a PAIN in the butt! It’s hard to impress me but nevertheless I was highly impressed with how he handled it. He feels like family now. LolI am personally skeptical when it comes to reading reviews but you can take my review to the bank! I can only speak on my experience and hope everyone’s will be the same. 💯

Review 143 (2021-03-28 - Rating: 5)
Cosmo Credit repair has helped both my wife and I increase our score in such little time. Both Ashley and Ro have been very helpful through out the process.

Review 144 (2020-10-27 - Rating: 5)
Great team to work with, very knowledgeable and follow through with their commitments. Their customer service is unbeatable. I would recommend Cosmo Credit Repair to anyone with a need.

Review 145 (2023-11-07 - Rating: 5)
Cosmo Credit is the best. I am so grateful for Gloria and her team! 👏 Amazing results!!!! Thanks Jose

Review 146 (2021-12-02 - Rating: 5)
Cosmo Credit has done great for me so far. I literally went up almost 35 points in 2 months. Im excited to see what the next 2 months have for me!!!

Review 147 (2018-09-14 - Rating: 5)
I started with Cosmo a short time ago, they kept me informed every step of the way and before I knew what hit me, they had things flying off my credit report. My score shot up and now Im in position to get great interest rates, thanks Cosmo for changing my life.

Review 148 (2020-04-16 - Rating: 5)
Cosmo has helped a lot of people that I know and I have sent several referrals to them to get the prepared for mortgage qualification. Great communication and easy to talk to and work with ! 5 Stars!

Review 149 (2021-09-24 - Rating: 5)
Cosmo repair is very professional & if you have bad credit. Cosmo is the place to go. Israel is my consultant & is very professional. I highly recommend Cosmo repair credit.

Review 150 (2020-02-03 - Rating: 5)
I just completed my credit repair with Cosmo. They were able to get over 60% negative items removed along with my bankruptcy. My credit score went up 100 points

Review 151 (2020-05-22 - Rating: 5)
I definitely recommend CCR! I was a little skeptical in the beginning, but within 2 months I saw amazing results! With 13 deletions and 37 late payments removed, I’m no longer skeptical but ecstatic with the work they have done.

Review 152 (2020-03-06 - Rating: 5)
They got over 10 deletions removed along with 19 later payments removed as well. To top it off, that also came with over 6k plus removed from my credit which lead to a 57% deletion rate. Gotta Love Cosmo

Review 153 (2021-11-11 - Rating: 5)
Cosmo CR staff is very professional and customer friendly. They answer all your questions and are there for you any point of time. Glad I choose them. Thanks for helping me out Cosmo CR. Thanks Ashley.Mir

Review 154 (2021-08-11 - Rating: 5)
Been working with cosmo credit for a few months and they are awesome 31 deletions including collections, charge off and repos.. my credit is good enough to be able to purchase a home soon.. Ro alavarado and Israel are the best.. I recommended them 100 percent

Review 155 (2023-01-12 - Rating: 5)
Such a good place to get help getting your credit looked at. Slowly but surely getting all the negative items removed from accounts. Highly recommended!! My score has gone up 100+ points!!!

Review 156 (2023-01-19 - Rating: 5)
Hello I want to leave a review for Jose. His customer service skills are excellent! He helped me with something that took a lot of time and I really appreciate his calmness and kind attitude in such a stressful situation. Thank you Jose!

Review 157 (2020-03-05 - Rating: 5)
At first I was skeptical about this company because of the how many scams are out there . However I had a great experience with Cosmo credit they have shown me great result and I can’t wait to see my score continue to rise.

Review 158 (2023-12-07 - Rating: 4)
Takin longer than expected & mostly my own doing. Great communication very understanding & they will work with you financially that’s a blessing.

Review 159 (2023-01-26 - Rating: 5)
My score was down to 480. Very poor. This company has already gotten my score up to In the 600s in just a few months. They are very polite and super professional 🥰 highly recommend to anybody🙏

Review 160 (2021-02-11 - Rating: 5)
These guys helped me go from a 400 credit score to close to 670 in a little over a year and a half. I can’t say enough about how they’ve turned my life around. Highly recommended to anyone who made mistakes in their youth or those that have never built credit before

Review 161 (2019-07-10 - Rating: 5)
Ive been with them for almost a year and I have received the best service I could have ever imagined. Thanks for all youve done Garrett and the Cosmo Credit team for working diligently with me.

