AFS Credit Repair

Located in Houston, Texas

Address: 830 Julie Rivers Dr Ste 704, Sugar Land, TX 77478, United States

Phone: +1 713-822-2630

Rating: 5

Services

Online appointments
On-site services
Wheelchair-accessible car park
Wheelchair-accessible entrance
Wheelchair-accessible toilet
Toilets

Photos

Latest AC Repair Services in Houston

Comments

Review 1 (2025-02-21 - Rating: 5)
Thank you Josh and AFS team! It was my first time reaching out to a credit repair company and Josh has done an amazing job improving my credit! He does a great job with providing updates on everything that is going on, which made me feel secure during this whole process. Took about a year or 2 to reach our goal! I can honestly say this was the best decision! You can trust Joshua and the AFS team!!! I would highly recommend, thank you!

Review 2 (2024-12-20 - Rating: 5)
Thank you for listening, for guidance, for inspiration, for encouragement, and for being available 24/7 (I’m 1,684 miles away and in a different time zone) and most importantly being a part of my home buying process. Without your help and credit repair we wouldn’t have been able to close on our home today. If I can give Josh a 10, I would ! I highly recommend him. He is very knowledgeable in his field and is not out to get you for your money. He really does fix your credit!! The moment I found Josh account on instagram I knew he was the man of his words.

Review 3 (2024-12-28 - Rating: 5)
AFS truly deserves more than 10 stars! I can’t say enough about the exceptional service I received from Josh. He went above and beyond to help me fix my credit and provided expert financial advice along the way. One of the things that stood out the most was how quickly he responded—Josh is incredibly reliable and ensures you feel supported throughout the process. As a financial advisor and credit repair expert, his knowledge and dedication were evident in the personalized solutions he offered. He’s honest, dependable, and truly worth every penny for his service. Thanks to his efforts, my credit has improved significantly, and I feel more confident about my financial future. If you’re looking for someone who genuinely cares about helping you rebuild your credit and achieve your financial goals, Josh at AFS is the person to call!-Christine

Review 4 (2025-02-25 - Rating: 5)
Joshua is super helpful and informational. He went above and beyond with helping me repair my credit. My life has never felt more together than now. He solved all of my financial and credit issues. I would highly recommend him to anyone and everyone.

Review 5 (2025-01-07 - Rating: 5)
I’ve been working with Joshua for the past two years, and he has done an incredible job helping me improve my credit. In the past, I paid someone else to fix my credit, but I ended up being scammed, leaving my score stuck in the 500s. However, after signing up with Joshua, my credit began improving within just a few months. Joshua keeps in touch with you monthly to monitor your credit and ensure it’s on the right path. He’s always quick to respond if you have any questions. As a student, he works with you to ensure you make smart financial decisions as well. I can’t thank him enough for saving my financial future—my younger self would be truly grateful.

Review 6 (2025-01-07 - Rating: 5)
Josh did an amazing job on my credit! Worth every penny I paid for and more. He also kept me updated on everything that was going on which made me feel secure during this whole process. I highly recommend him and AFS credit repair!!!

Review 7 (2024-11-08 - Rating: 5)
I couldn’t be more impressed with the amazing service I received from Joshua with AFS Credit Repair! They went above and beyond to help repair my credit and exceeded all my expectations. From day one, they were thorough, knowledgeable, and truly dedicated to improving my credit score. What stood out the most was the consistent communication and updates. Every step of the way, I knew exactly what was happening and felt completely supported.The results speak for themselves—I’ve seen a significant improvement in my credit score in a short amount of time, something I never thought possible! They provided clear, tangible proof of the progress, which gave me so much confidence and peace of mind. If you’re looking for someone who will work hard, keep you informed, and truly care about your financial success, I highly recommend Joshua with AFS Credit Repair. Their customer service is unmatched, and the results are outstanding.

Review 8 (2025-02-08 - Rating: 5)
Joshua and AFS is the real deal when it comes to credit repairs. He was very flexible and understanding when it came to making payments. I am glad I looked into AFS credit repair because I had no idea there was a student loan pending payment on my account. Joshua was always a text away whenever I had any questions regarding credit. Very highly recommend!

Review 9 (2024-12-06 - Rating: 5)
Support a local business and hometown native was the best decision I made, Thanks AFS Team! I am thoroughly impressed with AFS enhancements and continued excellence in their service and professionalism. The credit monitoring aspect is top-notch. I receive regular updates on my credit score and detailed reports on any changes. The alerts for new credit inquiries and potential fraud are timely and accurate, allowing me to take immediate action if necessary to reach my goals. Contact them today. Thanks AFS!

Review 10 (2024-11-12 - Rating: 5)
Excellent experience with Joshua at AFS Credit Repair with his above and beyond service. Started my service with him July of ‘23 and took about 15 months. I would definitely recommend him to anyone wanting credit repair. He was the third company I tried using and has been a great deal of help to me. I had 19 accounts to review within the three bureaus and all bad was taken out. Now I can move forward in life and in business. Thank you Joshua!

Review 11 (2024-12-04 - Rating: 5)
Joshua really was easy to work with and understood my goal. At the end of the day, credit professionals also work as financial advisors, helping you integrate credit management into your overall financial goals. He can help you understand your credit history, dispute errors, and work on improving your score. I would highly recommend him as a trustworthy advisor.

Review 12 (2025-01-20 - Rating: 5)
Joshua was great at keeping me informed throughout the process and did everything he said he would. I was able to get approved for an AMEX card and other cards that always denied me in the past. Highly recommend if you need help getting your credit right!

Review 13 (2024-12-04 - Rating: 5)
I want to first say thank you for helping me when nobody else would! I appreciate all the hard work that I could not have done myself. Before this, I went through several other routes and companies to help me get my credit back on track but they couldn’t do nearly as half of what AFS has done for me within a couple of months. Truly appreciate all that you’ve done to help me get my life back together so THANK YOU!

Review 14 (2024-08-15 - Rating: 5)
If I can give AFS credit repair 10 stars I definitely would. My husband and I have been working with Josh for almost 2 years now. We’ve trusted the process and have seen drastic improvements in our credit scores. I didn’t expect this but we got qualified for a home loan with low interest rate. These accomplishments were all possible because of his expertise.Josh knows what hes doing and goes above and beyond to help you. He is so friendly, has excellent customer service skills, communicates so well, very good at what he does and so flexible. He is always keeping us up to date on whats happening and is so informative. If youre looking for someone knowledgeable and trustworthy to fix your credit, then Josh is your guy!! Highly recommended 👌🏼Thanks for everything, AFS credit repair!

Review 15 (2024-12-03 - Rating: 5)
Highly recommend AFS Credit! Joshua helped me with my credit rebuilding journey starting May of 2023, and my scores has increased tremendously! He’s super honest, consistent, and understanding.

Review 16 (2025-01-15 - Rating: 5)
Joshua worked with me for a while on my credit. He kept me posted thru the whole process. And he made it happened for me. My credit is at its best now and this wouldn’t be possible without Josh help. I highly recommend him to anyone who is trying to fix their credit.

Review 17 (2025-02-07 - Rating: 5)
Very impressed w the way Joshua handled my account. He always kept me up to date and explained things that I didn’t understand. Thanks to him, I’m in the 700s club and got my first Amex. AFS!! Trust the process!

Review 18 (2023-12-14 - Rating: 5)
I recently signed up for the credit repair services provided by AFS Credit Repair and I couldnt be happier with the results. Josh at AFS was extremely professional and knowledgeable about the best strategies to repair my credit.I had a low credit score and was struggling to get approved for home mortgage loans and credit cards. After working with AFS, my credit score has increased significantly and I was able to qualify for an incredibly low interest rate which allowed my wife and I to purchase our first home.The customer service from Josh at AFS was also exceptional. He was always available to answer any questions I had and kept me updated on the progress of my case.Overall, I highly recommend AFS for anyone looking to improve their credit score. The results speak for themselves and I am grateful for the help they have provided me. Thank you, AFS Credit Repair!

Review 19 (2024-10-29 - Rating: 5)
Joshua Niygen got me right. I had some things on my credit that didn’t belong to me. I had some things on my credit that was unexplainable. When I tell you, he did his thing professionally. I am so humble and grateful for all the help all the dedication all the time all his resources he provided me to get my credit back on point. I have no bankruptcies I have no delinquent issues on my credit. I got lots and lots of inquiries off My credit. I’ve never had good credit before until now thank you for everything that you’ve done for me. You just don’t know what a blessing you are. I highly recommend this company. Seriously, your work has changed in my life.. I officially have good credit thank you.

Review 20 (2025-01-27 - Rating: 5)
Josh helped me fix my credit and get me to 800s. From 650, I now have 814. Thank Josh! I highly recommend him to improve your credit score!

Review 21 (2024-12-13 - Rating: 5)
May 2023 , I inquired about a credit repair from Josh after seeing an influencer in California utilizing his service. I was in the dump with court battles and I finally need to get my finances together for my kids. I reached out and it’s been over a yr. He took my credit of 600s in 2022 to 750 today and this month I was able to purchase a home with his credit repair. I am so grateful for his hard work and it has changed my family’s life. Sad to say in America it’s crazy how your financial life should be depict by numbers , but that I why we have ppl like a Josh to help . Thank you and highly recommend!! See my pictures for evidence of how much my financial status has change bc of AFS.

Review 22 (2024-12-04 - Rating: 5)
AFS Credit repair saved me so much! My credit score was horrible until I worked with them. They got it up in no time and explained the process to me very thoroughly. They helped me get my dream truck!

Review 23 (2024-12-20 - Rating: 5)
Josh is amazing, went from a 520 to 767 in 6 months or less. The only company out of many to do the job right. Thank you Josh & team

Review 24 (2024-03-18 - Rating: 5)
Excellent Customer Service. Joshua was extremely knowledgeable and accommodating about all of my planning towards getting approved for a house loan. He offered creative solutions and executed timely and accurately. My credit went from Poor to Good Credit in 6 months. Trust the process.

Review 25 (2023-12-17 - Rating: 5)
AFS credit repair provided us with stellar services. The representative was very informative of every transaction that was done. He was easy to contact and responded quickly with answers to any questions or concerns we had. He was also punctual with credit monitoring and providing advice. We are very pleased with the results. I would highly recommend their services.

Review 26 (2024-07-06 - Rating: 5)
I started repairing my credit with Josh 2 years ago i was skeptical sending money through zelle he was fine with me meeting him at his office to know he is legit ever since he sends me updates weekly/monthly also if i have questions i just shoot him a text good person to trust i highly recommend

Review 27 (2024-01-17 - Rating: 5)
Josh is amazing to work with! Communication, follow thru and process is top tier. I’m so happy with my results and would recommend him to anyone looking for credit repair or advice. Thank you so much Josh!

Review 28 (2025-02-16 - Rating: 5)
Thank you Joshua for helping me !Very highly recommended your always help in all my questions and always giving me an update on everything

Review 29 (2023-05-20 - Rating: 5)
Amazing service ! Help me understand better about how everything works, and was very easy to follow through with. High recommend to anyone who question if they should see if their credit should be checked !