Review 162 (2021-12-10 - Rating: 5)
Thank you thank you cosmo and your team for helping me through this journey on my credit. I wasn’t expecting so much to be deleted in one month but y’all know what y’all are doing and doing it so well. Again thank you. Let’s get to 700!

Review 163 (2023-11-02 - Rating: 5)
They’ve helped me out tremendously. I used to use Lexington Law but Cosmo Credit Repair is my go to for credit repair from now on. Just follow their directions and the rest is history!

Review 164 (2020-11-06 - Rating: 5)
My First month of Deletions were amazing!! 7 deletions with over $13k In debt‼️ I recommend Cosmo Credit for you ASAP!!! Blessings.

Review 165 (2021-08-02 - Rating: 5)
Oh My Gosh ** To God be the Glory**🌟🌟🌟🌟🌟 21 Deletions!Cosmo Credit Repair you are Truth! We are Amazed, and Grateful for the Exceptional one on one Customer service!💕💕

Review 166 (2021-03-19 - Rating: 4)
They have disputed several items on my credit and had them deleted. I appreciate the work cosmo has done on my credit. Im very impressed.

Review 167 (2022-06-28 - Rating: 5)
I’ve been with Cosmo for quite sometime and everyone that I’ve encountered have been nothing short of helpful! Not to mention the things that I’ve learned during this process has made this journey even better!!!

Review 168 (2022-01-25 - Rating: 5)
My name is Jonnie and I want to team credit repair Cosmo for helping me fix my credit and taking out all the debt that I have on there the team was very helpful and very professional they took out just from one of them I’m gonna mention which was Toyota over $18,000 and they got it out of my credit from all three bureaus which is great again very professional and is very affordable turn off the payments for fixing your credit which is your life

Review 169 (2023-11-20 - Rating: 4)
Jessica is very detail she answered all of my questionsThoroughlyIs feels good to have someone like her on my team.

Review 170 (2019-07-10 - Rating: 5)
A wonderful experience!! Everyone has been super helpful, and answering any questions in a timely manner. They’ve removed 66% of my “bad credit” within just a couple of months. I can’t thank them enough.

Review 171 (2019-05-20 - Rating: 5)
Cosmo has been working on my file for a few months now and my score has gone up along with my line of credit!$! Very impressive for the amount they charge

Review 172 (2020-03-09 - Rating: 5)
Im so thankful to Cosmo Credit Repair (CCR). I never imagined my credit could ever be repaired. Things are really looking great credit-wise. Thanks Garrett and CCR.

Review 173 (2023-11-04 - Rating: 5)
Been using this company for a while no and I don’t regret my decision!! I’ve had the pleasure of meeting some great people there and extremely helpful!! I’ve learned so much and even share tips to my friends to help them as well ❤️❤️❤️

Review 174 (2021-03-10 - Rating: 5)
Working with Ale has been great she’s always taking the time to let me know what’s going on with my credit and the status of it is I’m so happy with Cosmo credit

Review 175 (2019-05-14 - Rating: 5)
I’ve only been with Cosmo for 2 months, and I already see a BIIIIIG improvement on my credit scores!!! I would recommend everyone to go with this company to help improve your credit scores!

Review 176 (2018-09-05 - Rating: 5)
I was can of weary at first about this credit repair because of so many scammers. But I can say first hand they are good people always contact you and keep you up to date on whats going on. Doug Taylor your the best.😘😘

Review 177 (2020-03-20 - Rating: 5)
Thank you to everyone in the staff that made it possible to fix my issues with my credit in a timely manner. From the start of the program to the end they took the time to ensure that process was done right and safe!

Review 178 (2023-01-26 - Rating: 5)
Jarryd has provided great assistance thus far! He is eager to create a memorable customer service experience for all and look forward to seeing the success he provides during these services.